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Pension Options

Old Oct 22nd 2020, 6:44 pm
  #31  
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Default Re: Pension Options

Jumping into this thread - but only after wishing Mr Piff Poff a speedy recovery!

I paid NIC from 1990 through to 2004 when I emigrated. If I check my NI contribution record I obviously have zero contributions from 2004 onwards. It appears the price of buying further years is GBP795 / year.

When I check my UK pension entitlement I get the info below:


So I'm confused., Assuming no further contributions am I going to get 81 quid a week or 175 quid a week?

I'm assuming the former.

Last edited by Atlantic Xpat; Oct 22nd 2020 at 6:54 pm.
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Old Oct 22nd 2020, 9:07 pm
  #32  
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Default Re: Pension Options

Originally Posted by Atlantic Xpat View Post
Jumping into this thread - but only after wishing Mr Piff Poff a speedy recovery!

I paid NIC from 1990 through to 2004 when I emigrated. If I check my NI contribution record I obviously have zero contributions from 2004 onwards. It appears the price of buying further years is GBP795 / year.

When I check my UK pension entitlement I get the info below:


So I'm confused., Assuming no further contributions am I going to get 81 quid a week or 175 quid a week?

I'm assuming the former.
The former - uprated by whatever % between now and when you would start to get it.
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Old Oct 23rd 2020, 2:42 am
  #33  
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Default Re: Pension Options

AX that's almost the same figures as me lol. I have a email request in. I'll post the results when I get them


Mr Piff is doing much better but hasn't yet got a release date.

Than you all for your thoughts.
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Old Oct 23rd 2020, 3:15 pm
  #34  
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Default Re: Pension Options

Originally Posted by BristolUK View Post
The former - uprated by whatever % between now and when you would start to get it.

Where does it say how much it will cost you to get the full amount of years required for full pension. I find the whole thing very confusing.
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Old Oct 23rd 2020, 3:35 pm
  #35  
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Default Re: Pension Options

The max with NO further contributions is 81 pounds a week.



Originally Posted by Atlantic Xpat View Post
Jumping into this thread - but only after wishing Mr Piff Poff a speedy recovery!

I paid NIC from 1990 through to 2004 when I emigrated. If I check my NI contribution record I obviously have zero contributions from 2004 onwards. It appears the price of buying further years is GBP795 / year.

When I check my UK pension entitlement I get the info below:


So I'm confused., Assuming no further contributions am I going to get 81 quid a week or 175 quid a week?

I'm assuming the former.
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Old Oct 23rd 2020, 3:35 pm
  #36  
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Default Re: Pension Options

Originally Posted by Tangram View Post
Where does it say how much it will cost you to get the full amount of years required for full pension. I find the whole thing very confusing.
It usually tells you below the information the OP posted....
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Old Oct 23rd 2020, 5:20 pm
  #37  
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Default Re: Pension Options

Originally Posted by Tangram View Post
Where does it say how much it will cost you to get the full amount of years required for full pension. I find the whole thing very confusing.
Originally Posted by shelley748 View Post
It usually tells you below the information the OP posted....
Sorry Tangram, I don't have access to my account anymore so I can't check.
You probably have a rough idea how many years you contributed for and 35 years gets the full whack. Then multiply the number of years short by the cost of class 2 (£150 per year) or class 3 (£800) and you'll have a rough idea.

If you make a formal application they'll confirm how many and whether you can pay C2. You're not bound to actually doing it so nothing to lose.
I vaguely remember from mine that I was 'invited' to pay for more missing years than were actually missing.

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Old Oct 23rd 2020, 5:42 pm
  #38  
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Default Re: Pension Options

Originally Posted by BristolUK View Post
Sorry Tangram, I don't have access to my account anymore so I can't check.
You probably have a rough idea how many years you contributed for and 35 years gets the full whack. Then multiply the number of years short by the cost of class 2 (£150 per year) or class 3 (£800) and you'll have a rough idea.

If you make a formal application they'll confirm how many and whether you can pay C2. You're not bound to actually doing it so nothing to lose.
I vaguely remember from mine that I was 'invited' to pay for more missing years than were actually missing.

Thanks Bristol. Forms ready to send off this weekend to check. That's a big difference between class 2 and 3. Geez I hope it's class 2
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Old Oct 28th 2020, 2:26 am
  #39  
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Default Re: Pension Options

Originally Posted by Tangram View Post
Thanks Bristol. Forms ready to send off this weekend to check. That's a big difference between class 2 and 3. Geez I hope it's class 2
was that form CF83?
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Old Oct 28th 2020, 7:14 pm
  #40  
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Exclamation Re: Pension Options

Originally Posted by BristolUK View Post
Sorry Tangram, I don't have access to my account anymore so I can't check.
You probably have a rough idea how many years you contributed for and 35 years gets the full whack. Then multiply the number of years short by the cost of class 2 (£150 per year) or class 3 (£800) and you'll have a rough idea.

If you make a formal application they'll confirm how many and whether you can pay C2. You're not bound to actually doing it so nothing to lose.
I vaguely remember from mine that I was 'invited' to pay for more missing years than were actually missing.
Hi sorry if I being slow but from above if I have paid 36 years full contribution have I paid full amount or do I need to make up to 2035 (15 years ) to get the full pension?
Attached Thumbnails Pension Options-09ca3c4c-1793-44bd-9ba6-133eb65bd50a.png  
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Old Oct 29th 2020, 12:24 am
  #41  
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Default Re: Pension Options

Originally Posted by Splitvw2 View Post
Hi sorry if I being slow but from above if I have paid 36 years full contribution have I paid full amount or do I need to make up to 2035 (15 years ) to get the full pension?
If you've paid 36 years you will get the full amount. Somewhere on your account it should say what your pension would be based on what you've paid so far like shown on post 31 and that would be the full amount, currently £175.20 (subject to the annual uprating between now and when you become eligible to apply.)
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Old Nov 2nd 2020, 1:41 pm
  #42  
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Default Re: Pension Options

Originally Posted by Piff Poff View Post
was that form CF83?
Yes. Sent the two forms off last week.
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Old Nov 7th 2020, 3:49 pm
  #43  
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Default Re: Pension Options

Hoping it comes back as Class 2 as according to the website it would cost 795 per year to top up each of my 12 year shortfall. If that's the case I don't really have $16,000 to throw at something which may or may not pay out in 13 years time depending on which bag of &^%$^& is in office at the time. Class 2 I could live with.


It does say I have 26 years of full contributions and my wife 28 years, so not sure I'm reading that correctly with the website showing empty years above them ?

Last edited by Tangram; Nov 7th 2020 at 3:52 pm.
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Old Nov 10th 2020, 5:16 pm
  #44  
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Originally Posted by Atlantic Xpat View Post

Does anyone have a link to the page where you can check this entitlement information, as in the image above. I cannot find this on the .gov pages???
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Old Nov 10th 2020, 5:17 pm
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Default Re: Pension Options

Found it!!! https://www.tax.service.gov.uk/check...ension/account
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