Originally Posted by Arty

Hi ,
we use Johnson Insurance and they accepted my 14 years no claims from the UK all I had to do was show them my last no claims certificate from Direct Line in the UK and a copy of my DVLA green part.

Originally Posted by Photoplex

This is the status quo in Alberta too.

Originally Posted by Fred16

There is no justification for the rates, unless most people drive uninsured and the few get punished

Originally Posted by Jimbo2012

Two years later, I now have that much vaunted "Canadian experience" and we are paying about $2K a year for two vehicles.

As for the general cost of car insurance, I think the winter conditions here are obviously a factor and, with all due respect, I have found Canadian drivers to be generally more complacent than those back in the UK. But that's for another thread.

Originally Posted by Muskoka

I've only been here a few months and my car insurance is £2,900 for the year (UK experience not taken into account). I knew it was going to be in this region before I got here though. Just have to suck it up I'm afraid painful though it is.

Originally Posted by Fred16

My wife and I in out mid 40's, no accidents for at least 15 years was quoted $7,000 for both of us on a Ford Edge ( Markham /Toronto area ). We told them to poke it.
Its just one big scam here. We came from US where we had two cars and our rate was about $1,400 USD. There is no justification for the rates, unless most people drive uninsured and the few get punished

Originally Posted by dbd33

According to the Insurance Bureau of Canada about a quarter of the vehicles in Ontario are driven without insurance. I don't think this has much bearing on insurance rates; people drive without insurance because they've been priced out (I did so myself for seven or eight years). The rates are high because people in Ontario drive badly and then get litigious about it.

Originally Posted by FlyingDutchman6666

Johnson Insurance. I'll send you the rep's contact details by private message.

Originally Posted by catpea33

Hi all,

I've found myself in a situation that I'm finding hard to resolve so I'm hoping someone here has been through similar and can let me know what steps they took! I changed my car license plates to Ontario from Quebec recently and I thought everything was fine and dandy. My car insurance from Quebec had transferred my file to Ontario and I received the details for that, which allowed me to get the plates. Fast forward just over a week (maybe two) and the Ontario division of the insurance company has come to me saying that they can't honour the insurance cost I've been paying because I 'don't have enough driving experience.' (Surely they should have checked that earlier??)

They're now saying that my Ontario license doesn't match the info Quebec provided. Quebec basically honoured my 10 years no-claims driving history in the UK and I've had no accidents in Quebec so I now have 13 years no-claims history. I asked about providing a DVLA driving history certificate and letters from my UK car insurance company as proof but they said that the problem lies in my Ontario license and that it shows me as being a new driver in Canada from October 2012 (which is the date I got my Quebec license, which I had to surrender to get my Ontario license) and so that's the only information the insurance company have to go on.

As a result of this, my new quote for continued coverage was $2,100 for just six months. Obviously I refused to pay that frankly extortionate amount (a full year of coverage would be just under what I paid for my car in 2013!) and so now I don't have any car insurance and can't use my car. It's a bit of a problem because it takes me over an hour to get into work by bus (just 10km!) so I'd like to resolve it as quickly as possible.

Has anybody been in this situation with the info held on the Ontario license and UK experience not being taken into account? How did you get round this? I'm hoping it would be as simple as taking my proof of UK experience (DVLA document, etc) to DriveSafe to see if they can add it to my electronic license info but maybe I'm dreaming...

Thanks for any help you can give!
Catherine

Originally Posted by cadinsmore

Hi

I too have moved to Kingston and am facing the same high insurance rates! I was wondering if you had managed to sort out your insurance and if so, with which company?

Thanks!

Originally Posted by catpea33

I did! I went with Johnson in the end and I feel like I got a good deal because they recognised my UK experience. Certainly significantly better than the other quotes I received!