One way travel insurance
#1
Forum Regular
Thread Starter
Joined: Jul 2019
Posts: 145
One way travel insurance
Hey guys, any recommendation on one way travel insurance companies? I used a comparison site before and put in a single trip for a week, but found out this doesn't work if you're not returning - the insurer was kind enough to offer a full refund.
So I am in the hunt for one way travel insurance for flying next week (yes, essential travel).
I had a quote from go-walkabout - who were very helpful and clear with what they offer, they will cover everything with a 5 or 17 day offer which is enough for me as I have medical cover arranged from the point of arrival, however they won't cover if i catch COVID and cancel. Ideally i would like to have COVID cover, so i am shopping around... called up virgin money who i had travel insurance before - I asked them a bunch of times, this has to be "one way cover" and not single trip cover for a few days, and the lady on the call was very assuring that the cover would be valid for 2 days from the flying date - and would cover for COVID cancellation if medically proven (i.e. test positive on PCR test and cancel) --- and she did check with a manager before being able to issue me this type of quote... but i am a bit worried, because in the email the product info sheet (the green and red flag document clearly specify what's covered and what's not has COVID in the red column). I don't want to trust the word (again assured calls are recorded), purchase something critical as this, and in the worst case scenario, find out i can't claim or something...
Any advice anyone can offer at this time, or if there are solid insurers who offer this type of one way insurance? I have medical cover from the day of arrival, so i only need cover in case of cancellation to cover for flight, quarantine accommodation i already booked and paid as well as other typical travel insurance (delay, baggage lost etc).
Thank you very much
So I am in the hunt for one way travel insurance for flying next week (yes, essential travel).
I had a quote from go-walkabout - who were very helpful and clear with what they offer, they will cover everything with a 5 or 17 day offer which is enough for me as I have medical cover arranged from the point of arrival, however they won't cover if i catch COVID and cancel. Ideally i would like to have COVID cover, so i am shopping around... called up virgin money who i had travel insurance before - I asked them a bunch of times, this has to be "one way cover" and not single trip cover for a few days, and the lady on the call was very assuring that the cover would be valid for 2 days from the flying date - and would cover for COVID cancellation if medically proven (i.e. test positive on PCR test and cancel) --- and she did check with a manager before being able to issue me this type of quote... but i am a bit worried, because in the email the product info sheet (the green and red flag document clearly specify what's covered and what's not has COVID in the red column). I don't want to trust the word (again assured calls are recorded), purchase something critical as this, and in the worst case scenario, find out i can't claim or something...
Any advice anyone can offer at this time, or if there are solid insurers who offer this type of one way insurance? I have medical cover from the day of arrival, so i only need cover in case of cancellation to cover for flight, quarantine accommodation i already booked and paid as well as other typical travel insurance (delay, baggage lost etc).
Thank you very much
#3
Re: One way travel insurance
I used https://www.worldnomads.com/uk/travel-insurance. However, that was before COVID-19. I found them very helpful on the phone when I had questions specific to my travel plans.
#4
Banned
Joined: Apr 2009
Location: SW Ontario
Posts: 19,879
Re: One way travel insurance
I used https://www.worldnomads.com/uk/travel-insurance. However, that was before COVID-19. I found them very helpful on the phone when I had questions specific to my travel plans.
#5
Re: One way travel insurance
I used them when leaving Canada to move to the the UK. I was travelling across Canada into the US and onwards to UK after having sold my home in Canada, therefore unable to buy traditional travel/health insurance as I no longer had an address in Canada
#6
Banned
Joined: Apr 2009
Location: SW Ontario
Posts: 19,879
Re: One way travel insurance
These people are doing the opposite.
#7
Re: One way travel insurance
Aren’t they just going in the opposite direction? I don’t think the insurer cares whether you are emigrating or just travelling.😊
#8
Banned
Joined: Apr 2009
Location: SW Ontario
Posts: 19,879
Re: One way travel insurance
Expatriate insurance is different to normal travel insurance because you have no intention of returning to your country of residence... always check the small print
#9
Re: One way travel insurance
I think the OP should call the insurer, as I suggested, and confirm that the coverage the insurer can provide meets their needs. That’s what I did and as an ex underwriter I know all about small print.
Nomads did not want to repatriate me to Canada. They knew I was leaving Canada and wanted to be sent to the UK in the event of illness. As I was travelling outside of Canada, for about 10 days, I wanted to make sure that the insurer was clear on this point and that is why I purchased from Nomad. If they don’t fit the bill for the OP then at least I have offered a suggestion for them to explore.
Nomads did not want to repatriate me to Canada. They knew I was leaving Canada and wanted to be sent to the UK in the event of illness. As I was travelling outside of Canada, for about 10 days, I wanted to make sure that the insurer was clear on this point and that is why I purchased from Nomad. If they don’t fit the bill for the OP then at least I have offered a suggestion for them to explore.
Last edited by lf1; Dec 24th 2020 at 5:58 am.
#10
Banned
Joined: Apr 2009
Location: SW Ontario
Posts: 19,879
Re: One way travel insurance
I think the OP should call the insurer, as I suggested, and confirm that the coverage the insurer can provide meets their needs. That’s what I did and as an ex underwriter I know all about small print.
Nomads did not want to repatriate me to Canada. They knew I was leaving Canada and wanted to be sent to the UK in the event of illness. As I was travelling outside of Canada, for about 10 days, I wanted to make sure that the insurer was clear on this point and that is why I purchased from Nomad. If they don’t fit the bill for the OP then at least I have offered a suggestion for them to explore.
Nomads did not want to repatriate me to Canada. They knew I was leaving Canada and wanted to be sent to the UK in the event of illness. As I was travelling outside of Canada, for about 10 days, I wanted to make sure that the insurer was clear on this point and that is why I purchased from Nomad. If they don’t fit the bill for the OP then at least I have offered a suggestion for them to explore.
Always worth a phone call, of course, but there are other companies offering to include Covid under specific circumstances, unfortunately it would appear that WorldNomad don't. https://www.worldnomads.com/uk/help/...ronavirus-faqs