Med Insurance for non-PR - ICT
#1
Forum Regular
Thread Starter
Joined: Mar 2018
Location: Dallas, Tx
Posts: 142
Med Insurance for non-PR - ICT
Hi folks,
I will be moving to Ontario (yet to conclude Toronto or Ottawa) in mid Dec or beginning of Jan 2022.
We are moving from US as InterCompany Transfer for 1 or 2 years. My family comprises my wife (with a medical heart condition which requires checks every 6 months - she will get her check in Nov 2021), a newborn (who will require pediatrician and vaccines) and a dog.
Looking at we won’t be PR I have read the wikis and I am not certain about my case and the 3 months kick-off period or if I will have Ontario public insurance at all (not PR but I will be a tax payer)
My company has the benefit of private health insurance, but not sure if this is truly for dental, ambulance,… or it is normal to provide the part Ontario provides when you are not PR.
I barely visit the doc but I am sure with a newborn we will need at least pediatrician…
Thanks for the guidance!
cheers
I will be moving to Ontario (yet to conclude Toronto or Ottawa) in mid Dec or beginning of Jan 2022.
We are moving from US as InterCompany Transfer for 1 or 2 years. My family comprises my wife (with a medical heart condition which requires checks every 6 months - she will get her check in Nov 2021), a newborn (who will require pediatrician and vaccines) and a dog.
Looking at we won’t be PR I have read the wikis and I am not certain about my case and the 3 months kick-off period or if I will have Ontario public insurance at all (not PR but I will be a tax payer)
My company has the benefit of private health insurance, but not sure if this is truly for dental, ambulance,… or it is normal to provide the part Ontario provides when you are not PR.
I barely visit the doc but I am sure with a newborn we will need at least pediatrician…
Thanks for the guidance!
cheers
Last edited by circusplaza; Oct 27th 2021 at 2:27 pm.
#2
Banned
Joined: Apr 2009
Location: SW Ontario
Posts: 19,879
Re: Med Insurance for non-PR - ICT
Hi folks,
I will be moving to Ontario (yet to conclude Toronto or Ottawa) in mid Dec or beginning of Jan 2022.
We are moving from US as InterCompany Transfer for 1 or 2 years. My family comprises my wife (with a medical heart condition which requires checks every 6 months - she will get her check in Nov 2021), a newborn (who will require pediatrician and vaccines) and a dog.
Looking at we won’t be PR I have read the wikis and I am not certain about my case and the 3 months kick-off period or if I will have Ontario public insurance at all (not PR but I will be a tax payer)
My company has the benefit of private health insurance, but not sure if this is truly for dental, ambulance,… or it is normal to provide the part Ontario provides when you are not PR.
I barely visit the doc but I am sure with a newborn we will need at least pediatrician…
Thanks for the guidance!
cheers
I will be moving to Ontario (yet to conclude Toronto or Ottawa) in mid Dec or beginning of Jan 2022.
We are moving from US as InterCompany Transfer for 1 or 2 years. My family comprises my wife (with a medical heart condition which requires checks every 6 months - she will get her check in Nov 2021), a newborn (who will require pediatrician and vaccines) and a dog.
Looking at we won’t be PR I have read the wikis and I am not certain about my case and the 3 months kick-off period or if I will have Ontario public insurance at all (not PR but I will be a tax payer)
My company has the benefit of private health insurance, but not sure if this is truly for dental, ambulance,… or it is normal to provide the part Ontario provides when you are not PR.
I barely visit the doc but I am sure with a newborn we will need at least pediatrician…
Thanks for the guidance!
cheers
For the Open Work Permit see: https://www.cic.gc.ca/english/helpce...num=177&top=17 (are the spouse or common-law partner of a skilled worker)
For OHIP see: https://www.health.gov.on.ca/en/publ...p_foreign.aspx (your work permit must be valid for a period exceeding 6 months - not that you have to be working for 6 months before you can apply - you will also need a copy of your contract etc.,)
Private health insurance normally covers medications, and a proportion of dental, optician, physio costs - and a private room in hospital, etc., many insurance companies require you to have Provincial Healthcare as well.. You will need OHIP to see doctors etc., (without having to pay for them yourself - that won't be covered under the private health insurance) -
We usually suggest obtaining temporary health cover for the first 3 months... the wiki has a few companies listed.
As an aside, make sure to get your drivers abstract or other proof of driving experience to exchange your license for an Ontario one - and confirmation from your insurers of no claim to help to reduce the insurance premiums. https://drivetest.ca/licences/licenc..._exchange.html
Last edited by Siouxie; Oct 27th 2021 at 3:43 pm. Reason: edited to add the ** part - thanks bryndog1950 for the reminder!
#3
Just Joined
Joined: Aug 2021
Posts: 11
Re: Med Insurance for non-PR - ICT
I can't post a link because I don't have enough posts yet, but you should check on the Ontario government website (ontario.ca) in the Health and Wellness section for information about health insurance coverage and how to apply.
You will notice that because of the pandemic, there is currently no waiting period for OHIP coverage. If you are eligible, you will have immediate health insurance coverage.
You will notice that because of the pandemic, there is currently no waiting period for OHIP coverage. If you are eligible, you will have immediate health insurance coverage.
#4
Banned
Joined: Apr 2009
Location: SW Ontario
Posts: 19,879
Re: Med Insurance for non-PR - ICT
I can't post a link because I don't have enough posts yet, but you should check on the Ontario government website (ontario.ca) in the Health and Wellness section for information about health insurance coverage and how to apply.
You will notice that because of the pandemic, there is currently no waiting period for OHIP coverage. If you are eligible, you will have immediate health insurance coverage.
You will notice that because of the pandemic, there is currently no waiting period for OHIP coverage. If you are eligible, you will have immediate health insurance coverage.
https://www.health.gov.on.ca/en/pro/...0/bul4749.aspx
Last edited by Siouxie; Oct 27th 2021 at 3:44 pm.
#5
Forum Regular
Thread Starter
Joined: Mar 2018
Location: Dallas, Tx
Posts: 142
Re: Med Insurance for non-PR - ICT
As an aside, make sure to get your drivers abstract or other proof of driving experience to exchange your license for an Ontario one - and confirmation from your insurers of no claim to help to reduce the insurance premiums. https://drivetest.ca/licences/licenc..._exchange.html
this is great and pretty complete!!
thanks for the driving advice as well as the ones for my wife and request at the point of entry.
on the driving, we have the US driving license, so hopefully this will suffice.
#6
Banned
Joined: Apr 2009
Location: SW Ontario
Posts: 19,879
Re: Med Insurance for non-PR - ICT
When you move to Ontario, you can use a valid licence from another province, state or country for 60 days. After 60 days, you need to switch to an Ontario driver’s licence.
#7
Forum Regular
Thread Starter
Joined: Mar 2018
Location: Dallas, Tx
Posts: 142
Re: Med Insurance for non-PR - ICT