Debbieken

Hi everyone,

Can anyone recommend who they used for Health insurance until their OHIP kicked in?

Many thanks

bex1

I have just been wondering the same thing, so also interested to hear if anyone can make recommendations.

Siouxie

I haven't used them, but I found this company that does emigration insurance (was looking for my son a couple of years ago) which may be of use.

http://www.duinsure.com/sites/duinsu...ies_Emigration

"..This product, which is underwritten by Europ-Assistance, offers clients cover on their travels to their final country of destination / Emigration (for a period of 5 days to 6 months), but what is new and exciting is that we can offer cover INSIDE their new country of Emigration for a period of One, Two or Three Months..."

5 days (pre emigration) costs £16, 3 months additional cover (post-emigration) in Canada costs £107 - a total of £123.

For the policy details (which is in 2 parts, one pre-emigration and one post-emigration): http://www.duinsure.com/sites/duinsu...le/EM_2010.pdf

iaink

This comes up quite often if you search the posts, plus there is a list of suppliers in the wiki area.

CanadaSure is one I seem to recall comes up quite often?

http://britishexpats.com/wiki/Medical_Insurance-Canada

Dotty P

That's who we used. They were affordable and efficient. No complaints at all

caleo

We used http://www.visitorsinsurance.ca/#/ for ours. Make sure the insurance you go for is for immigrants and not just for visitors to Canada.

Debbieken

Thanks so much everyone, will see who gives us the best rate x

Debbieken

Seems so expensive, £560 for 3 months for a family of 4. Think I just begrudge paying anything as I'm a returning citizen!

caleo

We were in the same boat - husband returning citizen too. It is xpensive, but we found it too risky to be without. We are all pretty healthy but you just never know.
Of course we never had to use ours - but knowing we were covered was one less worry at a steessful time.

Debbieken

Totally agree, you just can't take the chance!

iaink

I seem to recall reading somewhere that in some provinces returning citizens dont necessarily have the 3 month wait, but I dont recall the details.... you might want to google that or check the appropriate provincial website before stumping up for coverage you may not need....

caleo

We checked for my husband and he had to wait in Ontario - he lived in NS when he lived here before. Our daughters were citizens (although they had never lived here) and they had to wait 3 months. Maybe if you have an expired OHIP card you may not need to wait? Although you would still need cover for the rest of the family anyway.

Debbieken

You do need to wait. I have an ohip card but it is a right by residence so I'm just like anyone else. Just got a quote from downunder insurance as well for only £300. Will compare and let you know!

Jimbo2012

Another vote for CanadaSure. It cost us 390GBP for a family of 4. We also had one claim which was dealt with fairly efficiently.

Debbieken

Wow, they quoted us over 550gbp for our family of 4!