ICBC claims free discount & windshield
Anyone know if you file a claim for windshield damage with ICBC if you lose claims free discount?
Our windshield was busted today by a large rock, if we are going to lose the discount by filing a claim might just be better not to claim it and pay for it outright. |
Re: ICBC claims free discount & windshield
Ermmmm, this may sound like stating the bleeding obvious; but have you called/contacted ICBC & asked?
That's where I'd start, anyway... |
Re: ICBC claims free discount & windshield
I've had a replacement windshield every winter and never lost my ICBC no claims discount, but I claim via a third party insurer (Canadian Direct).
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Re: ICBC claims free discount & windshield
Originally Posted by Shirtback
(Post 11711815)
Ermmmm, this may sound like stating the bleeding obvious; but have you called/contacted ICBC & asked?
That's where I'd start, anyway...
Originally Posted by R I C H
(Post 11711819)
I've had a replacement windshield every winter and never lost my ICBC no claims discount, but I claim via a third party insurer (Canadian Direct).
This would be directly with ICBC as we don't use a 3rd party, oddly the 3rd party premiums were no lower for us, so we just stuck with ICBC. |
Re: ICBC claims free discount & windshield
I don't know if this is what you mean, but from the ICBC website:
http://www.icbc.com/autoplan/optiona...le.aspx?step=1 Comprehensive covers loss or damage to your vehicle from: Theft and vandalism Fire, earthquake, explosion Falling or flying objects such as a rock or gravel hitting your windshield Hitting a domestic or wild animal Weather—lightning, windstorm, hail, rising water. Comprehensive claims don't affect your discount level. You don't have to file a claim for windshield damage, as far as I can see you just go to the Glass Express Shop. http://www.icbc.com/claims/Pages/claim-steps.aspx |
Re: ICBC claims free discount & windshield
Windshield claims don't affect claims history with ICBC. You pay the first $300 and they pay the rest. Any auto glass shop can do the work, you don't need to file a claim, just go into the shop.
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Re: ICBC claims free discount & windshield
Originally Posted by Aviator
(Post 11712179)
Windshield claims don't affect claims history with ICBC. You pay the first $300 and they pay the rest. Any auto glass shop can do the work, you don't need to file a claim, just go into the shop.
I dunno about BC, but in Calgary a replacement windshield for my Acura was quoted at $200... Hardly seems worth claiming! That said, I've never bothered replacing a windscreen...i just live with the cracks/chips |
Re: ICBC claims free discount & windshield
Originally Posted by haggis88
(Post 11712539)
Wufft!
I dunno about BC, but in Calgary a replacement windshield for my Acura was quoted at $200... Hardly seems worth claiming! That said, I've never bothered replacing a windscreen...i just live with the cracks/chips Glass shops are quoting $400 to $700 if you pay yourself. |
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