Help with salary take home and tax
#16
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Joined: Sep 2005
Location: Vancouver, BC (originally from Huddersfield, W. Yorkshire)
Posts: 1,223
Re: Help with salary take home and tax
The salary range for a CBSA officer trainee (FB-02) is currently between $55,133 and $61,570.
The salary range for a CBSA officer (FB-03) is currently between $59,518 and $66,564.
http://www.cbsa-asfc.gc.ca/job-emplo...he-eng.html#a6
The salary range for a CBSA officer (FB-03) is currently between $59,518 and $66,564.
http://www.cbsa-asfc.gc.ca/job-emplo...he-eng.html#a6
#18
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Joined: Nov 2011
Location: Somewhere between Vancouver & St Johns
Posts: 19,847
Re: Help with salary take home and tax
The salary range for a CBSA officer trainee (FB-02) is currently between $55,133 and $61,570.
The salary range for a CBSA officer (FB-03) is currently between $59,518 and $66,564.
http://www.cbsa-asfc.gc.ca/job-emplo...he-eng.html#a6
The salary range for a CBSA officer (FB-03) is currently between $59,518 and $66,564.
http://www.cbsa-asfc.gc.ca/job-emplo...he-eng.html#a6
http://www.tbs-sct.gc.ca/pubs_pol/hr...b/fb08-eng.asp
#19
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Joined: Mar 2014
Location: Mission and loving it
Posts: 464
Re: Help with salary take home and tax
Actually for the FB03 level which is the vast majority of officers its now gone up to $70,120 even when carrying a firearm.
http://www.tbs-sct.gc.ca/pubs_pol/hr...b/fb08-eng.asp
http://www.tbs-sct.gc.ca/pubs_pol/hr...b/fb08-eng.asp
#20
Re: Help with salary take home and tax
The following is the salary scale for the Constable rank:
Entry: $50,674
6 months service: $65,840
12 months service: $71,435
24 months service: $77,032
36 months service: $82,108
Probationary Firefighter
$24.16 ph
Permanent Second Year Firefighter
$27.88 ph
Permanent Third Year Firefighter
$31.59ph
Permanent Fourth Year Firefighter
$35.31ph
Firefighter 1
$37.17ph
MLA members are on around $160000k pa
Last edited by joinerboy; May 10th 2014 at 9:54 pm.
#21
Forum Regular
Joined: Mar 2014
Location: UK
Posts: 55
Re: Help with salary take home and tax
Hi. I have been offered a job at yyz. I have to make the decision next week whether to accept it or not. They have offered 81500. Is this a good salary? Also can anyone advise me on a actually how much I would take home each month after all the mandatory deductions. I think its tax cpp and ei.
I used the cra website and it came back with 40000 per year take home about 3400. But my colleges out there earning similar amount say they take home about 4200-4400 per month. Also all the salary tax calculators online like Ernst match what my colleges are saying. I just don't want to make a stupid decision on the most important decision I will ever make for me and my family.
I hope someone out there can help us out.
Thanks.
William
I used the cra website and it came back with 40000 per year take home about 3400. But my colleges out there earning similar amount say they take home about 4200-4400 per month. Also all the salary tax calculators online like Ernst match what my colleges are saying. I just don't want to make a stupid decision on the most important decision I will ever make for me and my family.
I hope someone out there can help us out.
Thanks.
William
Well done on getting the offer, I asked a similar query myself and some posts were useful in that thread (see below thread details). My worry is most likely similar, cost of living versus the salary you have been offered. Renting will take a fair chunk of your money is what I have discovered so far, so can't be ignored (same as Oz) where you pay a small fortune compared to the UK.
[I][I]Alberta Salary Checker
Hello
I have an offer rate of $79 per hr, 40 hrs per week for work in Calgary, a family with one child aged 5.
I was hoping for any feedback on how this compares with cost of living i.e. to me it appears a good offer and a quick look, a decent Salary but not living there I would appreciate some further info, any takers?
[
Last edited by MovALot; May 10th 2014 at 11:47 pm.
#22
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Joined: Mar 2014
Location: Mission and loving it
Posts: 464
Re: Help with salary take home and tax
I have an offer rate of $79 per hr, 40 hrs per week for work in Calgary, a family with one child aged 5.
I was hoping for any feedback on how this compares with cost of living i.e. to me it appears a good offer and a quick look, a decent Salary but not living there I would appreciate some further info, any takers?
[
Assuming a 20% downpayment, you could afford a house at approx $1.4 million.
#24
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Joined: May 2014
Posts: 858
Re: Help with salary take home and tax
All things being equal, it is a VERY good salary in order to take on these large Canadian mortgages though
#25
Re: Help with salary take home and tax
You wouldnt want to commit to 20 years of mortgage payments on the back of a job that doesnt have secure foundations.
#26
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Joined: Jan 2010
Posts: 439
Re: Help with salary take home and tax
Police Officers & Firemen/women plus MLA members pay in Alberta
The following is the salary scale for the Constable rank:
Entry: $50,674
6 months service: $65,840
12 months service: $71,435
24 months service: $77,032
36 months service: $82,108
Probationary Firefighter
$24.16 ph
Permanent Second Year Firefighter
$27.88 ph
Permanent Third Year Firefighter
$31.59ph
Permanent Fourth Year Firefighter
$35.31ph
Firefighter 1
$37.17ph
MLA members are on around $160000k pa
The following is the salary scale for the Constable rank:
Entry: $50,674
6 months service: $65,840
12 months service: $71,435
24 months service: $77,032
36 months service: $82,108
Probationary Firefighter
$24.16 ph
Permanent Second Year Firefighter
$27.88 ph
Permanent Third Year Firefighter
$31.59ph
Permanent Fourth Year Firefighter
$35.31ph
Firefighter 1
$37.17ph
MLA members are on around $160000k pa
#27
BE Enthusiast
Joined: May 2014
Posts: 858
Re: Help with salary take home and tax
Given the number of posters here who come promised 40 hours a week that turns out to be way less than that and sometimes no hours at all, its probably best for everyone if they rent for a while.
You wouldnt want to commit to 20 years of mortgage payments on the back of a job that doesnt have secure foundations.
You wouldnt want to commit to 20 years of mortgage payments on the back of a job that doesnt have secure foundations.
But what type of positions promise, and sponsor, someone on the premise of 40 hours and end up giving them so little? I presume anyone being sponsored is driven by a labour market requirement?
#28
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Joined: Mar 2014
Location: Mission and loving it
Posts: 464
Re: Help with salary take home and tax
I did a quick calculation based on $79/hr @ 40 hrs a week x 52 hours = $164320 which is $13693.33 a month.
Based on the amounts you can borrow as a percentage of salary less expenditure, I made a VERY ROUGH estimate of how much mortgage you could achieve and posted it here as a VERY QUICK GUIDE to what you could potentially borrow on a mortgage as I feel that would be a good way to highlight spending power on a given salary.
As some really nice person took it upon himself to get abusive towards someone that is trying to help, I have now put the figures into ratehub to see exactly what you could get.
http://www.ratehub.ca/mortgage-affordability-calculator
$1,355,008 is what it come up with for Alberta, so apologies for it only being $1.35million and not $1.4million. This assumes an ability to put down 20%, 30 year amortization and 5 year fixed rate.
Now, is there any way to block someones posts, so you dont have to read them in future?
#29
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Joined: Mar 2014
Location: Mission and loving it
Posts: 464
Re: Help with salary take home and tax
Given the number of posters here who come promised 40 hours a week that turns out to be way less than that and sometimes no hours at all, its probably best for everyone if they rent for a while.
You wouldnt want to commit to 20 years of mortgage payments on the back of a job that doesnt have secure foundations.
You wouldnt want to commit to 20 years of mortgage payments on the back of a job that doesnt have secure foundations.
#30
Re: Help with salary take home and tax
Wow are you always so offensive? I love how the internet brings out the best in some people.
I did a quick calculation based on $79/hr @ 40 hrs a week x 52 hours = $164320 which is $13693.33 a month.
Based on the amounts you can borrow as a percentage of salary less expenditure, I made a VERY ROUGH estimate of how much mortgage you could achieve and posted it here as a VERY QUICK GUIDE to what you could potentially borrow on a mortgage as I feel that would be a good way to highlight spending power on a given salary.
As some really nice person took it upon himself to get abusive towards someone that is trying to help, I have now put the figures into ratehub to see exactly what you could get.
http://www.ratehub.ca/mortgage-affordability-calculator
$1,355,008 is what it come up with for Alberta, so apologies for it only being $1.35million and not $1.4million. This assumes an ability to put down 20%, 30 year amortization and 5 year fixed rate.
Now, is there any way to block someones posts, so you dont have to read them in future?
I did a quick calculation based on $79/hr @ 40 hrs a week x 52 hours = $164320 which is $13693.33 a month.
Based on the amounts you can borrow as a percentage of salary less expenditure, I made a VERY ROUGH estimate of how much mortgage you could achieve and posted it here as a VERY QUICK GUIDE to what you could potentially borrow on a mortgage as I feel that would be a good way to highlight spending power on a given salary.
As some really nice person took it upon himself to get abusive towards someone that is trying to help, I have now put the figures into ratehub to see exactly what you could get.
http://www.ratehub.ca/mortgage-affordability-calculator
$1,355,008 is what it come up with for Alberta, so apologies for it only being $1.35million and not $1.4million. This assumes an ability to put down 20%, 30 year amortization and 5 year fixed rate.
Now, is there any way to block someones posts, so you dont have to read them in future?
To expand upon my point. I don't believe that a sensible person would obtain a $1.3m mortgage even on a princely salary of $164k. Not if they wanted to live. A bank might lend you such a sum, but that doesn't mean you can afford to pay it back. EDITED TO ADD: Using a more sensible mortgage calculator (http://www.scotiabank.com/ca/en/0,,32,00.html) gives a mortgage amount of around $670k, assuming some basic outgoings like, well, cars, insurance, property taxes, heating. Of course, if you don't plan any of those things and are going to sit in your freezing mcmansion in the dark you could probably afford more.
To suggest to a potential new immigrant that they might contemplate that is not at all helpful. I'd revise my earlier statement, to a new immigrant who tries to borrow $1.3m on that salary would be the profoundly stupid one.. IainK's point on what you are promised in terms of hours vs. what you might actually get, is very pertinent.
Last edited by Atlantic Xpat; May 13th 2014 at 11:31 am.