Health insurance - prescriptions
#18
Just Joined

Thread Starter
Joined: Dec 2015
Location: Cheshire
Posts: 29












Thanks everyone for your comments!
So basically we will be paying a lot for prescriptions as they arent usually covered!
As a student i'm not entitled to the health insurance and would need cover for the entire time in Toronto...
Expensive times ahead for me then!!
Its very hard to get my head around all the differnt rules! i guess its all research!
Thanks again everyone
So basically we will be paying a lot for prescriptions as they arent usually covered!
As a student i'm not entitled to the health insurance and would need cover for the entire time in Toronto...
Expensive times ahead for me then!!
Its very hard to get my head around all the differnt rules! i guess its all research!
Thanks again everyone


#19
BE Forum Addict






Joined: Jul 2014
Posts: 1,230












All health care in Canada is pretty much of a "dogs' breakfast!" I even have inter-provincial health and travel cover, because not all provinces provide the same services. And prescriptions are pretty high ($450 for three months'meds, and four of those were generic!)

#20
Forum Regular


Joined: Sep 2014
Posts: 56












Ask your college to see if they provide supplemental insurance in addition to the basic UHIP plan you will be required to pay for. When I did my exchange year my student fees covered a plan that covered prescriptions/optical/dental etc. Not sure if a private college would offer the same type of plan though.
Last edited by sunshinedust; Apr 5th 2016 at 8:44 pm. Reason: Edited out a bunch of info that had already been presented in a better manner

#22
Account Closed
Joined: Jan 2006
Posts: 0












I hate the cost of inhalers, its one of the only things I have been prescribed that the province wont cover. Luckily I dont need one on a regular basis but now living in the Wack, I already need one and the air quality isnt even all that bad yet.
Amazing how a relatively short move can make such a huge difference in breathing issues.
Are you enrolled in fair pharmacare? Coverage obviously varies based on income and such.
Amazing how a relatively short move can make such a huge difference in breathing issues.
I think dispensing fees are a complete rip off, never mind the cost of a drug -$10 typically per item which could be a week, a month- if the pharmacies had their way or if you complain loud enough three months. Often the generic meds cost way less than the dispensing fee.
When I was a GP in the UK we were a dispensing practice and got a small dispensing fee from the government for dispensing the meds- I've had a quick look at the up to date fees and it is a out £2 per item which typically for ongoing meds is for 3 months. Yes, this doesn't affect those with extended benefits but quite a percentage of people don't have these and they get well and truly shafted.
I would shop around if there are several pharmacies in town, most aside from Costco have similar dispensing fees- Costco is about $5. Have a look at
Comparison websites- Pharmacy Compass in BC I'm not sure what they are in other provinces but there may be alternatives where you live it gives you an idea of the variable costs of meds in different pharmacies and lists dispensing fees. They don't list certain things, some inhalers (they are mostly effin expensive), some birthcontrol pills but they give you an idea
When I was a GP in the UK we were a dispensing practice and got a small dispensing fee from the government for dispensing the meds- I've had a quick look at the up to date fees and it is a out £2 per item which typically for ongoing meds is for 3 months. Yes, this doesn't affect those with extended benefits but quite a percentage of people don't have these and they get well and truly shafted.
I would shop around if there are several pharmacies in town, most aside from Costco have similar dispensing fees- Costco is about $5. Have a look at
Comparison websites- Pharmacy Compass in BC I'm not sure what they are in other provinces but there may be alternatives where you live it gives you an idea of the variable costs of meds in different pharmacies and lists dispensing fees. They don't list certain things, some inhalers (they are mostly effin expensive), some birthcontrol pills but they give you an idea


#23

as someone that lost his job earlier this year ,due to the economy and hope to start another in the spring (no coverage) I also lost my full med coverage. I am on humira and at $1500 an injection(every 2 weeks) I was going to have to stop until MB health stepped in along with the Humira manufacturer,they take all my pharmacare deductable but its a big worry for the future. james
Last edited by jamesmc; Apr 5th 2016 at 10:45 pm.
