Go Back  British Expats > Living & Moving Abroad > Canada
Reload this Page >

Getting Asthma medication while on TWP

Getting Asthma medication while on TWP

Thread Tools
 
Old Jun 15th 2011, 9:37 am
  #16  
Forum Regular
Thread Starter
 
Joined: Dec 2009
Posts: 139
skytek is just really niceskytek is just really niceskytek is just really niceskytek is just really niceskytek is just really niceskytek is just really niceskytek is just really niceskytek is just really niceskytek is just really nice
Default Re: Getting Asthma medication while on TWP

Originally Posted by Lemonfish
Winter is nice and dry though.

None of that damp chill you get in the UK, although obviously freezing of course.
I have noticed that! Any time I've been in winter it may read -12 but it feels like 0 (as long as there's no wind! because the air is so dry.
skytek is offline  
Old Jun 15th 2011, 9:38 am
  #17  
Forum Regular
Thread Starter
 
Joined: Dec 2009
Posts: 139
skytek is just really niceskytek is just really niceskytek is just really niceskytek is just really niceskytek is just really niceskytek is just really niceskytek is just really niceskytek is just really niceskytek is just really nice
Default Re: Getting Asthma medication while on TWP

Originally Posted by LucyLovelock
Can you not talk to your doc and ask again?
When we emigrated my doc gave me at least 6mths worth if not more.
Good luck with your trip!
And I find my asthma better over here than the UK!
My old doc from before I moved out of the city would have been fine and helpful in thsi way but I'm with a new doc in a new town now and he doesn't know me nor is he at all helpful.
skytek is offline  
Old Jun 15th 2011, 9:40 am
  #18  
Forum Regular
Thread Starter
 
Joined: Dec 2009
Posts: 139
skytek is just really niceskytek is just really niceskytek is just really niceskytek is just really niceskytek is just really niceskytek is just really niceskytek is just really niceskytek is just really niceskytek is just really nice
Default Re: Getting Asthma medication while on TWP

Originally Posted by sharkus
I have mild asthma and use a Bricanyl Turbuhaler over here. I used to use the aerosol version in the UK but they don't seem to have that over here, so had to use the powder one.

I was on a TWP (intra company transferee), but I did not actually sign up for a health card for quite a while, so not sure if that class is subject to the normal three month wait, pretty sure others in the company who came over at the same time were able to sign up right away.

Anyway, when I did get my card, walk in clinics were free to attend, just show your health card, and they were more than happy to provide me with a repeat prescription for my inhaler, usually with a couple of additional refills too. I used walk in's for at least four years, both in Toronto and Oakville, until I finally got round to registering with a doctor in March this year.

Cost of my inhaler is about $35, which isn't too bad, seems to last me at least four months, if not longer. I do get 80% of that back as I'm on my wife's health plan, but even still, $35 isn't too bad, ok, more expensive than it would be in the UK (think the dollar amount would be about $14)

I would say I was silly in waiting for so long, and you should get personal health coverage until you are able to get OHIP. If I had injured myself in some way that required medical attention I'm not sure how much it would have cost me.
Thanks for the info Sharkus, I didn't know I could get a card at all unless I was a PR. I've never heard of the inhaler you use and my asthma is also mild. I haven't had an attack since I was about 10 years old.
skytek is offline  
Old Jun 15th 2011, 9:42 am
  #19  
Forum Regular
Thread Starter
 
Joined: Dec 2009
Posts: 139
skytek is just really niceskytek is just really niceskytek is just really niceskytek is just really niceskytek is just really niceskytek is just really niceskytek is just really niceskytek is just really niceskytek is just really nice
Default Re: Getting Asthma medication while on TWP

Originally Posted by christmasoompa
Why will you be paying tax in the UK if you are living in Canada?
I'm self employed and run two small businesses in the UK mainly via the internet. One is music production and the other is foreign exchange trading. I'm not sure about how the tax should work while I'm in Canada for the year
skytek is offline  
Old Jun 15th 2011, 10:18 am
  #20  
BE Forum Addict
 
Posidrive's Avatar
 
Joined: Sep 2004
Location: Flat Oxfordshire
Posts: 1,709
Posidrive has a reputation beyond reputePosidrive has a reputation beyond reputePosidrive has a reputation beyond reputePosidrive has a reputation beyond reputePosidrive has a reputation beyond reputePosidrive has a reputation beyond reputePosidrive has a reputation beyond reputePosidrive has a reputation beyond reputePosidrive has a reputation beyond reputePosidrive has a reputation beyond reputePosidrive has a reputation beyond repute
Default Re: Getting Asthma medication while on TWP

Originally Posted by skytek
No my work won't cover anything like that. I'll be in Ontario too. I was thinking the hot muggy summer and freezing winter would actually make things worse for asthma sufferers.
You may be lucky. My Asthma problems essentially disappeared living in Calgary although the air is very, very dry.
Posidrive is offline  
Old Jun 15th 2011, 10:25 am
  #21  
BE Forum Addict
 
Posidrive's Avatar
 
Joined: Sep 2004
Location: Flat Oxfordshire
Posts: 1,709
Posidrive has a reputation beyond reputePosidrive has a reputation beyond reputePosidrive has a reputation beyond reputePosidrive has a reputation beyond reputePosidrive has a reputation beyond reputePosidrive has a reputation beyond reputePosidrive has a reputation beyond reputePosidrive has a reputation beyond reputePosidrive has a reputation beyond reputePosidrive has a reputation beyond reputePosidrive has a reputation beyond repute
Default Re: Getting Asthma medication while on TWP

Originally Posted by skytek
I'm self employed and run two small businesses in the UK mainly via the internet. One is music production and the other is foreign exchange trading. I'm not sure about how the tax should work while I'm in Canada for the year
I'm pretty sue that the Canadians will classify you as resident for tax purposes so you will pay Canadian tax on worldwide income while you are there. There is a tax treaty that should prevent double taxation for income earned in the UK.

Essentially when you fill in the Canadian tax return you declare your foreign income and foreign tax due on it which is credited (I think based upon Canadian marginal tax rates, but an accountant may correct me on this)against your Canadian tax due. From my experience this then upsets CRA who then ask for supporting documentation to proove that you have paid the foreign tax.
Posidrive is offline  
Old Jun 15th 2011, 10:28 am
  #22  
BE Forum Addict
 
Posidrive's Avatar
 
Joined: Sep 2004
Location: Flat Oxfordshire
Posts: 1,709
Posidrive has a reputation beyond reputePosidrive has a reputation beyond reputePosidrive has a reputation beyond reputePosidrive has a reputation beyond reputePosidrive has a reputation beyond reputePosidrive has a reputation beyond reputePosidrive has a reputation beyond reputePosidrive has a reputation beyond reputePosidrive has a reputation beyond reputePosidrive has a reputation beyond reputePosidrive has a reputation beyond repute
Default Re: Getting Asthma medication while on TWP

Originally Posted by christmasoompa
Why will you be paying tax in the UK if you are living in Canada?
Could for example be 10% tax on UK dividends that is deducted before you receive tham and can't be reclaimed even if you are non tax resident.
Posidrive is offline  
Old Jun 15th 2011, 11:21 am
  #23  
Forum Regular
Thread Starter
 
Joined: Dec 2009
Posts: 139
skytek is just really niceskytek is just really niceskytek is just really niceskytek is just really niceskytek is just really niceskytek is just really niceskytek is just really niceskytek is just really niceskytek is just really nice
Default Re: Getting Asthma medication while on TWP

Originally Posted by Posidrive
Could for example be 10% tax on UK dividends that is deducted before you receive tham and can't be reclaimed even if you are non tax resident.
To be honest with the way business has been over the last year I doubt I'll even make enough this year to be eligible to pay tax. I may end up mainly living off my savings.

Can I run my businesses back home via the internet on my TWP or do I actually have to be employed by someone while in Canada? And if I can just carry on with my businesses but have to support myself with savings what do I do about Canadian tax then?

I got the TWP so I could spend a year in Canada with my Canadian partner, living together with the intention to manage my businesses back home which can be done via the internet and if life there went well for the year and I wanted to stay I'd then apply for PR and move everything out to Canada including moving my trading account to a Canadian $ one and run my businesses in Canada. It is a tad confusing to me how to work this TWP properly in my situation. I really appreciate any advice.

Last edited by skytek; Jun 15th 2011 at 11:27 am.
skytek is offline  
Old Jun 15th 2011, 11:34 am
  #24  
Resident Maple Leaf Lush
 
sharkus's Avatar
 
Joined: Oct 2008
Posts: 1,745
sharkus has a reputation beyond reputesharkus has a reputation beyond reputesharkus has a reputation beyond reputesharkus has a reputation beyond reputesharkus has a reputation beyond reputesharkus has a reputation beyond reputesharkus has a reputation beyond reputesharkus has a reputation beyond reputesharkus has a reputation beyond reputesharkus has a reputation beyond reputesharkus has a reputation beyond repute
Default Re: Getting Asthma medication while on TWP

Originally Posted by skytek
Thanks for the info Sharkus, I didn't know I could get a card at all unless I was a PR. I've never heard of the inhaler you use and my asthma is also mild. I haven't had an attack since I was about 10 years old.
I'd double-check, just to make sure I am correct though. I know *I* could get one, but as mentioned I was under intra-company transferee category and that could well be a special case.
Have a read of this and this. Gives info on who is eligible (seems TWP should be) and if you need to wait or can get OHIP right away.

Last edited by sharkus; Jun 15th 2011 at 11:38 am.
sharkus is offline  
Old Jun 15th 2011, 12:00 pm
  #25  
Forum Regular
 
Joined: Jul 2010
Posts: 85
saz1983 is an unknown quantity at this point
Default Re: Getting Asthma medication while on TWP

You can definitely get OHIP on a TWP, intra company transferee or otherwise. You will be paying taxes here like a citizen so you are entitled. You will need to wait 3 months, so apply for it as soon as you arrive and once you have a SIN) and it will be good to go in 3 months time.

Do you have a job already sorted? I guess you must have to have got the TWP. It's worth checking what benefits they offer, they might also offer impatriate cover for the 3 months before OHIP kicks in.

As for ashtma meds, I got a 3 month stock from the doctor before going but I also had a repeat prescritption that I got filled a few times so I had more than that in reality. They lasted me well over 6 months, and as many people have said asthma seems to improve here. If you have mild asthma then I doubt you will need advair (seretide- the purple one) and will just need some ventolin. They are not too expensive (about $15 I think). I get 90% covered by my work plan but I got 2 advair for $27 (I don't know if they charge by the item here or by porescription). You can get a proper doctor while here - there is nothing to stop you doing that and they will diagnose you with the correct meds. Just take along your old prescription. It's not that difficult really!
saz1983 is offline  
Old Jun 15th 2011, 2:48 pm
  #26  
Don't call me MOM!!
 
Joined: Jan 2011
Location: Airdrie, Alberta
Posts: 665
snowcandy is a glorious beacon of lightsnowcandy is a glorious beacon of lightsnowcandy is a glorious beacon of lightsnowcandy is a glorious beacon of lightsnowcandy is a glorious beacon of lightsnowcandy is a glorious beacon of lightsnowcandy is a glorious beacon of lightsnowcandy is a glorious beacon of lightsnowcandy is a glorious beacon of lightsnowcandy is a glorious beacon of lightsnowcandy is a glorious beacon of light
Default Re: Getting Asthma medication while on TWP

If you have small children with asthma I'd advise getting hold of a few spacer devices before you come out too. We have insurance through OH's work but had to pay $40 upfront for a child's Aerochamber. The pharmacy said wasn't covered by insurance, we were able to claim it back, but just another thing to bear in mind.

Also note that any prescribed medication such as Claritin, Reactine, etc for allergies, hayfever etc doesn't appear to be covered under insurance schemes and you have to pay for them, even for kids. Again would advise bringing out what you can, especially if you have a child with an allergy who needs medication to be kept in school. It soon adds up.
snowcandy is offline  
Old Jun 15th 2011, 2:56 pm
  #27  
 
Joined: Jul 2005
Posts: 15,883
Steve_P is an unknown quantity at this point
Default Re: Getting Asthma medication while on TWP

Originally Posted by snowcandy
Also note that any prescribed medication such as Claritin, Reactine, etc for allergies, hayfever etc doesn't appear to be covered under insurance schemes and you have to pay for them, even for kids. Again would advise bringing out what you can, especially if you have a child with an allergy who needs medication to be kept in school. It soon adds up.
Any of those drugs are available over the counter without a prescription and should not be prescribed. Insurance companies do not provide cover for over the counter drugs even if a doctor prescribes them.

Last edited by Steve_P; Jun 15th 2011 at 3:05 pm.
Steve_P is offline  
Old Jun 15th 2011, 3:13 pm
  #28  
Don't call me MOM!!
 
Joined: Jan 2011
Location: Airdrie, Alberta
Posts: 665
snowcandy is a glorious beacon of lightsnowcandy is a glorious beacon of lightsnowcandy is a glorious beacon of lightsnowcandy is a glorious beacon of lightsnowcandy is a glorious beacon of lightsnowcandy is a glorious beacon of lightsnowcandy is a glorious beacon of lightsnowcandy is a glorious beacon of lightsnowcandy is a glorious beacon of lightsnowcandy is a glorious beacon of lightsnowcandy is a glorious beacon of light
Default Re: Getting Asthma medication while on TWP

Originally Posted by Steve_P
Any of those drugs are available over the counter without a prescription and should not be prescribed. Insurance companies do not provide cover for over the counter drugs even if a doctor prescribes them.
Seems a bit odd you have to pay for medication for a child with a serious food allergy, (even if you can buy same drugs over the counter) whilst under same insurance scheme yet claim $500 worth of massages a year???
snowcandy is offline  
Old Jun 15th 2011, 3:20 pm
  #29  
 
Joined: Jul 2005
Posts: 15,883
Steve_P is an unknown quantity at this point
Default Re: Getting Asthma medication while on TWP

Originally Posted by snowcandy
Seems a bit odd you have to pay for medication for a child with a serious food allergy, (even if you can buy same drugs over the counter) whilst under same insurance scheme yet claim $500 worth of massages a year???
Medical insurance companies make no distinction between children and adults for drug coverage. If a drug is available over the counter without a prescription they do not pay for it.

It may seem strange to you because that's what you've been used to, it does not seem strange to me. Remember this is not the UK.
Steve_P is offline  

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off



Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service -

Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.