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-   -   Driving and all that.. (https://britishexpats.com/forum/canada-56/driving-all-807671/)

Edo Aug 29th 2013 4:21 pm

Driving and all that..
 
So I have moved to Alberta and will soon be converting my UK driving license into an Albertan one. Since theres a reciprocal agreement in place between the UK and Alberta govt: re exchange of driving licenses, the question I have is when you exchange your license do they put the start date of your UK license on your Alberta license or do they issue it as a 'fresh' license. I am interested in this specifically for insurance purposes.

Secondly, everybody talks about Johnson's car insurance here who are known for recognising UK no-claims certificates. Is that the only insurer in Canada that entertains UK driving history or does anyone know of any other insurers who do the same?

cheeky_monkey Aug 30th 2013 12:20 am

Re: Driving and all that..
 

Originally Posted by Edo (Post 10877225)
So I have moved to Alberta and will soon be converting my UK driving license into an Albertan one. Since theres a reciprocal agreement in place between the UK and Alberta govt: re exchange of driving licenses, the question I have is when you exchange your license do they put the start date of your UK license on your Alberta license or do they issue it as a 'fresh' license. I am interested in this specifically for insurance purposes.

Secondly, everybody talks about Johnson's car insurance here who are known for recognising UK no-claims certificates. Is that the only insurer in Canada that entertains UK driving history or does anyone know of any other insurers who do the same?

The start date is the date you swap your licence and is only valid for 5 years then you have to renew again and the start date is then the date you renew

magnumpi Aug 30th 2013 12:39 am

Re: Driving and all that..
 
Don't get "no claims" confused with claim free ??

Companies will req a letter stating that you have been claim free for 2 years or more. This letter is usually provided by your previous insurer, at your request and exspence.

Just providing a 9 year NCB is not good enough as NCB can be protected for a fee.!!

Edo Aug 30th 2013 1:04 am

Re: Driving and all that..
 

Originally Posted by magnumpi (Post 10877736)
Don't get "no claims" confused with claim free ??

Companies will req a letter stating that you have been claim free for 2 years or more. This letter is usually provided by your previous insurer, at your request and exspence.

Just providing a 9 year NCB is not good enough as NCB can be protected for a fee.!!

Yes I've brought a full detailed letter from my insurer plus a record f my driving history from DVLA so hopefully they'll suffice :)

Edo Aug 30th 2013 1:05 am

Re: Driving and all that..
 

Originally Posted by cheeky_monkey (Post 10877717)
The start date is the date you swap your licence and is only valid for 5 years then you have to renew again and the start date is then the date you renew

Thanks. So when the new Canadian insurer asks you how long have you been driving, what do you tell them?

Almost Canadian Aug 30th 2013 1:11 am

Re: Driving and all that..
 

Originally Posted by Edo (Post 10877774)
Thanks. So when the new Canadian insurer asks you how long have you been driving, what do you tell them?

Photocopy your licence before handing it in and you can then show them when you obtained your original licence. Plus, if you have your history from DVLA, that will give them all they need.

Insurance companies in Alberta aren't as picky with NCB as insurers in other Provinces appear to be. I was able to get a full discount on the basis of NCB letters only.

exenglishman Aug 30th 2013 1:26 am

Re: Driving and all that..
 

Originally Posted by Edo (Post 10877225)
So I have moved to Alberta and will soon be converting my UK driving license into an Albertan one. Since theres a reciprocal agreement in place between the UK and Alberta govt: re exchange of driving licenses, the question I have is when you exchange your license do they put the start date of your UK license on your Alberta license or do they issue it as a 'fresh' license. I am interested in this specifically for insurance purposes.

Secondly, everybody talks about Johnson's car insurance here who are known for recognising UK no-claims certificates. Is that the only insurer in Canada that entertains UK driving history or does anyone know of any other insurers who do the same?

Novex accepted mine but this was through a broker

colchar Aug 30th 2013 2:27 am

Re: Driving and all that..
 

Originally Posted by cheeky_monkey (Post 10877717)
The start date is the date you swap your licence and is only valid for 5 years then you have to renew again and the start date is then the date you renew



That isn't a 'start date', it is simply the date it was renewed. Think about it, if that was a start date we would all be going back to the starting line every time we renewed our license which isn't the case. Your driving record starts the day you get that license and continues as it is renewed, the clock does not start again.

Aviator Aug 30th 2013 2:37 am

Re: Driving and all that..
 

Originally Posted by chrisbrockhurst (Post 10877799)
Novex accepted mine but this was through a broker

A broker accepts documents for an insurer, then passes the information on to the insurance company, who may or may not accept it. A broker is only a sales rep.

Edo Aug 30th 2013 2:37 pm

Re: Driving and all that..
 

Originally Posted by chrisbrockhurst (Post 10877799)
Novex accepted mine but this was through a broker

Thank you. Would you mind PMing me his number so I can speak to him please

Edo Aug 30th 2013 2:38 pm

Re: Driving and all that..
 

Originally Posted by Almost Canadian (Post 10877782)
Photocopy your licence before handing it in and you can then show them when you obtained your original licence. Plus, if you have your history from DVLA, that will give them all they need.

Insurance companies in Alberta aren't as picky with NCB as insurers in other Provinces appear to be. I was able to get a full discount on the basis of NCB letters only.

Do you remember which insurer was that?

Almost Canadian Aug 31st 2013 7:49 am

Re: Driving and all that..
 

Originally Posted by Edo (Post 10878722)
Do you remember which insurer was that?

Intact via brokerlink

Edo Sep 1st 2013 5:11 am

Re: Driving and all that..
 

Originally Posted by Almost Canadian (Post 10879599)
Intact via brokerlink

Thank you Almost Canadian :)

the undutchables Sep 2nd 2013 5:43 am

Re: Driving and all that..
 
Western Finance accepts your UK no claims. I also found them to be among the cheapest. ( in Calgary area)

Supermum1 Sep 2nd 2013 6:27 am

Re: Driving and all that..
 

Originally Posted by the undutchables (Post 10882121)
Western Finance accepts your UK no claims. I also found them to be among the cheapest. ( in Calgary area)

My broker did well with mine too, most tried to quote $500 a month at least year, this one was closer to $100:

His name is Alex now with:
All-risks insurance brokers limited


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