Dentists.....
 

Okay - I am terrified of the dentist, I don't mind admitting it, I have had lots of work done and have 2 caps still to have done.

In the UK, we have the dentist NHS and these caps will cost me £194 (about $400), this price is the MAXIMUM we have to pay under the NHS, so the £194 is for 1 cap or a mouth full of caps.

What would the price for this work be in Canada?

When we come in Jan/Feb, we get dental and health insurance as part of my new job (well, paid foer 50/50 anyway).

Will these be covered in my dental insurance?

Chris.

Re: Dentists.....
 

If it just a cap on a molar no root canal required expect a bill in the range of $1,200. If a root canal is needed in addition to the cap then expect a bill in the range of $2,200. I paid the $2,200 last year for a root canal and crown (cap) and was quoted the $1,200 for a crown (cap) just recently.

Dental insurance if you have it would most likely cover 50%. Also a lot of dental plans also have a limit as to how much they'll pay out on your behalf during a calender year. A couple of caps could along with regular checkup and cleaning could exceed that limit.

The insurance information I'm not totally sure of as I haven't had any dental insurance since leaving work.

Perhaps someone with recent experience of insurance will come along and help.

Cheers
Steve

Re: Dentists.....
 

OMG :blink::thumbdown:

That is SOOOO expensive.

Best I get it sorted before I leave!!

I am happy I asked now.

Cheers Steve.

Re: Dentists.....
 

Chris,

No idea how much the procedures will cost but typically, dental coverage pays 80% of the cost of a procedure to a maximum ceiling. The details of my plan are:

Benefit Type Payable At
Routine

• Basic 80%
• Endodontics 80%
• Periodontics 80%
• Preventative 80%

Major
All Other Major 70%
Bridges and Dentures 70%
Crowns/Onlays 70%

Orthodontics (age restrictions may apply) 50%

Plan Maximum & Frequency
Routine Reasonable & Customary

Major, Bridges & Dentures $1,500 per person per calendar year(s)

Orthodontics (age restrictions may apply) $1,500 per person lifetime
Accidental Dental Covered

Re: Dentists.....
 

No more am I going to slag off the UK NHS!

On the phone now, booking me proceedures. :rofl:

Re: Dentists.....
 

Root canal and caps will run about $1000 ish each,

Insurance if you have it may cover it, most dental plans will pay maybe 80% of the provincial association treatment cost limit for stuff like that, but it will depend entirely on your plan and how good it is. 50% might be your lot.

I was lucky...sort of...I went over the handlebars on my bike and the whole bill was covered 100% under "accidental dental". I'm not sure I recommend that as a plan though! Overall cost for 2 and a half crowns and a bit of other clean up was almost $4000.

My dentist is a genius though for managing to put me back together as well as he did. He drives a corvette convertible...plate is OPN YDR....I'm assuming that's a reference to my wallet.

If you google around you might be able to find the provincial dental association cost ceilings that the insurance companies use. Many dentists charge more than the guideline price, so if you are getting treatment here it might be worth calling around to get a deal. Certainly ask around before chosing a dentist, some are better and or cheaper than others for routine stuff.

Re: Dentists.....
 

You are presumably one of the fortunate in the UK who has an NHS dentist. I understand many don't these days.

Re: Dentists.....
 

Dentists here are NOT cheap, at least not in Ontario, not sure about other provinces. If by caps you mean crowns, a crown is about $700.

Most dental insurance plans covers basic and major work at different levels of reimbursement. By basic, I mean cleaning, extractions, fillings, root canal may fall under basic or major, depending on the dental plan type. Major would include crowns, dentures, surgery, etc. Some, but not all plans include orthotontics as well.

Depending on your plan type, basic usually is covered at 80% to 100% reimbursement, major between 50% to 80% and orthodontics at 50%.

All work has a yearly dental maximum PER person (hardly ever per family, but they do exist), typically about $2,000 or $3,000, except orthodontics is typically a lifetime maximum.

Coverage varies depending on the type of plan your employer will offer, once you're here, I would suggest you get a dental estimate from your dentist so that you'll get no big surprises.

Re: Dentists.....
 

I was quoted $700 a couple months ago, mind you, it was for a replacement crown, but it should be the same as a new crown, only difference, I already had the endodontic treatment done (root canal), so the price was strictly for a crown.

If you need a good dentist, I can recommend mine to you.

Re: Dentists.....
 

Damn...:eek::eek:..Best I have all my teeth out before I make the move...:rofl:

Re: Dentists.....
 

[QUOTE=Atlantic Xpat;5484354
Accidental Dental Covered[/QUOTE]

Yes, but note that if accident was caused by eating, it is NOT covered, so make sure you fall out of bed or something like that. :

Re: Dentists.....
 

:D:):rofl:

Re: Dentists.....
 

Luckily yes, it's crazy though, up until a few months ago, I thought everyone in the UK got an NHS dentist.

Don't think that's the case.

Re: Dentists.....
 

Are we talking a Bridging loan.....:rofl::rofl::rofl:

Re: Dentists.....
 

Many people have been private for many years in the UK. Most dentists turned private and their patients were forced to become private patients or go elsewhere.

Our dental charges have been cheaper in Canada so far. Our insurance covers 80%, except for crowns, etc which is covered at 50-60%

Dentist
Check-up and 5 x-rays = $19
Work done to the root of an existing crown, plus one filling = $46
Hygenist 1 hour appointment = $16

Children over the age of 10 pay for dental treatment

I wouldn't think that the NHS would let you have a mouthful of crowns for £194 tops unless perhaps you had smashed you face up in an accident. They would more likely charge you $194 for 1 or 2 crowns at a time.

Re: Dentists.....
 

Us the dental insurance part of the health insurance or do you have to take out a separate policy.

If it is separate, is it very costly?

Re: Dentists.....
 

Whether its covered by your suplimentary insurance will depend on your particular plan. Most employment plans cover most dentistry, but there are many different levels of coverage and exceptions, so its not a question thats crystal clear to answer.

If you are getting your own insurance, then its entirely up to you what level of coverage to go for. All health insurance is very costly...thats what keeps doctors and dentists so well paid;)

FWIW out of necessity most dentists offer payment plans for the uninsured.

Re: Dentists.....
 

Same experience as other posters. 3 Crowns & 1 root canal, a little over $5000. Fortunately for a few weeks I had overlapping coverage (two companies), primary picked up the first 50% and the other the balance. Hell of a week that was, four wisdom teeth removed, one root canal and three crowns in a week. What we put ourselves through to save a few bucks.

Re: Dentists.....
 

Did the work needed to be done in one week?. Other way to avoid being out-of-pocket too much is if you had split the work in 2 different calendar years, ie: Dec. and January, of course nature of problem + pain cannot always wait. I am sure for all that work I would not have paid more than $4,000 tops, however, my DDS is not a specialist and sometimes the difference in price between a GP and a specialist can be rather large, you're lucky you had co-ordination of benefits.

Re: Dentists.....
 

Mr Y-C-D pays $40 every two weeks (through his employer) for family insurance to cover up to 80% of medical/dental/opthalmic treatment.

Re: Dentists.....
 

I would definitely get any and all extensive work done in the UK before you come - for costs.

However, hark at me. Can't take my own advice on this issue. :lol::o I too absolutely hate the dentist with a passion - a huge weakness - and have not been to the dentist for nearly 5 years. As and when I do eventually go here in Alberta, I'll be heading off to some nice fluffy, cloud-like place with the sedation option. I dread what will be required. I want a new cap on a front tooth for cosmetic reasons. I have already had so many root canals, there can't be many nerves left.

A friend needed one filling when she got here, then 'used' the rest of her allocated annual allowance to replace the UK-style dark fillings (mercury?) with nice white ones .... my motto on teeth is if it ain't broke, don't touch it. But I am a self-confessed, dentist wuss :rofl:

Re: Dentists.....
 

Unfortunately yes, I only had double coverage for a week as policies changed.

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You are very lucky to have an NHS dentist. I lost mine about ten years ago and I know of only one person with one.
I paid recently Last year £550 for a crown. I dont know if that was with root canal work or not. Just wanted to get out of there. :curse:

Re: Dentists.....
 

I had an NHS dentist right up to leaving the UK for Canada. It was the same surgery throughout my childhood to when we left.

I've not been to a dentist since moving here simply because of cost and it certainly is one of the things I regret about moving here. I just don't know when I'll be able to go again and of course the longer I leave it the more expensive it'll be.

I've never been more careful with looking after my teeth by thorough cleaning and flossing than I am now!