Dental care
 

My 15 year old daughter has already got top and bottom fixed braces here in the UK, her last appointment in the UK will be on 18th November and we fly out on the 23rd November.
How do I go about sorting her teeth out when we get there, as I understand it Dental care won't be covered once we are eligible for Ontario Health care but if I take out private health care that includes Orthodontics work will it still be valid if she is already recieving the treatment here.
Also my son age 11 is under the orthodontist but hasn't as yet had a brace, she is waiting for his last teeth to come down so he can have them removed. He has had his moulds taken but nothing else, will he need to start again?

Re: Dental care
 

Hi.....found these links which might help. I haven't read right through them but it may cover some of your concerns. Good luck. :)

http://www.oaphd.on.ca/public/programs.html

http://www.fptdwg.ca/English/e-on.html

Re: Dental care
 

Thanks, I will sit and have a read when my head is not spinning:rofl: the removal men are starting today and here till Friday, my house is like a bomb site it's driving me nuts!!!!

Re: Dental care
 

My 14 year old has braces. We have dental benefits though my husband's job in the Navy here.
The total fee for his treatment is $6000 and the benefits will pay up to $2500 of that. We pay $200 a month on a payment plan.
I am hoping I can finish paying for him before the next one needs them!
The treatment has been excellent and his teeth will be perfect!

Re: Dental care
 

Thanks for that the eldest is 15 and I think she won't be long off finishing, probably a bit longer with the fixed and then a retainer.
The youngest one will be just starting out and he definatley needs them.

Re: Dental care
 

Most peoples benefit plans (those that have them) dont cover Orthodentic work, we pay out of our income and claim some of it back as a tax deduction, but to do that you need to reach a certain % of your income for it to be eligable, which can mean billing for more than one year at one time to achieve that.

A benefit plan that does cover orthodentic work is likely to have very expensive monthly premiums, if you can find one. Only one person I know here has benefits that cover othodentisty through his work, and his employer has phased that coverage out for new hires now anyway... Maybe government jobs are different.

If offspring #2 needs braces, I suggest you milk the NHS for all you can now, while you still can, and try and arrange for continuity of care once you come to canada.

Re: Dental care
 

Do you have to pay for it in the UK? Just out of interest.

Re: Dental care
 

I had two children's teeth formatted to an advertiser's idea of perfection. It cost a fair amount and I no dental plan.

Something the dentist did to help with the cost was to bill several year's work at once. This is advantageous because there's a tax break on medical costs but it only starts after a percentage of pay (3% iirc) one large bill instead of many small ones shifts a greater share of the cost to the tax man.

Re: Dental care
 

If you do take out a plan, such as Blue Cross, major dental usually has something like a 2 year qualifying period. Many employers extended usually does not have this waiting period.

Re: Dental care
 

We leave the UK in 4 weeks so he won't have had any real treatment maybe just the retainer brace he has an appointment 5 days before we go. So guess i am going to need to pay out for him, but it looks like you can do it on a payment plan.

Re: Dental care
 

No we don't pay a penny, but they have to need alot of work or you can't have it done on the NHS. If it's not too bad then it's classed as cosmetic and you have to pay.

Re: Dental care
 

Most do offer a payment plan, due to the expense, but the downside to that is you cant get the tax break on medical expenses that way, the only way to do that is as dbd says, if your total medical expenses for the year are more than 3% of your income, which would typically involve taking the hit all at once.

Re: Dental care
 

That`s about the only advantage to being a diabetic. My prescription costs will take me over the minimum requirement which means all of the other expenses can be added as well.