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debt stories
Hi everyone
Im currently writing a book about breaking consumer debt and spending addiction Just wondering if anyone would like to share a debt horror story or if you have been in debt, how you got out of it Also anyone on a spending budget Any stories would be much appreciated and will use made up names in my book for confidentiality thanks :D |
Re: debt stories
Originally Posted by scliffe
(Post 10422095)
Hi everyone
Im currently writing a book about breaking consumer debt and spending addiction Just wondering if anyone would like to share a debt horror story or if you have been in debt, how you got out of it Also anyone on a spending budget Any stories would be much appreciated and will use made up names in my book for confidentiality thanks :D What's the working title? Perhaps "How Wall St. and Madison Ave Destroyed the World?" |
Re: debt stories
Originally Posted by scliffe
(Post 10422095)
Hi everyone
Im currently writing a book about breaking consumer debt and spending addiction Just wondering if anyone would like to share a debt horror story or if you have been in debt, how you got out of it Also anyone on a spending budget Any stories would be much appreciated and will use made up names in my book for confidentiality thanks :D You're welcome. |
Re: debt stories
Originally Posted by Alan2005
(Post 10422190)
I assume that you're a founding member? |
Re: debt stories
Originally Posted by Novocastrian
(Post 10422213)
Eeeewww, what a bunch of weirdos.
I assume that you're a founding member? They definitely have a bit of a touchy/feely '12 steps' type cult thing going on, but if it helps all power to them I say. |
Re: debt stories
Try Jeffrey Archer. I think he recovered from debt once. Something to do with a mate with a spare £1m I think.
<PM to follow> |
Re: debt stories
This is something I heard on the radio so have not done the maths myself.
They said that if you borrow $300 from a payday loan place and can only afford to repay $200 at the end of two weeks you are in trouble. If you pay $200 every two weeks for the next year, at the end of that year you will owe then over $10,000. Not a lot of use to the OP but it scared the daylight out of me. |
Re: debt stories
Originally Posted by JonboyE
(Post 10422268)
This is something I heard on the radio so have not done the maths myself.
They said that if you borrow $300 from a payday loan place and can only afford to repay $200 at the end of two weeks you are in trouble. If you pay $200 every two weeks for the next year, at the end of that year you will owe then over $10,000. Not a lot of use to the OP but it scared the daylight out of me. From https://www.wonga.com/ Representative APR 4214% |
Re: debt stories
Don't have any debts , but if I could track down the chinless wonders that manage my pension funds there would be some serious " pay back ". :sneaky:
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Re: debt stories
Originally Posted by scliffe
(Post 10422095)
Hi everyone
Im currently writing a book about breaking consumer debt and spending addiction Just wondering if anyone would like to share a debt horror story or if you have been in debt, how you got out of it Also anyone on a spending budget Any stories would be much appreciated and will use made up names in my book for confidentiality thanks :D "Annual income twenty pounds, annual expenditure nineteen pounds nineteen and six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery." Micawber is a fictional character from Charles Dickens's 1850 novel, David Copperfield. He was modelled on Dickens's father, John Dickens, who like Micawber was incarcerated in debtors' prison (the King's Bench Prison) after failing to meet his creditors' demands. |
Re: debt stories
Originally Posted by Alan2005
(Post 10422279)
I can believe it. Not sure about here, but in the UK such places have to display their equivalent APR's.
From https://www.wonga.com/ :blink: I may have to shoot myself. |
Re: debt stories
Originally Posted by scliffe
(Post 10422095)
Hi everyone
Im currently writing a book about breaking consumer debt and spending addiction Just wondering if anyone would like to share a debt horror story or if you have been in debt, how you got out of it Also anyone on a spending budget Any stories would be much appreciated and will use made up names in my book for confidentiality thanks :D http://www.youtube.com/watch?v=CTtf5s2HFkA |
Re: debt stories
Originally Posted by Novocastrian
(Post 10422370)
Ah yes. Sponsors of Newcastle United next season.
I may have to shoot myself. |
Re: debt stories
Originally Posted by Alan2005
(Post 10422382)
It seems that they've done their research.
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Re: debt stories
Originally Posted by scliffe
(Post 10422095)
Hi everyone
Im currently writing a book about breaking consumer debt and spending addiction Just wondering if anyone would like to share a debt horror story or if you have been in debt, how you got out of it Also anyone on a spending budget Any stories would be much appreciated and will use made up names in my book for confidentiality thanks :D |
Re: debt stories
Originally Posted by Novocastrian
(Post 10422495)
You think it's a conspiracy designed for my demise? I suppose I should be flattered but it seems quite unlikely.
I was going for the more obvious newcastle fans all being pikeys who need pay-day loans at 4000+% so they can get down the pub or the bookies. |
Re: debt stories
Originally Posted by Alan2005
(Post 10422522)
That never crossed my mind.
I was going for the more obvious newcastle fans all being pikeys who need pay-day loans at 4000+% so they can get down the pub or the bookies. That right there is a marketing exec's wet dream. |
Re: debt stories
OP, please read site rule 10, thx.
Thread closed. |
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