Originally Posted by The Aviator (Post 8132237)

With Amex I doubt it, a debt counselor may be able to help them restructure the debt with a repayment plan and significantly reduced interest rate. Also if they have access to lower cost financing, such as a line of credit with the bank, this can be a way to pay the expensive credit card from the LOC.

Anyone if a debt situation they cannot handle should seek advice from a counselor though.