Originally Posted by Mikeypm (Post 11348295)

I got a PC MasterCard unsecured with $1000 limit and shortly after got an RBC visa with $2000 limit again unsecured. It's totally feasible to get credit cards here and once you have one try using it for everyday purchases and then pay the full balance to build up your credit history.

Originally Posted by R I C H (Post 11348298)

Feasible, but not a certainty, and unlikely to initially be at credit levels an immigrant was used to in their home country.

Originally Posted by R I C H (Post 11348298)

Feasible, but not a certainty, and unlikely to initially be at credit levels an immigrant was used to in their home country.

Originally Posted by Aviator (Post 11348841)

How times have changed. When we first arrived we had no problem getting credit cards from RBC with quite acceptable limits and no deposits required. I did get turned down for interest free purchase on a TV at A & B Sound though, so I put it on the RBC credit card.

Originally Posted by Aviator (Post 11348841)

How times have changed. When we first arrived we had no problem getting credit cards from RBC with quite acceptable limits and no deposits required. I did get turned down for interest free purchase on a TV at A & B Sound though, so I put it on the RBC credit card.

Originally Posted by colchar (Post 11348791)

One option for those in this situation might be to open an account at a credit union. Since one becomes a member upon opening an account they might be more inclined to issue credit cards.

Originally Posted by BluebirdUK (Post 11347582)

Recently moved to Toronto on work permit and opened a bank account with TD. Was told the only way to have a credit card is to put a secured deposit. I find this idea silly when I compare it to the UK system where no such thing exists. I am trying to build a credit history but without a CC that is not possible. Any idea how to get an unsecured credit card?
Ps I tried Carandian Tire MasterCard with C$200 limit (what a joke!!)