Costs of emigrating
#49
Forum Regular
Thread Starter
Joined: Nov 2014
Location: Scotland
Posts: 206
Re: Costs of emigrating
That we can do without surely?
I'm sure any decent forum user who doesn't treat this website as some life frustration, venting tool would agree?...
#50
Re: Costs of emigrating
I agree, sarcasm can in some ways be bloody hilarious.. But not when there's a condescending and belittling undertone. And on a recurring basis.
That we can do without surely?
I'm sure any decent forum user who doesn't treat this website as some life frustration, venting tool would agree?...
That we can do without surely?
I'm sure any decent forum user who doesn't treat this website as some life frustration, venting tool would agree?...
#51
Re: Costs of emigrating
I agree, sarcasm can in some ways be bloody hilarious.. But not when there's a condescending and belittling undertone. And on a recurring basis.
That we can do without surely?
I'm sure any decent forum user who doesn't treat this website as some life frustration, venting tool would agree?...
That we can do without surely?
I'm sure any decent forum user who doesn't treat this website as some life frustration, venting tool would agree?...
You have been regularly rude and belittling to at least one forum member in particular, so stop with the 'holier than thou' attitude as you're not better than those that have been rude to you, no matter what you might think.
And that goes for everybody else too, stop with the personal digs at each other - if you're not a fan of Roberto1980 and have issues with his lack of gratitude etc, then just don't bother posting on his threads. We all reap what we sow.
Let's get this thread back on track, or I'm closing it.
Ta muchly.
#52
Re: Costs of emigrating
So the upshot is, everybody's costs were different....who'd have thought it.
#53
Re: Costs of emigrating
So not just me who got off light.
The costs of selling in the UK may not be relevant if the home over here is cheaper and many are. For me, my equity even after paying off other debts, including those for my living expenses while living in Canada waiting, PR costs, marrying costs, flights etc, paid for the home and the furnishings, a rental property and still left spare capital.
I was living with my wife's parents for a bit, so no rent to pay, but the UK equity more than paid the costs of everything. And would have covered renting costs too.
The costs of selling in the UK may not be relevant if the home over here is cheaper and many are. For me, my equity even after paying off other debts, including those for my living expenses while living in Canada waiting, PR costs, marrying costs, flights etc, paid for the home and the furnishings, a rental property and still left spare capital.
I was living with my wife's parents for a bit, so no rent to pay, but the UK equity more than paid the costs of everything. And would have covered renting costs too.
#54
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Joined: Dec 2008
Location: Winnipeg
Posts: 1,497
Re: Costs of emigrating
The costs of selling in the UK may not be relevant if the home over here is cheaper and many are. For me, my equity even after paying off other debts, including those for my living expenses while living in Canada waiting, PR costs, marrying costs, flights etc, paid for the home and the furnishings, a rental property and still left spare capital
We already had our house on the market for other reasons when we decided we were coming (and many people don't even necessarily sell their house to emigrate anyway).
I wouldn't be including things like rent - I would have been paying rent or mortgage if we had not emigrated anyway.
Same with car insurance etc. You'd have been forking out for that if you'd stayed surely.
To me the cost of emigrating is anything over and above the daily living expenses you would have incurred had you not moved.
For us we were extremely fortunate in that hubby's work covered pretty much all of our expenses in the end.
We sold a lot of our stuff in Australia so our shipping was a lot cheaper than it could have been. We just replaced the stuff when we got here. Also meant we were not camping out for 6 months on lawn chairs waiting for our stuff to arrive (in the end it was actually a year before it arrived!)
The biggest hit when we got here was buying a car - ridiculous prices for second-hand cars in comparison with the UK.
#55
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Thread Starter
Joined: Nov 2014
Location: Scotland
Posts: 206
Re: Costs of emigrating
Not that I need to explain, but its main purpose was to initially give myself a look at others people's experiences. An approximate snapshot of others initial setting up costs, and from that maybe I, or others in the future could learn / take things from whilst preparing or going through it.
I never once implied I wanted an exact price of what it would cost me and my family to emigrate. So please, no need for the attempts to goad me.
Post #1
"Looking to start a thread where others can share their experiences of the costs of moving to Canada from the UK."
"Obviously figures will vary due to".....
"I feel there's no harm, and it's helpful for myself and others to have a general 'list' of costs from which we can all refer to, and add/subtract things as we wish".
Last edited by Roberto1980; Nov 17th 2015 at 3:41 pm.
#56
Joined: Sep 2008
Posts: 12,830
Re: Costs of emigrating
The original question was somewhat open ended so hard for anyone to answer. Does one include selling up in the UK? Those are costs incurred whether you move to another country or stay in your home country. Costs of buying a property, the only real cost of immigration is any difference between the cost you would incur in your home country and those of the new country, which for many would put them ahead of moving in their home country. When I moved with and average of $2.40/GBP and low property prices in Canada, I was better off moving to Canada than moving within the UK, in those terms I made a profit by moving.
Immigration fees I recall were $400 or so, moving guys $1500, flights, I got paid to be on the aircraft.
Immigration fees I recall were $400 or so, moving guys $1500, flights, I got paid to be on the aircraft.
#57
Re: Costs of emigrating
Agreed.
We already had our house on the market for other reasons when we decided we were coming (and many people don't even necessarily sell their house to emigrate anyway).
I wouldn't be including things like rent - I would have been paying rent or mortgage if we had not emigrated anyway.
Same with car insurance etc. You'd have been forking out for that if you'd stayed surely.
To me the cost of emigrating is anything over and above the daily living expenses you would have incurred had you not moved.
For us we were extremely fortunate in that hubby's work covered pretty much all of our expenses in the end.
We sold a lot of our stuff in Australia so our shipping was a lot cheaper than it could have been. We just replaced the stuff when we got here. Also meant we were not camping out for 6 months on lawn chairs waiting for our stuff to arrive (in the end it was actually a year before it arrived!)
The biggest hit when we got here was buying a car - ridiculous prices for second-hand cars in comparison with the UK.
We already had our house on the market for other reasons when we decided we were coming (and many people don't even necessarily sell their house to emigrate anyway).
I wouldn't be including things like rent - I would have been paying rent or mortgage if we had not emigrated anyway.
Same with car insurance etc. You'd have been forking out for that if you'd stayed surely.
To me the cost of emigrating is anything over and above the daily living expenses you would have incurred had you not moved.
For us we were extremely fortunate in that hubby's work covered pretty much all of our expenses in the end.
We sold a lot of our stuff in Australia so our shipping was a lot cheaper than it could have been. We just replaced the stuff when we got here. Also meant we were not camping out for 6 months on lawn chairs waiting for our stuff to arrive (in the end it was actually a year before it arrived!)
The biggest hit when we got here was buying a car - ridiculous prices for second-hand cars in comparison with the UK.
The same can be applied to the house too- deposits are often required for utilities, house insurance has no previous background info on you so these are extra and above what you might have paid in the UK. In the grand scheme of things I doubt there are many people that immigrate that go wow I didn't to need to budget so much to move. Invariably it will cost you more than you thought, whether it is 10, 20, 30, or 50% more I imagine is based on how well you research this before you go..
#58
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Thread Starter
Joined: Nov 2014
Location: Scotland
Posts: 206
Re: Costs of emigrating
It's not like it's a hypothetical question.
"others can share their experiences...."
"a general 'list' of costs from which we can all refer to, and add/subtract things as we wish".
#59
Joined: Sep 2008
Posts: 12,830
Re: Costs of emigrating
I disagree. I think they are costs you need to include. When you immigrate from a country where your financial and driving history are known to one where they are not, these higher costs become very significant especially off the back of no income coming in (if this is the case). Car insurance is so significantly higher than the UK for one person let alone two, I certainly wouldn't leave that cost out of the equation.
The same can be applied to the house too- deposits are often required for utilities, house insurance has no previous background info on you so these are extra and above what you might have paid in the UK. In the grand scheme of things I doubt there are many people that immigrate that go wow I didn't to need to budget so much to move. Invariably it will cost you more than you thought, whether it is 10, 20, 30, or 50% more I imagine is based on how well you research this before you go..
The same can be applied to the house too- deposits are often required for utilities, house insurance has no previous background info on you so these are extra and above what you might have paid in the UK. In the grand scheme of things I doubt there are many people that immigrate that go wow I didn't to need to budget so much to move. Invariably it will cost you more than you thought, whether it is 10, 20, 30, or 50% more I imagine is based on how well you research this before you go..
Anyone moving would be unwise to make such a decision based on others experiences, or even gauge as to whether they are getting good value based on others.
Our moving costs were under $5k for all of us, removals, immigration fees flights etc. others have racked up costs in the 10s of thousands.
The only measurable similarity of immigration is the distance traveled, that has remained constant over time.
Folks need to go back to good old budgeting, get estimates (quotes are better) and figure out what they can afford.
A more useful list would be the items folks incurred costs for in immigrating rather than the actual cost, more of a check list to get budget figures against.
#60
Re: Costs of emigrating
The real cost though, as you alluded to, is only the difference between the two, not the full cost. If ones auto insurance in the UK was equal l to $600 and coming to Canada it became $1600, the cost of immigration was $1000. The other big issue that affects the interpretation of data is prevailing FX and currencies used. So converting GBP to CAD can vary by as much 40% over the past 20 years without price increase factored in.
Anyone moving would be unwise to make such a decision based on others experiences, or even gauge as to whether they are getting good value based on others.
Our moving costs were under $5k for all of us, removals, immigration fees flights etc. others have racked up costs in the 10s of thousands.
The only measurable similarity of immigration is the distance traveled, that has remained constant over time.
Folks need to go back to good old budgeting, get estimates (quotes are better) and figure out what they can afford.
A more useful list would be the items folks incurred costs for in immigrating rather than the actual cost, more of a check list to get budget figures against.
Anyone moving would be unwise to make such a decision based on others experiences, or even gauge as to whether they are getting good value based on others.
Our moving costs were under $5k for all of us, removals, immigration fees flights etc. others have racked up costs in the 10s of thousands.
The only measurable similarity of immigration is the distance traveled, that has remained constant over time.
Folks need to go back to good old budgeting, get estimates (quotes are better) and figure out what they can afford.
A more useful list would be the items folks incurred costs for in immigrating rather than the actual cost, more of a check list to get budget figures against.
I googled the hell out of it, rang companies, got quotes, read previous threads for recommendations. You can approximate flights very easily, have a good ball park for shipping costs. Not that many companies do health insurance for three months of the type required so that's a pretty fixed cost. Anyhow it's all pretty easy to work out. It's terribly expensive..
Last edited by Tirytory; Nov 17th 2015 at 4:00 pm.