Cost of Living - Ontario
#16
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Location: Orton, Ontario
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Re: Cost of Living - Ontario
The property we are in now is actually bigger than the house in Oakville with much more land, quite a bit is conservation land and the rest is farmed giving us two quite substantial reductions in our taxes. So instead of paying $1100 per month over 10 months it's now just under $900 a quarter.
#17
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Re: Cost of Living - Ontario
#18
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Re: Cost of Living - Ontario
#19
#20
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Location: Orton, Ontario
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Re: Cost of Living - Ontario
the motive is certainly around a better lifestyle and future opportunities for the kids. So not so much of a financial gain of career progression prospect either. But cannot do that if it comes with financial distress given we are very comfortable and with another 18 years to retirement, it can only get better I hope. But it’s great to know if it can actually work out better in Canada in the long run. But so far it feels like I have more to lose including generous 30 days holiday, 20% employer pension contribution, comparatively cheaper groceries with a plethora of choice to name a few thinge.
#21
Re: Cost of Living - Ontario
It's not just major cities where property taxes can sting - my last home in Kamloops, BC (pop. c90,000) had a property tax of $8,000 p/a. Living rurally outside of city limits was far more affordable (85% lower), but home insurance was expensive as there was no fire coverage, and of course amenities like gas, water and sewerage were the home owners to deal with.
#22
Re: Cost of Living - Ontario
It's not just major cities where property taxes can sting - my last home in Kamloops, BC (pop. c90,000) had a property tax of $8,000 p/a. Living rurally outside of city limits was far more affordable (85% lower), but home insurance was expensive as there was no fire coverage, and of course amenities like gas, water and sewerage were the home owners to deal with.
#23
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Re: Cost of Living - Ontario
Things like firefighters, schools, local police, libraries, garbage collection (depending on location, some rural areas don't get a collection).
#24
#25
Re: Cost of Living - Ontario
..add to that: road repairs, snow clearance from key roads, road gritting, road sweeping (in summer to clear the accumulated grit)
#26
Re: Cost of Living - Ontario
- garbage collection
- postal delivery service
- cable tv or cable/fibre internet (satellite only)
- fire coverage
- mains gas, water or sewerage
- municipal snow ploughing
- street lighting
- sealed roads
#27
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Re: Cost of Living - Ontario
I will continue my fact find until I get conclusive enough feedback and hope to make the right choices.
the upshot for me was the bigger better lifestyle, lovely landscape and great exposure and future opportunities for kids.
Thanks everyone who has contributed so far.
Regards
#28
Re: Cost of Living - Ontario
Thank you everyone for your inputs so far. It’s remarkable what you don’t know even when it’s comes to day to day living. This has really made me consider my options more carefully now especially as some of the costs quoted here seem way out of proportion when compared to what we pay here in UK especially insurance and council/property tax. For instance my home and car insurance combined is £650 for the year and the council tax is only £1,250 for the year.
I will continue my fact find until I get conclusive enough feedback and hope to make the right choices.
the upshot for me was the bigger better lifestyle, lovely landscape and great exposure and future opportunities for kids.
Thanks everyone who has contributed so far.
Regards
I will continue my fact find until I get conclusive enough feedback and hope to make the right choices.
the upshot for me was the bigger better lifestyle, lovely landscape and great exposure and future opportunities for kids.
Thanks everyone who has contributed so far.
Regards
#29
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Joined: Feb 2013
Posts: 6,148
Re: Cost of Living - Ontario
Thank you everyone for your inputs so far. It’s remarkable what you don’t know even when it’s comes to day to day living. This has really made me consider my options more carefully now especially as some of the costs quoted here seem way out of proportion when compared to what we pay here in UK especially insurance and council/property tax. For instance my home and car insurance combined is £650 for the year and the council tax is only £1,250 for the year.
I will continue my fact find until I get conclusive enough feedback and hope to make the right choices.
the upshot for me was the bigger better lifestyle, lovely landscape and great exposure and future opportunities for kids.
Thanks everyone who has contributed so far.
Regards
I will continue my fact find until I get conclusive enough feedback and hope to make the right choices.
the upshot for me was the bigger better lifestyle, lovely landscape and great exposure and future opportunities for kids.
Thanks everyone who has contributed so far.
Regards
#30
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Joined: Jul 2020
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Re: Cost of Living - Ontario
In reality the bigger better lifestyle can also be found close to home too and not everyone in Canada lives the rural dream. No doubt for those skiing and snowboarding it can offer far more but for those who don't want to drive 3 hours for a hike in Europe won't suddenly climb a different mountain every weekend. For the money spent on the move alone you could go to Monte Perdido National Park for long weekends until the kids are teenagers or buy a campervan and explore the lovely landscape close by. Drove to the beach last weekend and apart from a few people empty and the same near the mountains.
sigh! The search continues...