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greg83 Mar 17th 2019 12:41 pm

Considering relocation to Canada in insurance
 
Hello all,

I am considering relocation to Canada and I wanted to ask this community for some guidance.

Firstly, some background - I am 36 years old and my wife to be is 41. Her son from previous marriage is 19 and currently in a serious relationship with a Canadian national. We are all Polish nationals with an Indefinite Leave to Remain in the UK and we own a property here which we intend to keep. We also have fairly decent savings.

In terms of education, I have a BA degree in Business Administration and I am ACII Chartered Insurer qualified. My current job is quite niche and specialist - I am a Life Science Underwriter dealing with Mid-Market/Corporate global insurance programmes including Human Clinical Trials. I understand this is a particularly big area in Toronto area although I’m not restricting myself to any particular region. I understand tha Montreal is out of the picture without being able to speak French. In total, I have over 11 experience in the industry.

I consider myself bilingual (English and Polish) and have Certificate in Advanced English. Am I right in thinking that IELTS is required in Canadian visa applications?

I’m not quite sure which route would be best in our situation but currently I work for a global and specialist insurer (which is also present in Canada), and I’ve approached our Toronto office to see if any such internal transfer is feasible at all. I understand they are looking at business needs as they need to prove they couldn’t fill a role in Canada before considering any foreign applicants. Could anyone comment on this?

I have approached Insurance Institute in Canada for some initial guidance and they confirmed that ACII designation is an equivalent of 4 CIP credits but I’m yet to establish if this automatically puts me as CIP qualified. Again, I’d appreciate if someone could comment if possible?

I haven’t mentioned my fiancee or stepson because the intention would be for them to come and join me in 2-3 years and sort our lives in the U.K. All in all, my profile is the strongest of us all so I wanted to know what chance do I have of ever being able to work and live in Canada.

Thank you in advance for any replies, and I’d appreciate all the advice.

Greg

JasonTFord Apr 11th 2019 1:07 pm

Re: Considering relocation to Canada in insurance
 

Originally Posted by greg83 (Post 12655172)
Hello all,

I am considering relocation to Canada and I wanted to ask this community for some guidance.

Firstly, some background - I am 36 years old and my wife to be is 41. Her son from previous marriage is 19 and currently in a serious relationship with a Canadian national. We are all Polish nationals with an Indefinite Leave to Remain in the UK and we own a property here which we intend to keep. We also have fairly decent savings.

In terms of education, I have a BA degree in Business Administration and I am ACII Chartered Insurer qualified. My current job is quite niche and specialist - I am a Life Science Underwriter dealing with Mid-Market/Corporate global insurance programmes including Human Clinical Trials. I understand this is a particularly big area in Toronto area although I’m not restricting myself to any particular region. I understand tha Montreal is out of the picture without being able to speak French. In total, I have over 11 experience in the industry.

I consider myself bilingual (English and Polish) and have Certificate in Advanced English. Am I right in thinking that IELTS is required in Canadian visa applications?

I’m not quite sure which route would be best in our situation but currently I work for a global and specialist insurer (which is also present in Canada), and I’ve approached our Toronto office to see if any such internal transfer is feasible at all. I understand they are looking at business needs as they need to prove they couldn’t fill a role in Canada before considering any foreign applicants. Could anyone comment on this?

I have approached Insurance Institute in Canada for some initial guidance and they confirmed that ACII designation is an equivalent of 4 CIP credits but I’m yet to establish if this automatically puts me as CIP qualified. Again, I’d appreciate if someone could comment if possible?

I haven’t mentioned my fiancee or stepson because the intention would be for them to come and join me in 2-3 years and sort our lives in the U.K. All in all, my profile is the strongest of us all so I wanted to know what chance do I have of ever being able to work and live in Canada.

Thank you in advance for any replies, and I’d appreciate all the advice.

Greg

Hi Greg,
The CIP (Chartered Insurance Professional) is the Canadian equivalent of the ACII. There are currently 10 courses (credits) required for completion. There are similarities in some respects to the industry in the UK, and there are some marked differences as well. Having the CIP, or progressing towards it is very much encouraged by employers, and unlike the UK there are licensing requirements in General Insurance especially when it comes to claims handling/adjusting. Having some or all of the CIP will certainly help in that respect. Licensing requirements differ from province to province.
If you have any further questions regards insurance and related qualifications, please ask.
All the best.
Jason.

Engineer_abroad Apr 11th 2019 1:52 pm

Re: Considering relocation to Canada in insurance
 

Originally Posted by greg83 (Post 12655172)
I’m not quite sure which route would be best in our situation but currently I work for a global and specialist insurer (which is also present in Canada), and I’ve approached our Toronto office to see if any such internal transfer is feasible at all. I understand they are looking at business needs as they need to prove they couldn’t fill a role in Canada before considering any foreign applicants. Could anyone comment on this?

The easiest way would be a a work permit as a Temporary Foreign Worker via Intra-company transfer Specialist knowledge category. If you qualify the company can get you up to a 3 year work permit and would not require an LMIA, that is the do not need to prove to Canadian immigration that they cannot fill role from Canada. They may wish to do so from an internal policy standpoint of course.

Once here you should be able to transition easily to PR down the road but do check your CRS score to make sure.

greg83 Apr 11th 2019 7:38 pm

Re: Considering relocation to Canada in insurance
 

Originally Posted by JasonTFord (Post 12669005)
Hi Greg,
The CIP (Chartered Insurance Professional) is the Canadian equivalent of the ACII. There are currently 10 courses (credits) required for completion. There are similarities in some respects to the industry in the UK, and there are some marked differences as well. Having the CIP, or progressing towards it is very much encouraged by employers, and unlike the UK there are licensing requirements in General Insurance especially when it comes to claims handling/adjusting. Having some or all of the CIP will certainly help in that respect. Licensing requirements differ from province to province.
If you have any further questions regards insurance and related qualifications, please ask.
All the best.
Jason.

Hi Jason,
thanks a a lot for a response, greatly appreciated. I’ve been in contact with the Insurance Institute of Canada and they said I was eligible for 4 credits towards the CIP so I’ve got the qualifications aspect covered.
I’m currently in discussions with my current employer who is also present in Canada, and I’m looking into a possibility of an inter company transfer which I believe is my best option.
I also tried approaching a few agencies and people on LinkedIn but so far have only had responses saying no one had any success with international placements. Would you happen to have any contacts you could recommend me getting in touch with? I’ve been in underwriting for the past 9 years and I have experience in a rather niche Life Sciences arena and multinational global programmes so I’d like to think I have experience that might be useful for someone in a Canadian market.
A different angle I’m looking into is Federal Skilled Workers Program - from what I gather Insurance underwriter is NOC class B. I need to book IELTS test and get my degree sent for accreditation.
is there anything I missed or any tips that you could give me? I made up my mind on wanting to relocate and I’m looking full speed ahead into it.
Many thanks,
Greg

christmasoompa Apr 12th 2019 7:49 am

Re: Considering relocation to Canada in insurance
 

Originally Posted by greg83 (Post 12669311)
A different angle I’m looking into is Federal Skilled Workers Program - from what I gather Insurance underwriter is NOC class B. I need to book IELTS test and get my degree sent for accreditation.



If you can apply for PR without a job offer, then do. You'll be much more employable as you won't need sponsorship, plus of course it's much more secure for you as you won't be tied to your employer unlike a TWP.

Do just check your CRS score though, unfortunately your age will count against you and you'll lose points again next birthday, so make sure you're scoring enough to get an invite to apply for PR (approx 450 or more as a rough guide). You can just guess your IELTS score for now, it's only to give you an idea and to make sure it's worth you applying for IELTS and the ECA - no point in spending money on those things if you wouldn't score enough anyway.

Good luck.

greg83 Apr 12th 2019 9:10 am

Re: Considering relocation to Canada in insurance
 

Originally Posted by christmasoompa (Post 12669551)
If you can apply for PR without a job offer, then do. You'll be much more employable as you won't need sponsorship, plus of course it's much more secure for you as you won't be tied to your employer unlike a TWP.

Do just check your CRS score though, unfortunately your age will count against you and you'll lose points again next birthday, so make sure you're scoring enough to get an invite to apply for PR (approx 450 or more as a rough guide). You can just guess your IELTS score for now, it's only to give you an idea and to make sure it's worth you applying for IELTS and the ECA - no point in spending money on those things if you wouldn't score enough anyway.

Good luck.

Hey, having used the tool on a Canadian embassy website, I’m looking at 408 score depending on my age at the time (assuming that I’ll pass IELTS reasonably high, and I’ll get my degree accredited by one of the agencies). I initially misread one of the questions asking for a relevant experience in Canada, thinking that I have a decent score but it looks like I’m below 450. Does anyone know how difficult it is to pass this test in one of the top brackets?

So far, I approached few local recruitment agencies but they don’t seem to be particularly interested in international placements. Maybe with the PR this would look different.

One last point on the FSWP, does anyone know how complicated is a degree accreditation process?

Thanks

christmasoompa Apr 12th 2019 9:23 am

Re: Considering relocation to Canada in insurance
 

Originally Posted by greg83 (Post 12669565)


Hey, having used the tool on a Canadian embassy website, I’m looking at 482 - 487 score depending on my age at the time (I’m still 35 until November) of application so it still should be a viable option (assuming that I’ll pass IELTS reasonably high, and I’ll get my degree accredited by one of the agencies). Does anyone know how difficult it is to pass this test in one of the top brackets? Also, I believe that a second stage is max 1200 points combined for a couple -would we qualify for more points if my wife passed IELTS at 5 or more? I know that she doesn’t get many points s given her age.

So far, I approached few local recruitment agencies but they don’t seem to be particularly interested in international placements. Maybe with the PR this would look different.

One last point on the FSWP, does anyone know how complicated is a degree accreditation process?

Thanks

That score is good, enough to get you an invite. Yes, you'd get more points if your wife took IELTS too, and the ECA process is very simple, you just send your application off to one of the accredited agencies and wait!

HTH.


Vulcanoid Apr 12th 2019 3:15 pm

Re: Considering relocation to Canada in insurance
 

Originally Posted by greg83 (Post 12669565)


Hey, having used the tool on a Canadian embassy website, I’m looking at 408 score depending on my age at the time (assuming that I’ll pass IELTS reasonably high, and I’ll get my degree accredited by one of the agencies). I initially misread one of the questions asking for a relevant experience in Canada, thinking that I have a decent score but it looks like I’m below 450. Does anyone know how difficult it is to pass this test in one of the top brackets?

So far, I approached few local recruitment agencies but they don’t seem to be particularly interested in international placements. Maybe with the PR this would look different.

One last point on the FSWP, does anyone know how complicated is a degree accreditation process?

Thanks

Degree accreditation is simple - you send transcript and certificate to WES, a few weeks later they announce "This is equivalent to a Canadian 4 year Bachelors" (or whatever it's equal to).

If you only have 408 you have next to no chance of FSW, I think the lowest score ever drawn was 413, and that was 2 years ago. Do you have any way to boost your points? Because if not, then trying to get a qualifying job offer might be your only chance, for the points boost it provides (I know you say you've tried and found it hard, but since you can't get PR through FSW with your current points potential, the qualifying job offer is at least a possibility). Obviously if you did go for an internal transfer, the years of skilled work experience in Canada that would give you would be a major points boost. So you may need to look at moving temporarily first.

greg83 Apr 12th 2019 4:46 pm

Re: Considering relocation to Canada in insurance
 

Originally Posted by Vulcanoid (Post 12669708)
Degree accreditation is simple - you send transcript and certificate to WES, a few weeks later they announce "This is equivalent to a Canadian 4 year Bachelors" (or whatever it's equal to).

If you only have 408 you have next to no chance of FSW, I think the lowest score ever drawn was 413, and that was 2 years ago. Do you have any way to boost your points? Because if not, then trying to get a qualifying job offer might be your only chance, for the points boost it provides (I know you say you've tried and found it hard, but since you can't get PR through FSW with your current points potential, the qualifying job offer is at least a possibility). Obviously if you did go for an internal transfer, the years of skilled work experience in Canada that would give you would be a major points boost. So you may need to look at moving temporarily first.

Yep, I know it’s too low. I only started looking into the whole thing about a month ago so hopefully my current employer will be able to help me with the transfer which is probably the only viable option. I could boost my score with either a job offer or a few years of qualifying experience so it’s a bit of catch 22 situation. Any one have any thoughts about working around that?

christmasoompa Apr 12th 2019 4:51 pm

Re: Considering relocation to Canada in insurance
 
Ah, just seen your edit - yep, as above 408 won't do it I'm afraid. You'll need to find a job offer/sponsoring employer, or another way to get your score up. Just bear in mind you'll lose points with every birthday too.

Have you checked your wife's score as well in case she scores higher?

JasonTFord Apr 12th 2019 11:28 pm

Re: Considering relocation to Canada in insurance
 

Originally Posted by greg83 (Post 12669311)


Hi Jason,
thanks a a lot for a response, greatly appreciated. I’ve been in contact with the Insurance Institute of Canada and they said I was eligible for 4 credits towards the CIP so I’ve got the qualifications aspect covered.
I’m currently in discussions with my current employer who is also present in Canada, and I’m looking into a possibility of an inter company transfer which I believe is my best option.
I also tried approaching a few agencies and people on LinkedIn but so far have only had responses saying no one had any success with international placements. Would you happen to have any contacts you could recommend me getting in touch with? I’ve been in underwriting for the past 9 years and I have experience in a rather niche Life Sciences arena and multinational global programmes so I’d like to think I have experience that might be useful for someone in a Canadian market.
A different angle I’m looking into is Federal Skilled Workers Program - from what I gather Insurance underwriter is NOC class B. I need to book IELTS test and get my degree sent for accreditation.
is there anything I missed or any tips that you could give me? I made up my mind on wanting to relocate and I’m looking full speed ahead into it.
Many thanks,
Greg

It sounds like it would be very helpful if your employer could agree an inter company transfer.
As I'm sure most forum regulars would agree, you are better off being in Canada and looking for employment, because doing it from a distance will make your task very difficult.
I came to Canada with 20 years experience in the insurance industry as a loss adjuster in the UK. Initially I tried to get a job from the UK without success. In the end I decided to come to Canada as a student, get a Canadian qualification and then use a post graduate work permit to find a job. I completed a two year diploma, applied for a three year open work permit, and parlayed my work practicum into full time employment with an adjusting firm who were willing to complete the necessary paperwork. I then obtained my PR under the Canadian Experience Class.
Ironically the college I studied with instituted a two year BA: Insurance and Risk Management program a year after I graduated, and ended up hiring me to teach it. I am now teaching quite a few international students who are looking at gaining their PR in much the same way.
I appreciate you already have a Bachelors degree, but depending on your financial situation, you may want to consider the study route if you are very keen to emigrate to Canada. I think your spouse may be able to apply for a work permit, and you can apply for a work permit for a limited number of hours per week while studying. I'm sure there are others on the forum who can advise on the current rules about this.
So far as industry contacts are concerned I'm happy to provide these if you want to PM me.
All the best.
Jason.


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