Class 2 National Insurance for expatriates
Oct 24th 2014, 4:12 am
#46
Banned
Joined: Aug 2008
Posts: 22,348
Re: Class 2 National Insurance for expatriates
They want sterling. I guess if you put it on your credit card that could be made to work but you'd have to take that up with them or see what options are made available to you come the time to set up your payments. I sent them a UK cheque to top up the missing years and have set up a direct debit from my UK account for deduction of the ongoing 6 monthly (...or was it quarterly?) payments.
Oct 28th 2014, 3:27 pm
#47
BE Forum Addict
Thread Starter
Joined: Oct 2008
Location: Near the Northern Lights
Posts: 1,466
Re: Class 2 National Insurance for expatriates
They want sterling. I guess if you put it on your credit card that could be made to work but you'd have to take that up with them or see what options are made available to you come the time to set up your payments. I sent them a UK cheque to top up the missing years and have set up a direct debit from my UK account for deduction of the ongoing 6 monthly (...or was it quarterly?) payments.
Oct 28th 2014, 10:59 pm
#48
BE Enthusiast
Joined: Sep 2003
Location: Christina Lake. BC
Posts: 674
Re: Class 2 National Insurance for expatriates
Sorry, it's not as difficult as it sounds, there's just several steps and some waiting between each step:
About half way down the page on this link is the telephone number to request your pension statement. Once you've received it, the pension statement will provide the number you need to call to apply to make voluntary contributions. They will then send a form for you to fill in or you can get it from the link stated on the pension statement where you pretty much provide direct debit details for automatically making six monthly payments from here onwards. A couple a weeks later you'll get a letter stating that it's been accepted and what class (2 or 3, 2 being the cheaper one that most of us qualify for) and a statement for how much it'll cost should you want to top up the missing years since you left the UK and how to pay them (recommended).
About half way down the page on this link is the telephone number to request your pension statement. Once you've received it, the pension statement will provide the number you need to call to apply to make voluntary contributions. They will then send a form for you to fill in or you can get it from the link stated on the pension statement where you pretty much provide direct debit details for automatically making six monthly payments from here onwards. A couple a weeks later you'll get a letter stating that it's been accepted and what class (2 or 3, 2 being the cheaper one that most of us qualify for) and a statement for how much it'll cost should you want to top up the missing years since you left the UK and how to pay them (recommended).
Nov 1st 2014, 1:08 am
#49
Grumpy Know-it-all
Joined: Jul 2010
Location: Calgary, Alberta
Posts: 8,928
Re: Class 2 National Insurance for expatriates
The only reason I have a UK bank account is to do NI contributions. I suppose I shouldn't complain too much because let's face it, 30 x 145 = £4,350 and it pays out £7,500 a year roughly. One of these things that makes no sense because no-one pays any attention to it, best left that way I think.
The website at the moment I think is a mess, once the dust has settled I'd just request a statement from the DWP to get a more accurate picture of what is going on.
I keep wondering whether the bank in the UK will start charging a monthly fee before I finish making the payments... if the banks do that it's going to cause a lot of problems for people in this situation.
