Class 2 National Insurance for expatriates
#31
Re: Class 2 National Insurance for expatriates
Can someone post the link for the NI calculator please?
#33
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Joined: Jun 2009
Location: Hubley, Nova Scotia (from Scotland via Yorkshire and London)
Posts: 1,190
Re: Class 2 National Insurance for expatriates
Last pension statement I had in 2012 I had £21 earnings related and I think I was contracted out for the last few years, so that won't have changed much if at all. So I'm looking at around £134 - so worth paying in the extra 3 years which will up it to around the max £148 mark.
I think...
#35
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Joined: Jun 2009
Location: Hubley, Nova Scotia (from Scotland via Yorkshire and London)
Posts: 1,190
Re: Class 2 National Insurance for expatriates
I am also grateful I have another 19 years before I truly have to worry. Maybe it will all have been made clear by then.
I will give them a call at some point... and feed back what they say.
#36
Banned
Joined: Aug 2008
Posts: 22,348
Re: Class 2 National Insurance for expatriates
I've just finished jumping through all the hoops to set up voluntary class 2 contributions, including 4 years of back payments (the missing years since I left the UK). It's a good value investment, well worth doing
#37
Re: Class 2 National Insurance for expatriates
I wouldn't bother with that calculator, it's total wank, just request a statement.
#38
Re: Class 2 National Insurance for expatriates
Do you mind telling us what hoops? Sounds like theres a bit of red tape involved eh
#39
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Joined: Aug 2008
Posts: 22,348
Re: Class 2 National Insurance for expatriates
About half way down the page on this link is the telephone number to request your pension statement. Once you've received it, the pension statement will provide the number you need to call to apply to make voluntary contributions. They will then send a form for you to fill in or you can get it from the link stated on the pension statement where you pretty much provide direct debit details for automatically making six monthly payments from here onwards. A couple a weeks later you'll get a letter stating that it's been accepted and what class (2 or 3, 2 being the cheaper one that most of us qualify for) and a statement for how much it'll cost should you want to top up the missing years since you left the UK and how to pay them (recommended).
Last edited by paulry; Sep 13th 2014 at 4:12 am.
#40
Re: Class 2 National Insurance for expatriates
Sorry, it's not as difficult as it sounds, there's just several steps and some waiting between each step:
About half way down the page on this link is the telephone number to request your pension statement. Once you've received it, the pension statement will provide the number you need to call to apply to make voluntary contributions. They will then send a form for you to fill in or you can get it from the link stated on the pension statement where you pretty much provide direct debit details for automatically making six monthly payments from here onwards. A couple a weeks later you'll get a letter stating that it's been accepted and what class (2 or 3, 2 being the cheaper one that most of us qualify for) and a statement for how much it'll cost should you want to top up the missing years since you left the UK and how to pay them (recommended).
About half way down the page on this link is the telephone number to request your pension statement. Once you've received it, the pension statement will provide the number you need to call to apply to make voluntary contributions. They will then send a form for you to fill in or you can get it from the link stated on the pension statement where you pretty much provide direct debit details for automatically making six monthly payments from here onwards. A couple a weeks later you'll get a letter stating that it's been accepted and what class (2 or 3, 2 being the cheaper one that most of us qualify for) and a statement for how much it'll cost should you want to top up the missing years since you left the UK and how to pay them (recommended).
oh thank you sooo much for this. Do you have to declare to HMRC that you are no longer a resident in the UK prior to starting this process, or will they take care of that as part of the above?
#41
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Joined: Aug 2008
Posts: 22,348
Re: Class 2 National Insurance for expatriates
You just telephone them as per the steps above, explain your situation and answer their straightforward questions as they ask them. You'll need to have your national insurance number handy.
#42
Re: Class 2 National Insurance for expatriates
Probably a silly question, but I've some money lying in my company pension in the UK. Would it be possible if I wanted to put that into my National Insurance after I declare my non residency in the UK, instead of cashing it or transferring it into Canada?
#43
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Joined: Aug 2008
Posts: 22,348
Re: Class 2 National Insurance for expatriates
I see no reason why you couldn't use it for that. All you need to do is go through the steps that were previously mentioned. Also, you might want to keep any money that is left over in your UK account for ongoing NI payments to keep you up to date
#44
Re: Class 2 National Insurance for expatriates
Sorry, it's not as difficult as it sounds, there's just several steps and some waiting between each step:
About half way down the page on this link is the telephone number to request your pension statement. Once you've received it, the pension statement will provide the number you need to call to apply to make voluntary contributions. They will then send a form for you to fill in or you can get it from the link stated on the pension statement where you pretty much provide direct debit details for automatically making six monthly payments from here onwards.
About half way down the page on this link is the telephone number to request your pension statement. Once you've received it, the pension statement will provide the number you need to call to apply to make voluntary contributions. They will then send a form for you to fill in or you can get it from the link stated on the pension statement where you pretty much provide direct debit details for automatically making six monthly payments from here onwards.
HTH.
#45
Re: Class 2 National Insurance for expatriates
Or you can just download the form from the HMRC website, fill it in and post it off - http://www.hmrc.gov.uk/pdfs/nico/ni38.pdf
HTH.
HTH.