Car insurance Ontario
#1
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Thread Starter
Joined: Sep 2013
Posts: 179












I'v been browsing some old threads regarding car insurance. It seems finding a good deal is a pretty popular subject considering the price difference compared with back home.
Anybody have any more recent recommendations for companies over here for a good deal? Particular any Canadian companies that will recognise UK no claims, or at least a clean drivers record.
I use Aviva back in the UK and when I called the Canadian side of things to ask for a quote they hit me with $500 per month! I knew I was gong to have to pay considerably more over here but didn't expect it to be half of my pay check! Especially considering I'm almost 30 and have never had a claim or even minor offence in over 12 years of driving.
As always, any input is appreciated guys, Kind regards
Cray
Anybody have any more recent recommendations for companies over here for a good deal? Particular any Canadian companies that will recognise UK no claims, or at least a clean drivers record.
I use Aviva back in the UK and when I called the Canadian side of things to ask for a quote they hit me with $500 per month! I knew I was gong to have to pay considerably more over here but didn't expect it to be half of my pay check! Especially considering I'm almost 30 and have never had a claim or even minor offence in over 12 years of driving.
As always, any input is appreciated guys, Kind regards
Cray

#2
BE Forum Addict






Joined: Jul 2014
Posts: 1,230












I'v been browsing some old threads regarding car insurance. It seems finding a good deal is a pretty popular subject considering the price difference compared with back home.
Anybody have any more recent recommendations for companies over here for a good deal? Particular any Canadian companies that will recognise UK no claims, or at least a clean drivers record.
I use Aviva back in the UK and when I called the Canadian side of things to ask for a quote they hit me with $500 per month! I knew I was gong to have to pay considerably more over here but didn't expect it to be half of my pay check! Especially considering I'm almost 30 and have never had a claim or even minor offence in over 12 years of driving.
As always, any input is appreciated guys, Kind regards
Cray
Anybody have any more recent recommendations for companies over here for a good deal? Particular any Canadian companies that will recognise UK no claims, or at least a clean drivers record.
I use Aviva back in the UK and when I called the Canadian side of things to ask for a quote they hit me with $500 per month! I knew I was gong to have to pay considerably more over here but didn't expect it to be half of my pay check! Especially considering I'm almost 30 and have never had a claim or even minor offence in over 12 years of driving.
As always, any input is appreciated guys, Kind regards
Cray

#3
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Thread Starter
Joined: Sep 2013
Posts: 179












I was just using the "half my paycheck" expression to convey how discruntled I was at the $500 PM insurance quote.
My pay cheque is actually zero at the moment as I only arrived 2 weeks ago
My pay cheque is actually zero at the moment as I only arrived 2 weeks ago


#4
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Joined: Apr 2009
Location: SW Ontario
Posts: 19,879












Johnsons or TD Molineux both accept UK experience.
There's a few options mentoned on these threads
http://britishexpats.com/forum/canad...ntario-896923/
http://britishexpats.com/forum/canad...urance-855796/
Where in Ontario are you? I'm asking as there's a couple of others you could try but it's only relevant in a specific area.
There's a few options mentoned on these threads
http://britishexpats.com/forum/canad...ntario-896923/
http://britishexpats.com/forum/canad...urance-855796/
Where in Ontario are you? I'm asking as there's a couple of others you could try but it's only relevant in a specific area.


#5

I'd second Johnson insurance, I pay around 150 a month (Barrie area) for a Subaru Forester crossover. They recognised 5 years of driving experience with just a photocopy of my UK licence.
Also if you ever have to call them - they usually pick up straight away ! Refreshing when every other company I've dealt with you end up on hold for ages.
Also if you ever have to call them - they usually pick up straight away ! Refreshing when every other company I've dealt with you end up on hold for ages.

#7
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Thread Starter
Joined: Sep 2013
Posts: 179












Thank you guys. I will definitely check out both Johnsons' and TD. I did a coupe of online quotes that were around the $200 mark, so anything less than that is a bonus.
I live about an hour north or Barrie.
I live about an hour north or Barrie.

#8

We're with Johnsons too. Think we pay approx $400 for two cars and tenancy insurance...

#9
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Joined: Sep 2007
Location: Hamilton, ON
Posts: 184












TD Molineux... do you mean TD Meloche Monnex? We use them, no issues, we get a corporate discount as well. As I recall, they took our UK no-claims record (and my wife's previous Canadian claims history) in to consideration, and I'm sure they came up with the best premium for us compared to the other quotes we picked up.
Not heard of Johnsons, but they definitely sound worth checking out
Not heard of Johnsons, but they definitely sound worth checking out

#10
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Joined: Apr 2009
Location: SW Ontario
Posts: 19,879












TD Molineux... do you mean TD Meloche Monnex? We use them, no issues, we get a corporate discount as well. As I recall, they took our UK no-claims record (and my wife's previous Canadian claims history) in to consideration, and I'm sure they came up with the best premium for us compared to the other quotes we picked up.
Not heard of Johnsons, but they definitely sound worth checking out
Not heard of Johnsons, but they definitely sound worth checking out


#11

We are with TD Meloche Monnex as well, they gave us the best rate for two cars plus homeowners insurance. Have had to make one claim through them when I was rear-ended about 3 years ago while pregnant, very smooth experience.

#12
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Thread Starter
Joined: Sep 2013
Posts: 179












1st class advice as always from the folks here. My thanks.
A related thought comes to mind. I'm about to get my Ontario licence within the next couple of days. I'm under the impression that they will want to keep both my card and counterpart UK licence. Will I not have to 'show' the insurers said counterpart to demonstrate the driving experience in the coming weeks?
A related thought comes to mind. I'm about to get my Ontario licence within the next couple of days. I'm under the impression that they will want to keep both my card and counterpart UK licence. Will I not have to 'show' the insurers said counterpart to demonstrate the driving experience in the coming weeks?

#13










Joined: Sep 2008
Posts: 12,830












1st class advice as always from the folks here. My thanks.
A related thought comes to mind. I'm about to get my Ontario licence within the next couple of days. I'm under the impression that they will want to keep both my card and counterpart UK licence. Will I not have to 'show' the insurers said counterpart to demonstrate the driving experience in the coming weeks?
A related thought comes to mind. I'm about to get my Ontario licence within the next couple of days. I'm under the impression that they will want to keep both my card and counterpart UK licence. Will I not have to 'show' the insurers said counterpart to demonstrate the driving experience in the coming weeks?

#14
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Joined: Dec 2013
Location: Consolacion,Cebu
Posts: 1,902












didn't I read somewhere on BE that the letter from the UK insurers had to be in a specific format, not just confirming no claims discount?

#15










Joined: Sep 2008
Posts: 12,830












It has to state claims history. Any break in coverage is usually as far back as they will go. In BC ICBC now require a letter in a specific format.
