Car hire excess insurance for landing
#1
Forum Regular
Thread Starter
Joined: Oct 2019
Posts: 68
Car hire excess insurance for landing
Hi all
Encountered another unexpected stumbling block. I'm renting a car for my first couple of weeks in Alberta. I normally take out excess insurance but I've noticed that one of the terms is that I am a UK resident. I'm assuming that the fact that I am not returning to the UK means that I cannot rely on such a policy.
So I either have to take out the rental company's extortionate fully comprehensive cover or find a Canadian equivalent (which will presumably cover me as I'll be resident in Canada from day 1 of the cover?).
Does anyone have any recommendations for such insurance cover?
Thanks
Encountered another unexpected stumbling block. I'm renting a car for my first couple of weeks in Alberta. I normally take out excess insurance but I've noticed that one of the terms is that I am a UK resident. I'm assuming that the fact that I am not returning to the UK means that I cannot rely on such a policy.
So I either have to take out the rental company's extortionate fully comprehensive cover or find a Canadian equivalent (which will presumably cover me as I'll be resident in Canada from day 1 of the cover?).
Does anyone have any recommendations for such insurance cover?
Thanks
#2
BE Enthusiast
Joined: Jan 2019
Posts: 432
Re: Car hire excess insurance for landing
Hi all
Encountered another unexpected stumbling block. I'm renting a car for my first couple of weeks in Alberta. I normally take out excess insurance but I've noticed that one of the terms is that I am a UK resident. I'm assuming that the fact that I am not returning to the UK means that I cannot rely on such a policy.
So I either have to take out the rental company's extortionate fully comprehensive cover or find a Canadian equivalent (which will presumably cover me as I'll be resident in Canada from day 1 of the cover?).
Does anyone have any recommendations for such insurance cover?
Thanks
Encountered another unexpected stumbling block. I'm renting a car for my first couple of weeks in Alberta. I normally take out excess insurance but I've noticed that one of the terms is that I am a UK resident. I'm assuming that the fact that I am not returning to the UK means that I cannot rely on such a policy.
So I either have to take out the rental company's extortionate fully comprehensive cover or find a Canadian equivalent (which will presumably cover me as I'll be resident in Canada from day 1 of the cover?).
Does anyone have any recommendations for such insurance cover?
Thanks
As a side note the way I see it till you swap your driving license out etc, you are still a UK resident, driving in Canada on a UK license. yes you may in theory have a Permanent resident card - but does that mean for the next 5 years you aren't a permanent resident of the UK, even if you were to move back here. On my soft landing (if everything comes through) i will be doing exactly the same as you using confused.com (or maybe someone else by that time next year) even though i will in theory have a PR card at this point, but i'll still have a UK license, a UK property etc. Granted the awkward bit will come if when you move, everything is sold and you immediately lose any sort of UK postal address etc.
#3
Just Joined
Joined: Sep 2019
Location: Calgary, AB
Posts: 8
Re: Car hire excess insurance for landing
I had the same thing - spoke to the insurer and they said I needed to be a resident of the UK for the duration of the policy... which I wasn't!
What we done was rent a car in Canada through a UK website that included the insurance - I used travel supermarket. The insurance they offer is provided by the car hire company, and they had no qualms about residency.
What we done was rent a car in Canada through a UK website that included the insurance - I used travel supermarket. The insurance they offer is provided by the car hire company, and they had no qualms about residency.