Car Dealerships in Calgary
Mar 28th 2009, 11:20 pm
#1
Moved from Chester UK
Thread Starter
Joined: Oct 2004
Location: Calgary, Alberta
Posts: 387
Car Dealerships in Calgary
Hi
We arrived in Calgary on Wednesday and need to get a car sorted asap. We are looking for a Japanese model only a couple years old costing $10,000 to 15,000. Can anyone recommend a dealership in Calgary where we are likely to be able to get financing on such a car? We are Permanent Residents, but neither of us have jobs yet.
As obtaining credit at the moment is much harder than in previous years, I'd really be interested in peoples experience over the past 6/12 months. Particularly which dealership, who you spoke to and what deal you got.
Also, though we've only just arrived, we have had 2 mortgages with TD for 2 1/2 years. Do you think we'd be able to get a car loan from the bank? (n.b. we still own the properties and have the mortgages) I can check properly with the bank next week, but if anyone can share any experience on this in the meantime, I would appreciate it.
Many Thanks
Helen
We arrived in Calgary on Wednesday and need to get a car sorted asap. We are looking for a Japanese model only a couple years old costing $10,000 to 15,000. Can anyone recommend a dealership in Calgary where we are likely to be able to get financing on such a car? We are Permanent Residents, but neither of us have jobs yet.
As obtaining credit at the moment is much harder than in previous years, I'd really be interested in peoples experience over the past 6/12 months. Particularly which dealership, who you spoke to and what deal you got.
Also, though we've only just arrived, we have had 2 mortgages with TD for 2 1/2 years. Do you think we'd be able to get a car loan from the bank? (n.b. we still own the properties and have the mortgages) I can check properly with the bank next week, but if anyone can share any experience on this in the meantime, I would appreciate it.
Many Thanks
Helen
Last edited by IckleHelen; Mar 28th 2009 at 11:31 pm.
Mar 29th 2009, 12:29 am
#2
BE Enthusiast
Joined: Nov 2005
Location: Okotoks AB
Posts: 313
Re: Car Dealerships in Calgary
Hi
We arrived in Calgary on Wednesday and need to get a car sorted asap. We are looking for a Japanese model only a couple years old costing $10,000 to 15,000. Can anyone recommend a dealership in Calgary where we are likely to be able to get financing on such a car? We are Permanent Residents, but neither of us have jobs yet.
As obtaining credit at the moment is much harder than in previous years, I'd really be interested in peoples experience over the past 6/12 months. Particularly which dealership, who you spoke to and what deal you got.
Also, though we've only just arrived, we have had 2 mortgages with TD for 2 1/2 years. Do you think we'd be able to get a car loan from the bank? (n.b. we still own the properties and have the mortgages) I can check properly with the bank next week, but if anyone can share any experience on this in the meantime, I would appreciate it.
Many Thanks
Helen
We arrived in Calgary on Wednesday and need to get a car sorted asap. We are looking for a Japanese model only a couple years old costing $10,000 to 15,000. Can anyone recommend a dealership in Calgary where we are likely to be able to get financing on such a car? We are Permanent Residents, but neither of us have jobs yet.
As obtaining credit at the moment is much harder than in previous years, I'd really be interested in peoples experience over the past 6/12 months. Particularly which dealership, who you spoke to and what deal you got.
Also, though we've only just arrived, we have had 2 mortgages with TD for 2 1/2 years. Do you think we'd be able to get a car loan from the bank? (n.b. we still own the properties and have the mortgages) I can check properly with the bank next week, but if anyone can share any experience on this in the meantime, I would appreciate it.
Many Thanks
Helen
Mar 29th 2009, 4:01 am
#3
Banned
Joined: Oct 2008
Location: the GTA
Posts: 3,824
Re: Car Dealerships in Calgary
Obtaining credit is highly contingent on your ability to repay. The credit grantor will need to know/have firm proof that you have sufficient income to cover all liabilities. Can you put up cash collateral to secure a car loan?
Mar 29th 2009, 2:41 pm
#4
Just Joined
Joined: Feb 2006
Posts: 21
Re: Car Dealerships in Calgary
Don't buy anything from Maclin ford the staff there are completely useless.
john
john
Mar 29th 2009, 4:20 pm
#5
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Joined: Feb 2008
Location: Okotoks Albetra
Posts: 459
Re: Car Dealerships in Calgary
I know its outside of Calgary but I've heard good things about High River Toyota and I've also heard good things about Okotoks Honda.
Mar 29th 2009, 5:39 pm
#7
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Joined: Feb 2008
Location: Okotoks Albetra
Posts: 459
Re: Car Dealerships in Calgary
I know what you said was joke but I didn't find it to funny. I know people who have purchased cars from both these places and have been happy with the service.
Last edited by Sam-in-Okotoks; Mar 29th 2009 at 6:56 pm.
Mar 29th 2009, 7:48 pm
#8
Forum Regular
Joined: Aug 2004
Posts: 175
Re: Car Dealerships in Calgary
Try Northill Mazda
Re Financing, i was just accepted for a 14000 frinance on a new travel trailer and only been working for 3 weeks
Re Financing, i was just accepted for a 14000 frinance on a new travel trailer and only been working for 3 weeks
Mar 29th 2009, 7:55 pm
#9
BE Forum Addict
Joined: Feb 2007
Location: Okotoks, Alberta
Posts: 1,639
Re: Car Dealerships in Calgary
We bought both our cars from Okotoks Ford. Although one or two of the salespeople down there are a bit pushy for our liking, the chap we dealt with was anything but. Anyone looking to buy down this way can PM us for his name.
We also got one of the two cars on Ford finance, arranged via the dealership. We put down about 30% of the price of the car and financed the rest. At that point, our credit rating would have been modest, at best. Perhaps the scale of the deposit we put down was a factor in getting approved as to be honest, we were not expecting approval at that point.
Hey Butch...you have met me and you know...no referral fees/no kick-backs here.
Eamonn & Janet.
We also got one of the two cars on Ford finance, arranged via the dealership. We put down about 30% of the price of the car and financed the rest. At that point, our credit rating would have been modest, at best. Perhaps the scale of the deposit we put down was a factor in getting approved as to be honest, we were not expecting approval at that point.
Hey Butch...you have met me and you know...no referral fees/no kick-backs here.
Eamonn & Janet.
Mar 30th 2009, 12:19 am
#11
Born again atheist
Joined: Jul 2005
Location: Europe (to be specified).
Posts: 30,259
Re: Car Dealerships in Calgary
Go with the bank every time. It's much more important to establish your relationship with them rather than one-off with some second hand car dealer.
Mar 30th 2009, 1:55 am
#12
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Joined: Feb 2008
Location: Okotoks Albetra
Posts: 459
Re: Car Dealerships in Calgary
The Honda Pilot is on our wish list, really nice vehicle. Hope you don't mind me asking but what miles per gallon are you getting from it ?? I think we will go for a Pilot or a Highlander !!!!!!!!!!!!!
Mar 30th 2009, 4:37 am
#13
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Joined: Sep 2003
Location: Christina Lake. BC
Posts: 674
Re: Car Dealerships in Calgary
I have had sold and owned quite a few Pilots and Acura MDX luxury version and you should be able to average about 21 mpg. The MDX is very much a nicer ride than the Pilot. Can’t help you much with the financing as the financial companies we used would not touch you with out an income.
