banks & transfers and stuff advises !
#1
Forum Regular
Thread Starter
Joined: Mar 2010
Posts: 280
banks & transfers and stuff advises !
Please excuse if this is already been answered.
I have already opened a bank account with TD,
I bank with Barclays (online banking) and have a couple of accounts also BC
I'm trying to work out the best way to do things especially as interest rates are rubbish.
Have already been to Barclays to ask them.
so
1> I have a UK address, (my folks) which I can use, apparently if no transactions happen over 2 years they will close the account.
2> I cant apparently just internet transfer money from Barclays to my TD one.
They gave me some forms forms which I have to use, either here, or when I go there.
3> They said depending on how much I transfer, they will LOCK a rate fairly close to whatever the rate is and then BIB's it over (???? no dont ask me)
About £25 takes about 5-6 days. And whatever TD charge to recieve.
I'd like to leave SOME money here in a slush fund just in case. and send the rest over.
Am I better off using my bank, or some other broker to do a transfer.
Am worried about other places at least with Barclay's its my own bank.
Kinda wanting to do it before I go.
Any advise pls
sorry if I sound a bit dumb. money is not my strong suite,
I can tear down car engine, write raw HTML, and diagnose on VOIP networks
but $$$ ££££ is a mystery?
cheers in advance
I have already opened a bank account with TD,
I bank with Barclays (online banking) and have a couple of accounts also BC
I'm trying to work out the best way to do things especially as interest rates are rubbish.
Have already been to Barclays to ask them.
so
1> I have a UK address, (my folks) which I can use, apparently if no transactions happen over 2 years they will close the account.
2> I cant apparently just internet transfer money from Barclays to my TD one.
They gave me some forms forms which I have to use, either here, or when I go there.
3> They said depending on how much I transfer, they will LOCK a rate fairly close to whatever the rate is and then BIB's it over (???? no dont ask me)
About £25 takes about 5-6 days. And whatever TD charge to recieve.
I'd like to leave SOME money here in a slush fund just in case. and send the rest over.
Am I better off using my bank, or some other broker to do a transfer.
Am worried about other places at least with Barclay's its my own bank.
Kinda wanting to do it before I go.
Any advise pls
sorry if I sound a bit dumb. money is not my strong suite,
I can tear down car engine, write raw HTML, and diagnose on VOIP networks
but $$$ ££££ is a mystery?
cheers in advance
#2
Joined: Aug 2005
Posts: 14,227
Re: banks & transfers and stuff advises !
Please excuse if this is already been answered.
I have already opened a bank account with TD,
I bank with Barclays (online banking) and have a couple of accounts also BC
I'm trying to work out the best way to do things especially as interest rates are rubbish.
Have already been to Barclays to ask them.
so
1> I have a UK address, (my folks) which I can use, apparently if no transactions happen over 2 years they will close the account.
2> I cant apparently just internet transfer money from Barclays to my TD one.
They gave me some forms forms which I have to use, either here, or when I go there.
3> They said depending on how much I transfer, they will LOCK a rate fairly close to whatever the rate is and then BIB's it over (???? no dont ask me)
About £25 takes about 5-6 days. And whatever TD charge to recieve.
I'd like to leave SOME money here in a slush fund just in case. and send the rest over.
Am I better off using my bank, or some other broker to do a transfer.
Am worried about other places at least with Barclay's its my own bank.
Kinda wanting to do it before I go.
Any advise pls
sorry if I sound a bit dumb. money is not my strong suite,
I can tear down car engine, write raw HTML, and diagnose on VOIP networks
but $$$ ££££ is a mystery?
cheers in advance
I have already opened a bank account with TD,
I bank with Barclays (online banking) and have a couple of accounts also BC
I'm trying to work out the best way to do things especially as interest rates are rubbish.
Have already been to Barclays to ask them.
so
1> I have a UK address, (my folks) which I can use, apparently if no transactions happen over 2 years they will close the account.
2> I cant apparently just internet transfer money from Barclays to my TD one.
They gave me some forms forms which I have to use, either here, or when I go there.
3> They said depending on how much I transfer, they will LOCK a rate fairly close to whatever the rate is and then BIB's it over (???? no dont ask me)
About £25 takes about 5-6 days. And whatever TD charge to recieve.
I'd like to leave SOME money here in a slush fund just in case. and send the rest over.
Am I better off using my bank, or some other broker to do a transfer.
Am worried about other places at least with Barclay's its my own bank.
Kinda wanting to do it before I go.
Any advise pls
sorry if I sound a bit dumb. money is not my strong suite,
I can tear down car engine, write raw HTML, and diagnose on VOIP networks
but $$$ ££££ is a mystery?
cheers in advance
#3
Forum Regular
Joined: Aug 2009
Posts: 33
Re: banks & transfers and stuff advises !
We use hifx.co.uk and just transfer from our English account to TD. We find the rate very good and its very easy to do.
#4
Re: banks & transfers and stuff advises !
Open up an HSBC account in Canada and UK, sort out online banking for both accounts, and hey presto - you have no idea how easy it is to send money to and fro ...
#5
Forum Regular
Thread Starter
Joined: Mar 2010
Posts: 280
Re: banks & transfers and stuff advises !
thankxs all for the good advise