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$4500/yr car insurance with three star?

$4500/yr car insurance with three star?

Old Jan 19th 2012, 10:04 pm
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Default Re: $4500/yr car insurance with three star?

Originally Posted by FlyingDutchman6666 View Post
Thank you! I will try them out 1st thing tomorrow !!
No probs and good luck - they will try their best to get you a good quote. Even the $2700 non business is still way cheaper than you've been quoted.
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Old Jan 19th 2012, 10:48 pm
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Default Re: $4500/yr car insurance with three star?

Originally Posted by FlyingDutchman6666 View Post
Just called State Farm for an additional quote. They say (and I quote):

"There aren't any insurance companies in Canada that take UK no-claims history into account"

Can anyone confirm that their insurance co. took their UK history into account? Or did they just say they did???? Confused now...!
CDI took UK claims history into account for a premium of approx $1000. I think they only cover BC and Alberta though.
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Old Jan 19th 2012, 11:30 pm
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Default Re: $4500/yr car insurance with three star?

Originally Posted by jimf View Post
CDI took UK claims history into account for a premium of approx $1000. I think they only cover BC and Alberta though.
You have to buy basic from ICBC in BC and can buy top up from third party insurers. However having a claim and dealing with one insurer is bad enough, let alone 2.
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Old Jan 19th 2012, 11:33 pm
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Default Re: $4500/yr car insurance with three star?

mpi (manitoba govt run ) gave us a deduction for uk no claims.
yes i know posters in ontario.
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Old Jan 20th 2012, 12:04 am
  #20  
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Default Re: $4500/yr car insurance with three star?

Td took our uk NCB into account, they didn't even want proof. I even insured the car while oh was still on a uk licence. I started online, and was told to call with a reference no from web. I offered to fax NCB, but they said it was irrelevant as they couldn't check it.
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Old Jan 20th 2012, 12:32 am
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Default Re: $4500/yr car insurance with three star?

Originally Posted by FlyingDutchman6666 View Post
Can anyone confirm that their insurance co. took their UK history into account? Or did they just say they did???? Confused now...!
Yes - we used ING when we first arrived and they took our UK history into account. We also got some discounts somewhere along the way for using them for house insurance too - worth a thought. This was Alberta, mind you, and back in 2007.

Your quotes are outrageous.
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Old Jan 20th 2012, 12:47 am
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Default Re: $4500/yr car insurance with three star?

Originally Posted by ann m View Post
Your quotes are outrageous.
Seems like a bargain, or anyway the going rate, to me.
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Old Jan 20th 2012, 1:08 am
  #23  
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Default Re: $4500/yr car insurance with three star?

My wife and I share a 2004 Ford Explorer (we're paying $800 to insure it). We use Johnson and they recognised our UK NCB in summer 2011 when we took out the policy. Good luck!
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Old Jan 20th 2012, 1:20 am
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Default Re: $4500/yr car insurance with three star?

Have you tried Aviva? We pay $844 for a 2010 Ford Escape Limited (this includes rider insurance because I have to transport my clients). When we first landed back in 2007 we paid much the same for our 6 month old Honda CRV.

http://avivacanada.com/efab/find_bro...x/language:eng
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Old Jan 20th 2012, 1:56 am
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Default Re: $4500/yr car insurance with three star?

Originally Posted by FlyingDutchman6666 View Post
My wife (with 5 years of UK no claims history and 5 additional years of named driving experience on a company car) has just received a 3 star car insurance quote of $4500 per year... this includes a discount as it's a group policy organized by her professional organisation.

I gave Johnson's a call (as per the Wiki) and they didn't even WANT to provide us with a quote. They did refer us to "belair direct" who duly produced a $6017 quote !!!

Any suggestions ?
Thanks !
Try Allstate Insurance they are on Winston Churchill and Argentia near Futureshop. I pay approx 3000 per car.. Still I think it's quite expensive..
Let me know how it goes..
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Old Jan 20th 2012, 2:20 am
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Default Re: $4500/yr car insurance with three star?

Oh the joys of Ontario. We almost sh1t a brick when we found out it was going to cost us over $3000 to insure a 2003 GMC Jimmy - 3rd party only...

After 3 years, we're now paying $2500 fully covered on a 2010 F-150. The annoying thing is that we're in the middle of nowhere but post codes don't matter - Ontario doesn't use location to calculate quotes apparently so we're paying the same as if we lived in the GTA.
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Old Jan 20th 2012, 3:26 am
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Default Re: $4500/yr car insurance with three star?

$1,560 with Johnsons (Ontario) combined car and home contents 15yrs UK ncb recognised. Been with them since arriving 5 months ago. We contacted them while we were still in the UK and they asked us to bring letters from as many previous insurance companies we had used as was possible and they would recognise our 15 yr ncb.
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Old Jan 20th 2012, 10:29 am
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Default Re: $4500/yr car insurance with three star?

Originally Posted by rob28 View Post
Oh the joys of Ontario. We almost sh1t a brick when we found out it was going to cost us over $3000 to insure a 2003 GMC Jimmy - 3rd party only...

After 3 years, we're now paying $2500 fully covered on a 2010 F-150. The annoying thing is that we're in the middle of nowhere but post codes don't matter - Ontario doesn't use location to calculate quotes apparently so we're paying the same as if we lived in the GTA.
Location is a factor in Ontario rating. Get them to requote using M5B *** and you'll notice a difference (assuming that is that you're not so far out that it costs the same as being in).
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Old Jan 20th 2012, 12:43 pm
  #29  
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Default Re: $4500/yr car insurance with three star?

Someone want to give the OP the name of an individual broker at Johnsons (or whoever) that they had had some joy with the NCB thing? Could just be they are dealing with someone who hasnt dealt with this before?
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Old Jan 20th 2012, 12:47 pm
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Default Re: $4500/yr car insurance with three star?

I see nobody has commented on why the rates are so high in the GTA area
This is what happens when you live in the centre of the universe
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