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Topping up your National Insurance Contributions

Topping up your National Insurance Contributions

Old Sep 29th 2020, 1:33 pm
  #31  
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Default Re: Topping up your National Insurance Contributions

Originally Posted by Zig Zag Wanderer View Post
I'm not sure why you think I need to pay taxes there or use their health care to be considered a resident. Neither are true.
They're two things that would contribute to residency. But as long as you're not claiming to be resident in the UK too (i.e. using the NHS), then you'll be all good.

Originally Posted by Zig Zag Wanderer View Post
Ok, if you don't earn over £6k or are of a particular (very restricted) profession.

Thank you for the information.
Well, yes, because it's such a low amount that it would be ludicrous for anybody earning over the limit to be able to pay Class 2, and hardly fair. I pay Class 2 and Class 4 as a self employed person, and I'm fine with that because I'm contributing as I should be. So anybody working abroad and therefore paying tax abroad is entitled to pay Class 2 (again, fair enough IMO), and anybody earning very little profit can also pay the crazily low amount to get a full pension.
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Old Sep 29th 2020, 1:36 pm
  #32  
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Default Re: Topping up your National Insurance Contributions

Originally Posted by christmasoompa View Post
Well, yes, because it's such a low amount that it would be ludicrous for anybody earning over the limit to be able to pay Class 2, and hardly fair. I pay Class 2 and Class 4 as a self employed person, and I'm fine with that because I'm contributing as I should be. So anybody working abroad and therefore paying tax abroad is entitled to pay Class 2 (again, fair enough IMO), and anybody earning very little profit can also pay the crazily low amount to get a full pension.
I agree fully.
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Old Sep 29th 2020, 1:42 pm
  #33  
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Default Re: Topping up your National Insurance Contributions

Originally Posted by christmasoompa View Post
Considered a problem you mean? Because you're talking about claiming something you're not entitled to - although as above, if you're genuinely going to be living in Italy then that would make it something you are entitled to. When you've been paying your Class 2 contributions, where have you told them you are?
I've told them I'm living where I am. They never asked for proof.

In future, I'll have the decidedly awkward position of having no fixed domicile. I will, in that case, tell them I'm resident in Italy.

I feel there is an unnecessary amount of snark. Perhaps requesting information rather than provoking conflict is a better approach? Enquiries work better than condemnation in my experience.
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Old Sep 29th 2020, 2:06 pm
  #34  
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Default Re: Topping up your National Insurance Contributions

Originally Posted by Zig Zag Wanderer View Post
I've told them I'm living where I am. They never asked for proof.

In future, I'll have the decidedly awkward position of having no fixed domicile. I will, in that case, tell them I'm resident in Italy.

I feel there is an unnecessary amount of snark. Perhaps requesting information rather than provoking conflict is a better approach? Enquiries work better than condemnation in my experience.
I still don't know what snark is. I'm assuming it's an Aussie term, my only reference point is Lewis Carroll.

When you've openly said 'I'll be claiming it in the UK and telling them I live in Italy' then it can't be much of a surprise if people have an issue with you admitting to an intention to cheat the UK system surely?
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Old Sep 29th 2020, 2:16 pm
  #35  
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Default Re: Topping up your National Insurance Contributions

Originally Posted by christmasoompa View Post
I still don't know what snark is. I'm assuming it's an Aussie term, my only reference point is Lewis Carroll.

When you've openly said 'I'll be claiming it in the UK and telling them I live in Italy' then it can't be much of a surprise if people have an issue with you admitting to an intention to cheat the UK system surely?
Did I suggest that asking is better than condemnation? Yes, I think i did.

Snark is a pretty pervasive internet term. You may like to look it up. Google is your friend...

I'm not intending to cheat anyone. I've told you that I will have no fixed domicile. In that case I'll tell them I'm resident in the EU (where I'll live some of the time). I can't see the problem in that.

I'll definitely claim my pension in the uk when I'm there. It's by far the simplest way. I'll definitely get them to pay into my uk account (as opposed to my Australian, Italian, or Jersey accounts).

None of this is underhanded nor fraudulent. I'm offended that you accuse me of such behaviour without asking for facts.
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Old Sep 29th 2020, 2:59 pm
  #36  
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Default Re: Topping up your National Insurance Contributions

Originally Posted by Zig Zag Wanderer View Post
Snark is a pretty pervasive internet term. You may like to look it up. Google is your friend...
Just tried that, and only got my original understanding. First on the page is a dictionary definition - "an imaginary animal (used typically with reference to a task or goal that is elusive or impossible to achieve)". Second is Wikipedia Snark (Lewis Carroll). Third is Snark - The Smartest Way to Tune. Etc, etc. Nothing on the first page of my Google search about any other meaning, so I'm still none the wiser. I'll ask my teenagers later.

And I think we'll just have to agree to disagree.
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Old Sep 29th 2020, 3:04 pm
  #37  
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Default Re: Topping up your National Insurance Contributions

Originally Posted by christmasoompa View Post
Just tried that, and only got my original understanding. First on the page is a dictionary definition - "an imaginary animal (used typically with reference to a task or goal that is elusive or impossible to achieve)". Second is Wikipedia Snark (Lewis Carroll). Third is Snark - The Smartest Way to Tune. Etc, etc. Nothing on the first page of my Google search about any other meaning, so I'm still none the wiser. I'll ask my teenagers later.

And I think we'll just have to agree to disagree.
https://www.merriam-webster.com/dictionary/snark

https://www.dictionary.com/browse/snark

It's not hard to find (that was snark, as an example)

Definitely disagree, but you have accused me repeatedly of fraudulent behaviour without evidence, and that is offensive to me.
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Old Sep 29th 2020, 3:51 pm
  #38  
 
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Default Re: Topping up your National Insurance Contributions

Originally Posted by christmasoompa View Post
I still don't know what snark is. I'm assuming it's an Aussie term, my only reference point is Lewis Carroll. ...
Ir's common enough in the UK, at least in the form "snarky", and I think was in common use even when I was a child. It's roots, meaning "irritable or short tempered" go back into the 19th century.
Originally Posted by Zig Zag Wanderer View Post
..... but you have accused me repeatedly of fraudulent behaviour without evidence, and that is offensive to me.
"Telling them I live in Italy" hints heavily that in reality you live somewhere else. .... If you has said "I live in Italy, so I will get the annual increases" that has a totally different spin from ".... telling them I live in Italy, because EU residents do get the increases".

Last edited by Pulaski; Sep 29th 2020 at 5:02 pm.
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Old Sep 29th 2020, 4:59 pm
  #39  
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Default Re: Topping up your National Insurance Contributions

Eternal Glory to those who invented National Insurance. Bismarck, The Iron Chancellor and his advisors to the fore, closely followed by Lloyd George, Clement Atlee and Nye Bevan. A strange and diverse Pantheon !

https://en.wikipedia.org/wiki/State_Socialism_(Germany)

Who were the pioneers in Australia ?

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Old Sep 29th 2020, 11:18 pm
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Default Re: Topping up your National Insurance Contributions

Originally Posted by Zig Zag Wanderer View Post
Did I suggest that asking is better than condemnation? Yes, I think i did.

Snark is a pretty pervasive internet term. You may like to look it up. Google is your friend...

I'm not intending to cheat anyone. I've told you that I will have no fixed domicile. In that case I'll tell them I'm resident in the EU (where I'll live some of the time). I can't see the problem in that.

I'll definitely claim my pension in the uk when I'm there. It's by far the simplest way. I'll definitely get them to pay into my uk account (as opposed to my Australian, Italian, or Jersey accounts).

None of this is underhanded nor fraudulent. I'm offended that you accuse me of such behaviour without asking for facts.
It's a good point you make earlier that the HMRC is committing a fraud on us by not increasing our payments in line with our fellow nationals, and I fully sympathise with that view, but I'm sure HMRC won't see it that way. There were conversations going on a year or so ago about harmonising it all so that we get our increases too but I don't know how far that got. How will it work post Brexit - Will UK pensioners in the EU get their increases?

My wife and I plan to have our pensions deposited into our UK accounts and to transfer it to wherever we are, when it suits us to (we're expecting to do a heap of travelling during the first few years).
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Old Sep 29th 2020, 11:50 pm
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Default Re: Topping up your National Insurance Contributions

I was one of many who financed a court action raised by British pensioners in South Africa on this issue of FrozenPensions. The case went to the highers court in England. We lost. "You can't fight City Hall"

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Old Sep 30th 2020, 12:08 am
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Default Re: Topping up your National Insurance Contributions

Originally Posted by scot47 View Post
I was one of many who financed a court action raisid by British pensioners in South Africa on this issue of FrozenPensions. The case went to the highers court in England. We lost. "You can't fight City Hall"
That's a pity. And British pensioners in South Africa are doing it tough. Things have got very expensive there, and pretty much everything is in a sorry state, it's getting really dire there. The push to return to the UK will be very strong and frozen pensions will be adding to that. A lot of elderly people moving back to the UK from SA wont be able to buy homes to replace the ones they had in SA so they will become very much dependent on the state for everything. I reckon over the next ten years or so 2 million or so SA residents will move to the UK. And another million or so (the ones with choices) will settle in Australia, NZ, Canada, etc.
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Old Sep 30th 2020, 12:21 am
  #43  
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Default Re: Topping up your National Insurance Contributions

The action was raised on behalf of all those with frozen pensions but was actioned and paid for by a group of British pensioners in South Africa. I was resident in Bulgaria at the time and then UK pensioners in Bulgaria were also subject to that "Frozen pension" rule. Perfidious Albion. Never trust those pommy ratbags. The situation for those resident in Bulgaria changed with Bulgarian accession to the EU. Now that GB is leaving the EU, who knows what is next ? Abolish the State Pension for anyone outside GB ?

See FB Page https://www.facebook.com/pensionjustice/

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Old Sep 30th 2020, 1:21 am
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Default Re: Topping up your National Insurance Contributions

Here ios something from Wikipedia on this - " Main article: R (Carson) v Secretary of State for Work and PensionsIn April 2002, Annette Carson, a UK pensioner resident in South Africa, challenged the policy in the High Court under the Human Rights Act 1998 in April 2002 in the High Court, but the judge ruled against her, stating in the judgement that the upratings issue was a political one, not a judicial one. An appeal to the Court of Appeal (2003) failed, as did an appeal to the House of Lords (2005) and the European Court of Human Rights (2008). A subsequent referral to the Grand Chamber of the European Court of Human Rights in 2009–2010 said that it did not consider that the applicants resident outside the UK in countries not party to reciprocal agreements, were in a relevantly similar position to residents of the UK or of countries which did have such agreements. It therefore held (by eleven votes to six) that there had been no discrimination.[4]

During and since that time, various groups and individuals have been lobbying politicians both in the UK and in the countries in which the pensioners are resident, and petitions have been raised.[6]

There is an international consortium of lobby groups, funded by the member organisations, British Pensions in Australia (BPIA) and the Canadian Alliance of British Pensioners (CABP). Funds are raised by the memberships and donations of individual members. BPIA and CABP jointly own the International Consortium of British Pensioners (ICBP), and they liaise with the All Party Parliamentary Group on Frozen Pensions (APPG) in the UK Parliament. Anne Puckridge, a 94-year-old political activist who lives in Canada is the current ambassador of the ICBP and she has been campaigning since 2001 for pension parity."
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Old Sep 30th 2020, 1:33 am
  #45  
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Default Re: Topping up your National Insurance Contributions

Does anyone know if, if you return to live (i.e. long term, not for a holiday) in the UK as a pensioner but then decide at a later stage to leave again, whether the state pension "resets", so that you would henceforth be entitled to a higher albeit again frozen rate?
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