Is Rent "Dead Money"?
#91
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#92
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True, but a savvy buyer can get more for their money over there. And with more room for investment growth too. It doesn't solve Commonwealth's aim of owning his home in Sydney though ![Big Grin](https://britishexpats.com/forum/images/smilies/biggrin.gif)
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(It's interesting that once you factor in even a few desirable factors the price starts going up in '50's..so by the time you are looking at any character, or detached, or more than 3 bedrooms you are well in to the 500's!)
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#93
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Once a year or so I look at property in the London borough I grew up in. 350GBP buys you a 2 bed semi, or rather terraced house- possibly interwar. Not a smudge of gentrification or character in sight. Still, it is a nice borough.
(It's interesting that once you factor in even a few desirable factors the price starts going up in '50's..so by the time you are looking at any character, or detached, or more than 3 bedrooms you are well in to the 500's!)
(It's interesting that once you factor in even a few desirable factors the price starts going up in '50's..so by the time you are looking at any character, or detached, or more than 3 bedrooms you are well in to the 500's!)
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#95
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Well I've not been looking in that price bracket but I know that since moving back I've moved from my 2 bed maisonet in finchley to a 4 bed house in Kingston upon Thames for money that would only buy me a 2 bed unit in a decent area of Sydney a similar commute from my office and with low fixed mortgage my repayments are only 15% of my salary. And I now have to get up and go kayaking on the Thames. Shame about the weather though.
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Well I've not been looking in that price bracket but I know that since moving back I've moved from my 2 bed maisonet in finchley to a 4 bed house in Kingston upon Thames for money that would only buy me a 2 bed unit in a decent area of Sydney a similar commute from my office and with low fixed mortgage my repayments are only 15% of my salary. And I now have to get up and go kayaking on the Thames. Shame about the weather though.
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#97
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Other than the "is it or isn't it dead money" question, the only thing I wouldn't like about renting is that the landlord can decide to sell at any time. I've seen this happen to a couple of my friends, just when they have settled in and felt at home. I would just hate the uncertainty.
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thats the thing. it's hard to find places to rent. since i arrived here i've never changed address!
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Could you buy something a bit further out, get more space, rent that out and rent yourself where you want to live? Friends of ours own a couple of places in the outer suburbs of Melbourne but rent in Port Melbourne. Seems to work well for them although they've owned the places for a while.
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You were so nice there for a while. I'm glad I exposed you for the leach you are.
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#102
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Well I've not been looking in that price bracket but I know that since moving back I've moved from my 2 bed maisonet in finchley to a 4 bed house in Kingston upon Thames for money that would only buy me a 2 bed unit in a decent area of Sydney a similar commute from my office and with low fixed mortgage my repayments are only 15% of my salary. And I now have to get up and go kayaking on the Thames. Shame about the weather though.
I just compared my old street in London SW4, 2 bed terraces £500,000 approx and my current street in Eastern Suburbs of Sydney, 2 bed terraces £800,000 approx. Sure on current FX rates its a bit more expensive in Sydney but my salary ratio is 2.3, far different to the current 1.45 FX rate so for me, and possibly many others, it kind of cancels itself out to about parity or there abouts.
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It looks like your circumstances make you well-suited to buying your own home. People who are likely to move ( downsizing, upsizing, relocating, etc) shouldn't buy because the slim pickings from any short to medium term increases in value are wiped out and more by the eye-watering costs associated with selling and re-buying.
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#104
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It looks like your circumstances make you well-suited to buying your own home. People who are likely to move ( downsizing, upsizing, relocating, etc) shouldn't buy because the slim pickings from any short to medium term increases in value are wiped out and more by the eye-watering costs associated with selling and re-buying.
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#105
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Joined: Sep 2006
Posts: 4,374
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Yes, its made me feel better, but the thought of moving every 1 to 2 years can be quite costly financially and emotionally.
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