moneypenny20

Put simply, how do I pay someone in a private capacity for something using my credit card? I never ever use the card for anything other than online purchases but I've got to pay someone and the only way I can do it is with the card but I've no idea how to transfer the money. I have their bank details. Help!!!!!

eddie007

Paypal...pay anyone... If they have a pp account

moneypenny20

My pp account is blocked for no apparent reason and I'm over asking them to sort it so pp is out.

Does anyone know if you can call the CC company and ask them to transfer money from my CC to the person's bank account?

eddie007

Mine was too... They (and ebay... Thank GOD) cant get over the fact I immigrated... To getround it... Get yourself a new email account and set up a pay anyone from that through paypal.....

It works

paddyo

Why not transfer from your CC into your bank account and then transfer that way? I have not heard of transferring into another persons account via a normal CC, but I bet someone else has!

moneypenny20

I've tried. Because I only have the one bank account, I can't have another PP account using that bank account.

Icarus

Pretty sure they'll need a merchant account . If they are in business of their own they will have one .

Pollyana

Generally you can't, unless a person is registered to accept credit cards. My ANZ account will now let me do bank transfers direct from my credit card cos it and my bank account are linked. Until last month I had to transfer to the bank account first though.

How about withdrawing the cash from the credit card at a cashpoint, then depositing it to your bank account and transferring from there? (edited to add, if you don't want the money to go through YOUR bank account, deposit it in mine and I'll do the transfer for you )

Hebe

If you withdraw cash from your credit card you will be charged interest from the date of withdrawal - it has no interest free period. not a good idea at all. Also puts you on alert to your bank as a possible high risk borrower if you withdraw cash from a credit card

moneypenny20

Fark! Why's it so freaking complicated!

Pollyana

I know that, but at least its possible - whether its an option for MP I don't know cos I don't know who she banks with.

moneypenny20

Credit card is with Westpac. Bank account with Comm. Their account is with Comm. I'll ring Westpac in the morning. Thanks.

ozzieeagle

If it's a tradesman freind, like i had here with my reno, or even someone else you know, pay a couple of their utilities bills with it, upto close to the value of what you owe them.

moneypenny20

That's a cool idea! It's all good, daughter is sorted.

ozzieeagle

Yehp, you even get rewards points that way lol