House insurance

Old Oct 30th 2017, 10:57 am
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Default House insurance

Hello. I have just bought a property in Ayamonte and I am not sure how to go about getting house insurance.
Does anyone have recommendations or have a rough idea of the costs?
Thank you
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Old Oct 30th 2017, 11:59 am
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Default Re: House insurance

We're in Costa Esuri, on Vista.
Ours is a 1st floor 2 bed/2 bathroom apartment, we use intasure, and renewed in Feb' 2017 for £268 for Buildings & Contents.
This has been creeping up in recent years, and i'm sure you could find cheaper, but been with them a while so a little reluctant to change.
Always worth shopping around though.
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Old Oct 30th 2017, 3:17 pm
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Default Re: House insurance

That is great Ken and Tina. Good to have some comparisons,
Thank you
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Old Oct 31st 2017, 4:54 pm
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Default Re: House insurance

Don´t know how old your property is, but beware if older than around 100 years. Most companies won´t touch it, or will only insure with some strict provisos and restrictions. We are with Santander, who are happy to insure our 400 year old house, buildings and contents, with no restrictions.
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Old Oct 31st 2017, 5:03 pm
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Default Re: House insurance

Originally Posted by irismary View Post
Don´t know how old your property is, but beware if older than around 100 years. Most companies won´t touch it, or will only insure with some strict provisos and restrictions. We are with Santander, who are happy to insure our 400 year old house, buildings and contents, with no restrictions.
Its quite old.Built in the 50's but survey said no issues.I am wondering now if I will need a higher premium. How much is your insurance Iris? Wow 400 years old
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Old Oct 31st 2017, 8:28 pm
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Default Re: House insurance

Originally Posted by lizzybuzzy View Post
Its quite old.Built in the 50's but survey said no issues.I am wondering now if I will need a higher premium. How much is your insurance Iris? Wow 400 years old
Won't give exact sum, but very large house, 300m2, around 500 euros. Much more than other companies, but we couldn't go with others as too many exclusions because of age. Also, we have had to claim and it was trouble free and money in our account immediately after assessor came.

Last edited by Rosemary; Nov 2nd 2017 at 10:43 am. Reason: corrected quote
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Old Nov 7th 2017, 7:23 pm
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Default Re: House insurance

Just a thought. If you are insuring the home as a second residence, make sure the insurers know that it could be empty for a lot of the time.

This way they will insure correctly & you wont fall foul of the small print

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Old Nov 14th 2017, 9:31 pm
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Default Re: House insurance

Thank you for your replies. I now have insurance bought here in the UK
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