Would you risk no INSURANCE ?
May 23rd 2006, 12:10 pm
#31
da Bonehead
Joined: Jan 2004
Location: Lion in da jungle
Posts: 22,767
Re: Would you risk no INSURANCE ?
Originally Posted by fraser
We were told that we would have to insure everything with LP or they wouldn't take our business.
May 23rd 2006, 12:28 pm
#32
Forum Regular
Joined: Jun 2005
Posts: 138
Re: Would you risk no INSURANCE ?
Hi,
Someone once said to me that it depends on what you are sending across. If its valuable furniture, electrical items, etc then its better being safe than sorry, but on the other hand if you are sending mementos and stuff that is irreplaceable to you but relatively worthless then no amount of insurance will replace those types of things.
Good Luck
Donna x
Someone once said to me that it depends on what you are sending across. If its valuable furniture, electrical items, etc then its better being safe than sorry, but on the other hand if you are sending mementos and stuff that is irreplaceable to you but relatively worthless then no amount of insurance will replace those types of things.
Good Luck
Donna x
May 28th 2006, 5:06 am
#33
sunshinesarah
Joined: Oct 2005
Location: Buderim, Sunshine Coast, Queensland
Posts: 203
Re: Would you risk no INSURANCE ?
Originally Posted by pioneer
We are sending are belongings (everything we own) in a container with J.Mason next month to Perth . My husband does not think we need any insurance. Do people go with no insurance, is it too much of a risk?
Sharon
Sharon
Sunshine Sarah
May 28th 2006, 7:49 am
#34
Lost in BE Cyberspace
Joined: Mar 2003
Posts: 9,397
Re: Would you risk no INSURANCE ?
We came with Crown, were going to insure with LP but they had to have everything - every little thing! - inventoried which would have taken forever. So we insured with Crown.
Breakages came to around $4000 or roughly the same as the premium............ so, depending on how you look at it we ended up with replacements at $4000 cost or even stevens with 28 broken items!
Breakages came to around $4000 or roughly the same as the premium............ so, depending on how you look at it we ended up with replacements at $4000 cost or even stevens with 28 broken items!
May 31st 2006, 2:08 am
#35
amandainaus
Joined: May 2006
Posts: 28
Re: Would you risk no INSURANCE ?
I'd like to risk no insurance, as how on earth do you prove that the removalists/packers damaged/stole your goods?
Did you all take pictures of every item showing its original condition?
What could go wrong? Can it get damaged on ship? - shifting contents etc? But surely if they are packed correctly, even if they bang up against each other, they won't be damaged?
What damage have others had and how did it occur?
Thanks,
AMANDA
Did you all take pictures of every item showing its original condition?
What could go wrong? Can it get damaged on ship? - shifting contents etc? But surely if they are packed correctly, even if they bang up against each other, they won't be damaged?
What damage have others had and how did it occur?
Thanks,
AMANDA
May 31st 2006, 2:30 am
#36
Forum Regular
Joined: Jul 2003
Posts: 235
Re: Would you risk no INSURANCE ?
Originally Posted by paka
On my return from south Africa, we sent are goods back with a cheap company and cut back on the insurance. When are goods arrived in u.k we had no electrical items ( not one, Kettle, fridge ,TV ,hi.Washing machine etc).We were told they were stolen at Durban in the loading doc.we made a claim on the insurance and we got 6400 Rand, (£450 ) .Insure Well U never Now.
Whether you insure or not should be based entirely on the consequences of something going wrong. If the worst happens (say ship sinks!) then what would the hardship be? If you can afford to replace all your stuff... then low hardship... is the insurance worth it? If you would be devastated by such a loss... high hardship... definately insure. I don't believe in 'sods law' and there have been times when I've not insured things because the worst case consequences could have been dealt with by myself (and my risk assessment was low). They [the insurers] are in it to make money... so if you can 'insure yourself' then that is usually the best way. If you can't, the consequences are high... *then* give them your money especially if the risks are not incredibly low.
May 31st 2006, 6:53 am
#37
Forum Regular
Joined: May 2006
Location: Linton Travel Tavern
Posts: 163
Re: Would you risk no INSURANCE ?
Originally Posted by jond
We insured everything and sods law our move was perfect (thanks Pickfords). But in hindsight I would not of brought half the stuff anyway, a lot of it is cheaper here and most of our furniture doesn't suit our new house and we have got to sell it anyway.
How many of you unpacked boxes and thought what did we bring that for and then through it into the dustbin.
John
How many of you unpacked boxes and thought what did we bring that for and then through it into the dustbin.
John
Sorry to stray off topic, but we are looking at Mount Martha/Eliza/Mornington.
What's it like/how are you getting on?
Cheers
