why we should have insurance
Mar 6th 2004, 9:11 pm
#1
Moved out bush!
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Location: Chittering WA
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why we should have insurance
Thought you would like to see this, hope it works.
Mar 6th 2004, 9:14 pm
#2
Moved out bush!
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Location: Chittering WA
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and theres more!!!!!
Mar 6th 2004, 9:57 pm
#3
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But do insurance companies pay out all the time? I was speaking to somebody on the Gold Coast yesterday about Friday's Cyclone. Their power went off from 12 midnight and it was still off when we were speaking on the phone at 1030am. The contents of the freezer were covered. However........a wall had been blown down by the winds and they reckoned the insurance company would not pay up.
Steve
Steve
Mar 6th 2004, 10:03 pm
#4
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Originally posted by cookies
But do insurance companies pay out all the time? I was speaking to somebody on the Gold Coast yesterday about Friday's Cyclone. Their power went off from 12 midnight and it was still off when we were speaking on the phone at 1030am. The contents of the freezer were covered. However........a wall had been blown down by the winds and they reckoned the insurance company would not pay up.
Steve
But do insurance companies pay out all the time? I was speaking to somebody on the Gold Coast yesterday about Friday's Cyclone. Their power went off from 12 midnight and it was still off when we were speaking on the phone at 1030am. The contents of the freezer were covered. However........a wall had been blown down by the winds and they reckoned the insurance company would not pay up.
Steve
Mar 6th 2004, 10:07 pm
#5
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Act of god or something? All in the small print of the policy they reckoned......you know what it's like.....all those clauses, provisos and excemptions. You need to be a solicitor to understand what is written down.......third party of the second party of the first party?!!!
Did you get the PM? Anything much happening today?
Steve
Did you get the PM? Anything much happening today?
Steve
Mar 7th 2004, 3:35 am
#6
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Originally posted by cookies
But do insurance companies pay out all the time? I was speaking to somebody on the Gold Coast yesterday about Friday's Cyclone. Their power went off from 12 midnight and it was still off when we were speaking on the phone at 1030am. The contents of the freezer were covered. However........a wall had been blown down by the winds and they reckoned the insurance company would not pay up.
Steve
But do insurance companies pay out all the time? I was speaking to somebody on the Gold Coast yesterday about Friday's Cyclone. Their power went off from 12 midnight and it was still off when we were speaking on the phone at 1030am. The contents of the freezer were covered. However........a wall had been blown down by the winds and they reckoned the insurance company would not pay up.
Steve
There was also a storm the day our ship came in at Fremantle. Arrival was delayed by 12 hours, and two containers at the docks were blown over. Thankfully ours was ok.
Mar 7th 2004, 8:25 am
#7
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Originally posted by cookies
Act of god or something? All in the small print of the policy they reckoned......you know what it's like.....all those clauses, provisos and excemptions. You need to be a solicitor to understand what is written down.......third party of the second party of the first party?!!!
Did you get the PM? Anything much happening today?
Steve
Act of god or something? All in the small print of the policy they reckoned......you know what it's like.....all those clauses, provisos and excemptions. You need to be a solicitor to understand what is written down.......third party of the second party of the first party?!!!
Did you get the PM? Anything much happening today?
Steve
thats what insurance is for! The only thing I have seen that may not be covered is water damage from a certain type of flooding & now terrorism.I did get the PM, did you get my email I sent this morning?
Mar 7th 2004, 9:46 am
#8
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Originally posted by MrsDagboy
Sorry steve, I only just saw this! that sounds dodgy, what sort of insurance company doesnt pay out for something thats an act of god? thats what insurance is for! The only thing I have seen that may not be covered is water damage from a certain type of flooding & now terrorism.
I did get the PM, did you get my email I sent this morning?
Sorry steve, I only just saw this! that sounds dodgy, what sort of insurance company doesnt pay out for something thats an act of god?
thats what insurance is for! The only thing I have seen that may not be covered is water damage from a certain type of flooding & now terrorism.I did get the PM, did you get my email I sent this morning?
btw, i loved the guys in the second picture all stood around wondering who's going to tidy this mess up... great shots though.
Mar 7th 2004, 9:56 am
#9
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Originally posted by scutterUK
i'd love to see an insurance company prove the act came from god, and it wasn't just a freak of nature.
i'd love to see an insurance company prove the act came from god, and it wasn't just a freak of nature.
.
Mar 7th 2004, 12:54 pm
#10
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i have heard of the "act of god" proviso before, maybe it is a UK thing (not sure) but it defo exists
Mar 7th 2004, 1:01 pm
#11
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Originally posted by WBB
i have heard of the "act of god" proviso before, maybe it is a UK thing (not sure) but it defo exists
i have heard of the "act of god" proviso before, maybe it is a UK thing (not sure) but it defo exists
.I still would wanna see them prove to me that god existed, for there be an act of his
Mar 7th 2004, 1:09 pm
#12
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"Act of God"
Think Maradonna hand ball, Mexico '86.
Think Maradonna hand ball, Mexico '86.
Mar 7th 2004, 1:19 pm
#13
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wasn't that the HAND of god?
ha ha........anyway just found this on the net.
in law, an accident caused by the operation of extraordinary natural force. The effect of ordinary natural causes (e.g., that rain will leak through a defective roof) may be foreseen and avoided by the exercise of human care; failure to take the necessary precautions constitutes negligence, and the party injured in the accident may be entitled to damages. An act of God, however, is so extraordinary and devoid of human agency that reasonable care would not avoid the consequences; hence, the injured party has no right to damages. Accidents caused by tornadoes, perils of the sea, extraordinary floods, and severe ice storms are usually considered acts of God, but fires are not so considered unless they are caused by lightning.
ha ha........anyway just found this on the net.
in law, an accident caused by the operation of extraordinary natural force. The effect of ordinary natural causes (e.g., that rain will leak through a defective roof) may be foreseen and avoided by the exercise of human care; failure to take the necessary precautions constitutes negligence, and the party injured in the accident may be entitled to damages. An act of God, however, is so extraordinary and devoid of human agency that reasonable care would not avoid the consequences; hence, the injured party has no right to damages. Accidents caused by tornadoes, perils of the sea, extraordinary floods, and severe ice storms are usually considered acts of God, but fires are not so considered unless they are caused by lightning.
