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Unsure about finances / morgage amounts etc??

Unsure about finances / morgage amounts etc??

Old Jun 5th 2008, 9:17 pm
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Default Unsure about finances / morgage amounts etc??

Check out morgage lenders Morgage Choice in Australia. I think it's an excellent site to search if you concerned about your finances (morgages / savings etc) in Australia. Follow the options and watch video clips and calcullators.
If you know a better site or anything to add please do so.
Alan
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Old Jun 5th 2008, 9:29 pm
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Default Re: Unsure about finances / morgage amounts etc??

www.ratecity.com.au
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Old Jun 5th 2008, 10:39 pm
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Default Re: Unsure about finances / morgage amounts etc??

Try www.yourmortgage.com.au
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Old Jun 6th 2008, 4:01 am
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Default Re: Unsure about finances / morgage amounts etc??

Find a good honest mortgage broker

When looking at mortgages, look for things like...

Interest rates (obviously), but not just the headline rate but also the comparison rate.
Application fees
Ongoing fees
Disbursment fees
Drawdown fees
Overpayment availiable / fees
Low Doc criteria for the self employed
LMI premiums for >80% mortgages

Cheers,
Mark.
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Old Jun 6th 2008, 9:06 am
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Default Re: Unsure about finances / morgage amounts etc??

Hi can someone explain the term comparison rate to me, i have never heard that in the UK.

Thanks
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Old Jun 6th 2008, 10:11 am
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Default Re: Unsure about finances / morgage amounts etc??

Originally Posted by mydearboy1
Hi can someone explain the term comparison rate to me, i have never heard that in the UK.

Thanks
Comparison rate includes many (but not all) of the fees included as well as the interest rate. It therefore allows for a more fair comparison between lenders.
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Old Jun 6th 2008, 10:24 am
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Default Re: Unsure about finances / morgage amounts etc??

Ahhhhhh Many Thanx
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