Carrianne

Hi,

We are going home for Christmas and New year and wondered if anyone could recommend a good travel insurance. Most of them seem really expensive.

We are going for 21 nights that maybe why? The cheapest I could get was RACQ all recommendations are appreciated.

By the way I have been here now nine months and will realy miss here when I go back to the UK.

Thanks

Carrianne

renth

We got out travel insurance with STA. It was just over $300 for 5 of us. It seemed wierd getting travel insurance to go to the UK.

The bits I'm looking forward to most are Singapore and getting back to Australia.

Carrianne

I renth, yeah I am looking forward to staying in Singapore for three nights we are with family so that would be nice.

I am looking forward to seeing family but not getting wrapped up.

Are you going back too ? When ?

C x

renth

Going back for three weeks over Christmas.

big stu

can do it (fully comp) for $368 for the family

email me on

[email protected]

(ex mancunian and a CITY fan)

Carrianne

Hi Renth,

Same as us we fly out on the 19th - not long now. Have a good time x

Stu, there is only two of us and so far RACQ are the cheapest as I get 10% it works out at 304 for 2 fully comp ?

Thanks

C x

leejo

A bit confused!

Why do you need travel insurance?

When in the UK you have the NHS and in Oz you have Medicare!!

Cheers

Lee

tinaj

Personally I would not bother with insurance either. If it costs you $300 you could buy a lot of clothes for that if your stuff goes astray! Why not look into increasing you home insurance to include possessiona away from home then more would be covered.

Have a good trip. We are looking forward to our first Aussie Xmas and I don't envy you at all. Shiver at the thought

renth

Several reasons.

We are having stop overs both ways plus if you do get ill in the UK and miss the flight, you're covered. It's not just about insuring clothes.

ABCDiamond

That's actually a very good point. I've done the trip many times now, and never had insurance, but if something had happened whilst on a stop over, illness or accident etc., it could have been a major cost.

Just thinking about a scenario where you you flying to UK, and have a heart attack half way, pilot says he will land at immediately at Dubai, but you have to say; No.. I haven't got medical insurance !! Take me to London !!

Innyjim

Oh come on that's easy, keep quiet and don't tell anybody you've had a heart attack until you get to London.......

big stu

people not insuring themselves whilst on a trip...

JAJ

British citizens resident overseas are not generally eligible to use the NHS. Makes sense when you think about it, as overseas Britons are usually exempt from income tax which funds the NHS. And non-resident Brits don't pay much UK VAT or excise duties either.

Jeremy

renth

Makes sense if you left Britain as a child but if, like me you've worked there and paid tax for years.... That's Britain for you. It would be different if I was Albanian or Afghan.

Anyway, what about the reciprocal agreement or are British citizens resident overseas in some sort of limbo zone where they don't qualify for NHS but Aussie citizens do?

JAJ

The NHS does not work on that basis.

The tax you've paid went to run the NHS at the time. If you didn't use the NHS to the extent you paid into it - tough luck.

If you as a British citizen return to live the UK after 20 years overseas (without paying tax) you'll be eligible for the NHS at the time and no-one is going to ask you if you paid taxes in the intervening period.

Can't have it both ways.

Australian citizens living overseas are not eligible for Medicare. And I think you'll find most Canadian provinces don't provide cover for overseas Canadians either.


You don't need to be an Australian citizen to access the reciprocal health agreement with the UK - a Medicare card is enough.
http://www.publications.doh.gov.uk/o...sitors/Rha.htm

However coverage under reciprocal health schemes is rarely enough to avoid the need for travel insurance.

Jeremy