Travel insurance for emmigration
#1
BE Enthusiast
Thread Starter
Joined: Nov 2005
Location: Whinging Aussie
Posts: 523
Travel insurance for emmigration
Hi all, I had a look at some of the one-way travel insurance in the sticky, but it all seemed to have pretty low personal baggage and valuables cover - £300 maximum for any single item. We've got a few things, mostly jewellery, which are a lot more than £300 - and we're not going to put them in a shipping container! Does anyone know an insurance company or broker who can sort out a one-way emmigration travel policy with a much higher valuables limit?
#2
Victorian Evangelist
Joined: Sep 2005
Location: Melbourne, by the beach, living the dream.
Posts: 7,704
Re: Travel insurance for emmigration
Have you considered taking the jewellery with you in hand luggage and keeping it on your lap?
Buzzy
Buzzy
#3
Forum Regular
Joined: Jan 2008
Location: Halls Head
Posts: 44
Re: Travel insurance for emmigration
Hi, We are just trying to sort out travel insurance for our flight out as well. I agree the itemised values are low. However when I read further in all the policies although the insurance policy is for a "single flight" you will only be covered if you can give a date for your return to the UK. I have rung round several of the larger insurance brokers and they have all confirmed we would not be insured. What's more they are not interested in supplying an insurance policy that would be suitable. Could anybody please advise me on what they did, I am starting to loose the plot.
#4
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Joined: May 2006
Posts: 1,612
Re: Travel insurance for emmigration
I have an annual travel policy for unlimited journeys worldwide for myself and my family that expires after the date we're hoping to be in Oz by....
I was going to change the contact address to my parents house once we've sold our house - but now i'm wondering whether this would cover us for our initial journey to Oz? I was thinking that it would but perhaps i need to check???
I was going to change the contact address to my parents house once we've sold our house - but now i'm wondering whether this would cover us for our initial journey to Oz? I was thinking that it would but perhaps i need to check???
#5
Victorian Evangelist
Joined: Sep 2005
Location: Melbourne, by the beach, living the dream.
Posts: 7,704
Re: Travel insurance for emmigration
#7
Re: Travel insurance for emmigration
Hi all, I had a look at some of the one-way travel insurance in the sticky, but it all seemed to have pretty low personal baggage and valuables cover - £300 maximum for any single item. We've got a few things, mostly jewellery, which are a lot more than £300 - and we're not going to put them in a shipping container! Does anyone know an insurance company or broker who can sort out a one-way emmigration travel policy with a much higher valuables limit?
Last edited by BAY; Feb 25th 2008 at 10:45 pm.
#8
Forum Regular
Joined: Jan 2008
Location: Halls Head
Posts: 44
Re: Travel insurance for emmigration
Last edited by Kangy-roo; Feb 26th 2008 at 12:34 pm.
#9
Devil's Advocate
Joined: Feb 2008
Location: Mandurah
Posts: 2,269
Re: Travel insurance for emmigration
I have an annual travel policy for unlimited journeys worldwide for myself and my family that expires after the date we're hoping to be in Oz by....
I was going to change the contact address to my parents house once we've sold our house - but now i'm wondering whether this would cover us for our initial journey to Oz? I was thinking that it would but perhaps i need to check???
I was going to change the contact address to my parents house once we've sold our house - but now i'm wondering whether this would cover us for our initial journey to Oz? I was thinking that it would but perhaps i need to check???
#10
Forum Regular
Joined: Jan 2008
Location: Halls Head
Posts: 44
Re: Travel insurance for emmigration
Try Direct Travel Insurance. (www.direct-travel.co.uk) You'll need to phone them as it doesn't mention emigration one way travel insurance on their website but they do do it. We're using them. They're very good.
Thanks again for your speedy help!
#11
Banned
Joined: Feb 2008
Posts: 52
Re: Travel insurance for emmigration
each checked in baggage is covered by the airlines for over 800 pounds anyway.
I always take my valuables in hand luggage.
#12
Re: Travel insurance for emmigration
I spent a whole day trying to get one way travel insurance sorted out, almost all we found said as soon as you reached the country of destination the policy ceases. However, we are doing some traveling in south america first and then have decided to take a few months round Oz before we settle. So if anyone is looking for something similar we finally found this insurance company: http://worldnomads.com/
Although we should be able to get medicare as soon as we get to Oz on our PR visas I wanted a back up in case it is difficult to get medicare without a permanent address.
Worldnomads checked with their underwriters that we would be covered in Oz, and they said yes as long as we are traveling about (and i have that in writing), and once we settled and had an address we wouldn't be able to claim, also if anything serious happened we would be repatriated back to the UK.
Hope that may help someone in the future.
Although we should be able to get medicare as soon as we get to Oz on our PR visas I wanted a back up in case it is difficult to get medicare without a permanent address.
Worldnomads checked with their underwriters that we would be covered in Oz, and they said yes as long as we are traveling about (and i have that in writing), and once we settled and had an address we wouldn't be able to claim, also if anything serious happened we would be repatriated back to the UK.
Hope that may help someone in the future.
#13
Banned
Joined: Feb 2008
Posts: 52
Re: Travel insurance for emmigration
I spent a whole day trying to get one way travel insurance sorted out, almost all we found said as soon as you reached the country of destination the policy ceases. However, we are doing some traveling in south america first and then have decided to take a few months round Oz before we settle. So if anyone is looking for something similar we finally found this insurance company: http://worldnomads.com/
Although we should be able to get medicare as soon as we get to Oz on our PR visas I wanted a back up in case it is difficult to get medicare without a permanent address.
Worldnomads checked with their underwriters that we would be covered in Oz, and they said yes as long as we are traveling about (and i have that in writing), and once we settled and had an address we wouldn't be able to claim, also if anything serious happened we would be repatriated back to the UK.
Hope that may help someone in the future.
Although we should be able to get medicare as soon as we get to Oz on our PR visas I wanted a back up in case it is difficult to get medicare without a permanent address.
Worldnomads checked with their underwriters that we would be covered in Oz, and they said yes as long as we are traveling about (and i have that in writing), and once we settled and had an address we wouldn't be able to claim, also if anything serious happened we would be repatriated back to the UK.
Hope that may help someone in the future.
under reciprocal health aggreements.
#14
Forum Regular
Joined: Nov 2007
Location: Cotton Tree, Maroochydore
Posts: 93
Re: Travel insurance for emmigration
Can someone please explain how emigration insurance differs from a normal travel insurance policy?
I am covered for travel through my current bank account, which i will still have when i leave for Oz. Is this ok?
I am covered for travel through my current bank account, which i will still have when i leave for Oz. Is this ok?
#15
Forum Regular
Joined: Jan 2008
Location: Halls Head
Posts: 44
Re: Travel insurance for emmigration
That is something you would need to check with your insurance company.
Regarding what is the difference I don't really understand what the problem is. When I asked the insurance companies that turned me down they said "it was a higher risk", however they couldn't explain the logic of it. ...Go figure?
If your insurance doesn't cover you, the links given earlier in the thread are good, although "Fedupwithbritain" probably has a point.