Travel insurance
#1
Travel insurance
Hi all
I'm not sure if I'm posting in the right place here. I'm not used to the mobile site.
I never usually bother with travel insurance but i must be getting cautious in my old age. The compare sites don't seem geared up for me as I am going to Uk from Aus for 32 days and will also travel to Italy. Can anyone recommend anything please?
Many thanks!
I'm not sure if I'm posting in the right place here. I'm not used to the mobile site.
I never usually bother with travel insurance but i must be getting cautious in my old age. The compare sites don't seem geared up for me as I am going to Uk from Aus for 32 days and will also travel to Italy. Can anyone recommend anything please?
Many thanks!
#2
Re: Travel insurance
Only get insurance if you can't cover the costs of what the insurance covers anyway. Particularly from Australia, the costs are extreme. The same company will charge £40 for a policy in the UK and $300 in Oz. I guess it's down to the cost of flights, but it means the bet is usually a bad one.
#3
Lost in BE Cyberspace
Joined: Dec 2010
Posts: 14,040
Re: Travel insurance
Get a credit card with travel insurance
#4
Re: Travel insurance
I have used Travel Insurance Direct tid.com.au for the last few years and happy with price, coverage and the claims process (I've claimed twice). Enjoy your trip!
#5
Re: Travel insurance
I just bought from American Express travel insurance. $400 for 5 weeks in North America for the 2 of us (mid 50's). Unlimited medical cover, repatriation, all the extras we could need
#6
Re: Travel insurance
Thanks for your replies guys.
I am leaving on Tuesday so left it too late to apply for a credit card but it does remind me that I have free insurance on my Nationwide account so travel from UK to Italy should be covered. That should reduce my quote which was $220 from TID. I will make another application and take a look.
I am leaving on Tuesday so left it too late to apply for a credit card but it does remind me that I have free insurance on my Nationwide account so travel from UK to Italy should be covered. That should reduce my quote which was $220 from TID. I will make another application and take a look.
#7
Re: Travel insurance
The quote is now $175 without the Italian side trip. I will probably go with that so thank you all, particularly goldchoccycoin! I might take a look at Amex first.
#8
Home and Happy
Joined: Dec 2002
Location: Keep true friends and puppets close, trust no-one else...
Posts: 93,814
Re: Travel insurance
I can recommend TID too, used them for several times. Another competitive one is Covermore.
#9
Re: Travel insurance
Buggered if I know how people travel without travel insurance. Get sick or injure yourself in a transit country, need to be repatriated to your home country, fall sick prior to travel and lose the value of your air ticket and accommodation - all of those scenarios would see you lose far more than the cost of your insurance.
Bit close to home at the moment, I've managed to get pleurisy on my visit home to Oz and I'm supposed to be going to Bali for a week tomorrow with one of my sisters. Doc appointment in an hour to declare whether I'm fit to travel. If I'm not, the only saving grace is my travel insurance will reimburse the $4,000 that my part of the trip cost.
Bit close to home at the moment, I've managed to get pleurisy on my visit home to Oz and I'm supposed to be going to Bali for a week tomorrow with one of my sisters. Doc appointment in an hour to declare whether I'm fit to travel. If I'm not, the only saving grace is my travel insurance will reimburse the $4,000 that my part of the trip cost.
#10
Re: Travel insurance
Only get insurance if you can't cover the costs of what the insurance covers anyway. Particularly from Australia, the costs are extreme. The same company will charge £40 for a policy in the UK and $300 in Oz. I guess it's down to the cost of flights, but it means the bet is usually a bad one.
#11
Re: Travel insurance
Certificate from doctor - 'unfit to travel'
Phone call to travel insurer - all the money I've spent on flights, accommodation and medical expenses (totaling over $4,000) will be refunded
I paid 194 pounds for an annual policy, and I'll be using it again over the coming months. Pretty cheap, considering I'm already $3,600 'in front'
Phone call to travel insurer - all the money I've spent on flights, accommodation and medical expenses (totaling over $4,000) will be refunded
I paid 194 pounds for an annual policy, and I'll be using it again over the coming months. Pretty cheap, considering I'm already $3,600 'in front'
#12
Re: Travel insurance
However the prices in Australia, for what would be the same equivalent cover and journeys is many multiples of the UK price.
Particularly if I were travelling back to the UK for a visit, I don't think I'd bother with insurance.
#13
Re: Travel insurance
The prices in the UK, sure it made sense. £40 for an annual multi-trip policy, fine.
However the prices in Australia, for what would be the same equivalent cover and journeys is many multiples of the UK price.
Particularly if I were travelling back to the UK for a visit, I don't think I'd bother with insurance.
However the prices in Australia, for what would be the same equivalent cover and journeys is many multiples of the UK price.
Particularly if I were travelling back to the UK for a visit, I don't think I'd bother with insurance.
On your trip back to the UK, what if you became ill in transit, or at your transit stopover? A few months ago in Dubai, an uninsured person had an entirely unexpected brain hemorrhage. His medical bills are AU$225,000 and rising every day.
How anyone can think that it's worth taking this sort of risk, for the sake of 'saving' a few hundred dollars, is astonishing to me.
#14
Re: Travel insurance
I pulled the particular example from "Insureandgo" since they offer services in the UK AND Australia.
https://quote.insureandgo.com/AMT/compare.aspx
Most insurance has a cap on costs. Plus numerous exemptions and get out clauses. Insurance is no certainty of no problem.
Life is risk, most of it uncovered. Insurance is like gambling on that risk, with the certainty that you come out behind on the deal, on average.
https://quote.insureandgo.com/AMT/compare.aspx
Life is risk, most of it uncovered. Insurance is like gambling on that risk, with the certainty that you come out behind on the deal, on average.
#15
Re: Travel insurance
I pulled the particular example from "Insureandgo" since they offer services in the UK AND Australia.
https://quote.insureandgo.com/AMT/compare.aspx
Most insurance has a cap on costs. Plus numerous exemptions and get out clauses. Insurance is no certainty of no problem.
Life is risk, most of it uncovered. Insurance is like gambling on that risk, with the certainty that you come out behind on the deal, on average.
https://quote.insureandgo.com/AMT/compare.aspx
Most insurance has a cap on costs. Plus numerous exemptions and get out clauses. Insurance is no certainty of no problem.
Life is risk, most of it uncovered. Insurance is like gambling on that risk, with the certainty that you come out behind on the deal, on average.