Temporary Residents...Do you have an Australian Credit Card??
Jan 23rd 2008, 10:23 pm
#1
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Thread Starter
Joined: Jul 2006
Location: Coomera, Gold Coast
Posts: 153
Temporary Residents...Do you have an Australian Credit Card??
We are still trying to find a bank that will give us a credit card. So far all banks on the internet say for Permanent residents only. My OH has to fly all over Australia for work and a credit card would be useful for those expenses alone. Any help anyone?? We're here on this visa for 4 years but will be sponsored again sometime later this year for permanent sponsorship if we want to stay. Have you got an Australian credit card as a temporary resident?
Jan 23rd 2008, 10:29 pm
#2
Timelord
Joined: May 2006
Location: Lost in space...
Posts: 2,834
Re: Temporary Residents...Do you have an Australian Credit Card??
Have you tried Westpac...? They have a migrant banking division that sorted us out in no time...
Jan 23rd 2008, 10:31 pm
#3
Gutter Gob!!
Joined: Feb 2005
Location: Perth
Posts: 13,098
Re: Temporary Residents...Do you have an Australian Credit Card??
We are still trying to find a bank that will give us a credit card. So far all banks on the internet say for Permanent residents only. My OH has to fly all over Australia for work and a credit card would be useful for those expenses alone. Any help anyone?? We're here on this visa for 4 years but will be sponsored again sometime later this year for permanent sponsorship if we want to stay. Have you got an Australian credit card as a temporary resident?
Jan 23rd 2008, 10:57 pm
#4
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Joined: Nov 2004
Location: Sydney, Australia - formerly Portsmouth UK
Posts: 938
Re: Temporary Residents...Do you have an Australian Credit Card??
Yes. We have been given credit cards by both Commonwealth Bank and ANZ.
Jan 23rd 2008, 11:00 pm
#5
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Joined: Sep 2005
Location: Eldorado (near Wangaratta) 'country Victoria'
Posts: 1,451
Re: Temporary Residents...Do you have an Australian Credit Card??
We got cards with commonwealth and ANZ on a 457 visa but it all depends on your income level.
Nicky
Nicky
Jan 23rd 2008, 11:41 pm
#6
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Joined: Aug 2005
Location: Kingston, Tas
Posts: 2,264
Re: Temporary Residents...Do you have an Australian Credit Card??
We are still trying to find a bank that will give us a credit card. So far all banks on the internet say for Permanent residents only. My OH has to fly all over Australia for work and a credit card would be useful for those expenses alone. Any help anyone?? We're here on this visa for 4 years but will be sponsored again sometime later this year for permanent sponsorship if we want to stay. Have you got an Australian credit card as a temporary resident?
Jan 23rd 2008, 11:54 pm
#7
Joined: Mar 2005
Posts: 2,027
Re: Temporary Residents...Do you have an Australian Credit Card??
I think the ANZhas an initial maximum limit of 10k for temporary residents irrespective of how much you earn.
Jan 24th 2008, 12:00 am
#8
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Thread Starter
Joined: Jul 2006
Location: Coomera, Gold Coast
Posts: 153
Re: Temporary Residents...Do you have an Australian Credit Card??
Thankyou for all of your replies, I'll keep trying!! We are with Westpac so will have to speak to them again!!
Jan 24th 2008, 12:02 am
#9
Living in Perthection
Joined: Mar 2003
Location: Wickedy WA WA...
Posts: 1,868
Re: Temporary Residents...Do you have an Australian Credit Card??
We are still trying to find a bank that will give us a credit card. So far all banks on the internet say for Permanent residents only. My OH has to fly all over Australia for work and a credit card would be useful for those expenses alone. Any help anyone?? We're here on this visa for 4 years but will be sponsored again sometime later this year for permanent sponsorship if we want to stay. Have you got an Australian credit card as a temporary resident?
Jan 24th 2008, 12:37 am
#10
On the Dark Side :-)
Joined: Apr 2004
Location: South Wales to New South Wales!
Posts: 3,065
Re: Temporary Residents...Do you have an Australian Credit Card??
We are still trying to find a bank that will give us a credit card. So far all banks on the internet say for Permanent residents only. My OH has to fly all over Australia for work and a credit card would be useful for those expenses alone. Any help anyone?? We're here on this visa for 4 years but will be sponsored again sometime later this year for permanent sponsorship if we want to stay. Have you got an Australian credit card as a temporary resident?
- application was accepted no problem.
Jan 24th 2008, 3:09 am
#11
Joined: Jun 2006
Posts: 229
Re: Temporary Residents...Do you have an Australian Credit Card??
I don't have a card yet but I'm looking.
I've looked at every bank I can think of and most say that you need to earn $50,000 if you are a temporary resident.
Commonwealth Bank don't mention this though, and they don't have a PR requirement either.
I'm going to try NAB as per above post. Thanks !
I've looked at every bank I can think of and most say that you need to earn $50,000 if you are a temporary resident.
Commonwealth Bank don't mention this though, and they don't have a PR requirement either.
I'm going to try NAB as per above post. Thanks !
Jan 24th 2008, 3:29 am
#12
BE Enthusiast
Joined: Jan 2008
Location: Bris
Posts: 564
Re: Temporary Residents...Do you have an Australian Credit Card??
Getting a VISA debit card would most likely be easier. There are no credit checks. You just open an account with the bank (St George for example) and the VISA card is linked to your savings account. This card can be used the same way as a credit card, at all terminals VISA is accepeted yet you're not using credit. It also has no annual fee. You pay a monthly fee of $5 or so just like most Aussie bank accounts.
http://stgeorge.com.au/accounts/visa...p?orc=personal
http://stgeorge.com.au/accounts/visa...p?orc=personal
Jan 24th 2008, 3:53 am
#13
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Joined: Nov 2004
Location: Sydney, Australia - formerly Portsmouth UK
Posts: 938
Re: Temporary Residents...Do you have an Australian Credit Card??
I don't have a card yet but I'm looking.
I've looked at every bank I can think of and most say that you need to earn $50,000 if you are a temporary resident.
Commonwealth Bank don't mention this though, and they don't have a PR requirement either.
I'm going to try NAB as per above post. Thanks !
I've looked at every bank I can think of and most say that you need to earn $50,000 if you are a temporary resident.
Commonwealth Bank don't mention this though, and they don't have a PR requirement either.
I'm going to try NAB as per above post. Thanks !
Jan 24th 2008, 4:45 am
#14
Home and Happy
Joined: Dec 2002
Location: Keep true friends and puppets close, trust no-one else...
Posts: 93,811
Re: Temporary Residents...Do you have an Australian Credit Card??
I got one from ANZ when on a temp spouse visa.
Jan 24th 2008, 5:16 am
#15
You call that a moustache
Joined: Sep 2006
Location: Heading West..
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