Jensen Healey

Did I see a post recently where someone had managed to get a reduction in the %age charged for their marine insurance?

I'm currently negotiating with Crown and DB, and it looks as if this may be the main sticking point.

Techno Freak

Use Letton Percival - same cover but only 1.53% charge.

Drop them an e-mail with your name and address asking for marine insurance details, and they'll send you an info pack:-

[email protected]

Website is:-

http://www.lettonpercival.co.uk/

CathnPaul

we used letton percival and saved a few hundred quid.

Jensen Healey

Yes, I've considered that, but LP have a £100 excess, whereas DB's is zero. Also, I can get free derangement, pairs & sets, and mould & mildew cover from DB. Guess I need to decide which the priorities are.

Sunny_Glesga

Our quote woked in aound 2.8% with full mechanical Derangement and accidental cover until completely unpacked and put in place.

http://www.bjpinsure.com/correctly_covered.html

robowen

who is this company please ?
Rob

Techno Freak

I should think DB is Doree Bonner? ( personally, our removal quote from them was nowhere near as cheap as most of the others. )

skye

It is Doree Bonner, we are using them, but using Letton Percival for our insurance at 1.53% - our payment to them was £161. We go in 20 days........

robowen

I had a look at letton percival, but they dont replace matching sets.
If you break one cup from a dinner service , you only get the value of one cup.
Rob

Jensen Healey

Sorry for the tardy response - my company monitors internet use until 5:30!

Yep, it's Doree Bonner - they beat Crown significantly on price, and if you add all the different bits in were reasonably competitive with EVL and someone else who's name escapes me. We got a good feeling about them so after a bit of haggling have decided to go with them.

Still undecided about the insurance, but as they're throwing in Pairs & Sets, Derangement, and Mould & Mildew within their 2.5% it makes it a little nearer the LP price, plus there's a zero excess as opposed to LP's £100.

shiels

Weve just been quoted £400 fully comp on £20,000 value of goods , thought this was a bit steep but it was by the actual removal company, so not a great surprise i suppose C x

Jensen Healey

That's 2%, so not bad really - check the small print though! Especially for the things I mentioned in my last post.

shiels

Will do thanks C x

Big Galah

Just remember with insurance it's coverage rather than price that's most important.

No point in going for the cheapest option if it doesn't actually cover you for much, or the excess is so big you effectively double the premium when you make a claim.

Big.

Madster

Hi

This might sound like a stupid question, but if you pack yourself, you are not covered on insurance (we are using Britiannia) however if you use a company which is seperate to Britannia, will they still insure you even though it is britannia doing the packing?
We have just totted up our insurance and are already up in £800
So was thinking about just giving it all a miss, then they want extra for the mildew insurance and the Mechanical and Electrical derangment.
So will def go elsewhere if someone could answer on the above.
God how stressful is this, they even ask how many itmes of clothing we have.
Any help would be greatly appriciated.
Thanks
Maddie