Protecting your UK Identity before you move
Jan 13th 2006, 12:32 pm
#1
Thread Starter
Joined: Sep 2005
Posts: 715
Protecting your UK Identity before you move
Not sure if this information will be of use, I got this from Experian (Credit Agency) as my friend who is in the Uk has had her identity used for fraud and I wondered how I could protect myself once I leave the UK for good next year, to quote:
"I note your comments and would advise that if you move permanently abroad you should ensure that before you go you should speak to your Local council and close yourself off on the Electoral roll at your present address.
In addition, your could contact the Mailing Preference Service and ask them to put a stop to mail being sent to you at that address. Their telephone number is as follows: 020 7291 3310
Finally you may wish to add a password on your credit report. This is a short statement explaining what has happened. This statement will be seen by anyone searching your report in future, as well as companies who have searched your report in the past six months. This statement can help protect your details and will allow lenders to take the information into consideration when making a lending decision.
However, please note that this is an added security measure and not an absolute guarantee that your identity will be protected. An example of a Notice of Correction is detailed below. If you would like this adding to your report, please confirm this to us in writing and provide a password that you would like to use:
"I WISH TO INFORM LENDERS THAT I AM NOW LIVING ABROAD AND I AM CONCERNED THAT MY DETAILS MAY POSSIBLY BE USED FRAUDULENTLY IN ATTEMPTS TO OBTAIN CREDIT IN MY NAME. I THEREFORE WISH TO USE THE PASSWORD "XXXXXX" IN ANY GENUINE CREDIT APPLICATION MADE BY MYSELF."
www.experian.co.uk
"I note your comments and would advise that if you move permanently abroad you should ensure that before you go you should speak to your Local council and close yourself off on the Electoral roll at your present address.
In addition, your could contact the Mailing Preference Service and ask them to put a stop to mail being sent to you at that address. Their telephone number is as follows: 020 7291 3310
Finally you may wish to add a password on your credit report. This is a short statement explaining what has happened. This statement will be seen by anyone searching your report in future, as well as companies who have searched your report in the past six months. This statement can help protect your details and will allow lenders to take the information into consideration when making a lending decision.
However, please note that this is an added security measure and not an absolute guarantee that your identity will be protected. An example of a Notice of Correction is detailed below. If you would like this adding to your report, please confirm this to us in writing and provide a password that you would like to use:
"I WISH TO INFORM LENDERS THAT I AM NOW LIVING ABROAD AND I AM CONCERNED THAT MY DETAILS MAY POSSIBLY BE USED FRAUDULENTLY IN ATTEMPTS TO OBTAIN CREDIT IN MY NAME. I THEREFORE WISH TO USE THE PASSWORD "XXXXXX" IN ANY GENUINE CREDIT APPLICATION MADE BY MYSELF."
www.experian.co.uk
Jan 13th 2006, 12:34 pm
#2
Lost in BE Cyberspace
Joined: Nov 2005
Location: at the bottom of a wine glass
Posts: 28,176
Re: Protecting your UK Identity before you move
Originally Posted by merlotsmum
Not sure if this information will be of use, I got this from Experian (Credit Agency) as my friend who is in the Uk has had her identity used for fraud and I wondered how I could protect myself once I leave the UK for good next year, to quote:
"I note your comments and would advise that if you move permanently abroad you should ensure that before you go you should speak to your Local council and close yourself off on the Electoral roll at your present address.
In addition, your could contact the Mailing Preference Service and ask them to put a stop to mail being sent to you at that address. Their telephone number is as follows: 020 7291 3310
Finally you may wish to add a password on your credit report. This is a short statement explaining what has happened. This statement will be seen by anyone searching your report in future, as well as companies who have searched your report in the past six months. This statement can help protect your details and will allow lenders to take the information into consideration when making a lending decision.
However, please note that this is an added security measure and not an absolute guarantee that your identity will be protected. An example of a Notice of Correction is detailed below. If you would like this adding to your report, please confirm this to us in writing and provide a password that you would like to use:
"I WISH TO INFORM LENDERS THAT I AM NOW LIVING ABROAD AND I AM CONCERNED THAT MY DETAILS MAY POSSIBLY BE USED FRAUDULENTLY IN ATTEMPTS TO OBTAIN CREDIT IN MY NAME. I THEREFORE WISH TO USE THE PASSWORD "XXXXXX" IN ANY GENUINE CREDIT APPLICATION MADE BY MYSELF."
www.experian.co.uk
"I note your comments and would advise that if you move permanently abroad you should ensure that before you go you should speak to your Local council and close yourself off on the Electoral roll at your present address.
In addition, your could contact the Mailing Preference Service and ask them to put a stop to mail being sent to you at that address. Their telephone number is as follows: 020 7291 3310
Finally you may wish to add a password on your credit report. This is a short statement explaining what has happened. This statement will be seen by anyone searching your report in future, as well as companies who have searched your report in the past six months. This statement can help protect your details and will allow lenders to take the information into consideration when making a lending decision.
However, please note that this is an added security measure and not an absolute guarantee that your identity will be protected. An example of a Notice of Correction is detailed below. If you would like this adding to your report, please confirm this to us in writing and provide a password that you would like to use:
"I WISH TO INFORM LENDERS THAT I AM NOW LIVING ABROAD AND I AM CONCERNED THAT MY DETAILS MAY POSSIBLY BE USED FRAUDULENTLY IN ATTEMPTS TO OBTAIN CREDIT IN MY NAME. I THEREFORE WISH TO USE THE PASSWORD "XXXXXX" IN ANY GENUINE CREDIT APPLICATION MADE BY MYSELF."
www.experian.co.uk
Jan 13th 2006, 12:37 pm
#3
BE Forum Addict
Joined: Jan 2004
Posts: 1,818
Re: Protecting your UK Identity before you move
Originally Posted by WendyC
Great advice.
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Jan 13th 2006, 12:47 pm
#4
BE Forum Addict
Joined: Mar 2004
Location: Brisbane
Posts: 1,927
Re: Protecting your UK Identity before you move
Originally Posted by SuperSeagulls
I agree, thanks. I'll add them to the "To Do" list.
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