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private health insurance on 457 visa

private health insurance on 457 visa

Old Oct 4th 2006, 2:30 pm
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Default private health insurance on 457 visa

hi

can any one help with some info how this system work we are here on 457 and we have no idea where to start getting private health insurance. can anyone explain to me the procedure and average cost. has anyone ever got the med card from medicare on this visa.
please help

thanks
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Old Oct 4th 2006, 11:24 pm
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Default Re: private health insurance on 457 visa

On a 457 visa you may be entitled to recipricol emergency health care under the medicare (public health) system. Depends on your country of origin.

From medicare website:

Overseas visitors on temporary visas are not eligible for Medicare benefits unless they are from a country with which Australia has a 'Reciprocal Health Care Agreement'. Currently, Australia has agreements with United Kingdom, Malta, Finland, Sweden, Italy, New Zealand, the Netherlands and Ireland. If you are visiting Australia from these countries, you are generally covered for emergency treatment only in a public hospital. If you are unsure of your Medicare eligibility status, you should check with your local Medicare office, which is listed in your local telephone book.

A number of private health funds provide health cover for overseas visitors. Some have special tables of benefits for overseas visitors and others provide similar coverage under hospital tables available to Australian residents. Benefits available, membership costs and eligibility can vary between funds.

To download a concise table of funds offering overseas visitors cover please visit:

http://www.health.gov.au/internet/wc...sumers-ovc.htm

If you are entitled to a Visitor's Medicare Card, also called a Reciprocal Medicare Card, then you are required to pay the 1.5% Medicare Levy with your tax. You will also be subject to the Medicare Levy Surcharge(MLS) of an extra 1% of your taxable income. Purchasing overseas visitors health cover does not necessarily exempt you from paying the MLS.
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Old Oct 4th 2006, 11:48 pm
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Default Re: private health insurance on 457 visa

thanks that,s help a lot
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Old Oct 5th 2006, 1:45 am
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Default Re: private health insurance on 457 visa

We are also on a 457 and have got a Reciprocal Medicare card. However, whilst this covers you for quite a lot it doesn't cover everything. We also have private health insurance with Medibank Private and because we are not PR or a citizen we have to take out Visitors cover. We have the Optimal cover and this costs us $462.60 a month
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Old Oct 5th 2006, 2:19 am
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Default Re: private health insurance on 457 visa

Originally Posted by seven
hi

can any one help with some info how this system work we are here on 457 and we have no idea where to start getting private health insurance. can anyone explain to me the procedure and average cost. has anyone ever got the med card from medicare on this visa.
please help

thanks
I was on a 457 but not entitled to reciprical cover.
We got insurance with MBF Overseas Visitor cover fir the whole family for around $360/month. No frills or extras!
Employer paid it.
Also, we did not have to pay the Medicare 1.5% tax

Andrew
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Old Oct 5th 2006, 2:43 am
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Default Re: private health insurance on 457 visa

Originally Posted by chels
On a 457 visa you may be entitled to recipricol emergency health care under the medicare (public health) system. Depends on your country of origin.
It doesn't depend on citizenship.
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Old Oct 5th 2006, 4:24 am
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Default Re: private health insurance on 457 visa

Originally Posted by JAJ
It doesn't depend on citizenship.
Passport? Residency? I wrote country of origin to mean which country you came from, before coming to Australia
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Old Oct 5th 2006, 4:27 am
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Default Re: private health insurance on 457 visa

Originally Posted by andrew63
I was on a 457 but not entitled to reciprical cover.
We got insurance with MBF Overseas Visitor cover fir the whole family for around $360/month. No frills or extras!
Employer paid it.
Also, we did not have to pay the Medicare 1.5% tax

Andrew

Original post: Purchasing overseas visitors health cover does not necessarily exempt you from paying the MLS.

Note the word necessarily
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Old Oct 5th 2006, 5:13 am
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Default Re: private health insurance on 457 visa

Originally Posted by chels
Passport? Residency? I wrote country of origin to mean which country you came from, before coming to Australia
"Country of origin" can mean a lot of things. Some people, before coming to Australia, have already left their country of birth and become a naturalised citizen of another country (often the United Kingdom or United States).
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