Private Health Insurance
#1
Forum Regular
Thread Starter
Joined: Dec 2003
Location: Bayside
Posts: 265
Private Health Insurance
Having recently read threads on here about how bad the Redlands hospital is, Iwondered if any Baysiders/Brisbane ep's have private medical insurance. If so, who with and approx.costs. In England we were insured by BUPA - they were excellent but it was a company scheme, so not so expensive. Any advice gratefully received.
#2
Re: Private Health Insurance
Originally Posted by surfdude
Having recently read threads on here about how bad the Redlands hospital is, Iwondered if any Baysiders/Brisbane ep's have private medical insurance. If so, who with and approx.costs. In England we were insured by BUPA - they were excellent but it was a company scheme, so not so expensive. Any advice gratefully received.
I am on a 457 visa and having left the UK over 10 years, am not entitled to Medicare reciprocal agreement. My employer was horrified and now pays for myself and family to have cover with MBF. http://www.mbf.com.au/ I have no idea how much it costs. We have the "overseas visitors cover".
MBF have outlets in Garden City and Logan Hyperdome that I have seen.
May help a little. They look like BUPA type and you can get quotes etc. from their web site. A lot of Aussies I have met use them for "better" care than Medicare can offer - esp. for overseas cover if you travel.
Andrew
#3
Forum Regular
Thread Starter
Joined: Dec 2003
Location: Bayside
Posts: 265
Re: Private Health Insurance
Originally Posted by andrew63
Shame know one has answered you.
I am on a 457 visa and having left the UK over 10 years, am not entitled to Medicare reciprocal agreement. My employer was horrified and now pays for myself and family to have cover with MBF. http://www.mbf.com.au/ I have no idea how much it costs. We have the "overseas visitors cover".
MBF have outlets in Garden City and Logan Hyperdome that I have seen.
May help a little. They look like BUPA type and you can get quotes etc. from their web site. A lot of Aussies I have met use them for "better" care than Medicare can offer - esp. for overseas cover if you travel.
Andrew
I am on a 457 visa and having left the UK over 10 years, am not entitled to Medicare reciprocal agreement. My employer was horrified and now pays for myself and family to have cover with MBF. http://www.mbf.com.au/ I have no idea how much it costs. We have the "overseas visitors cover".
MBF have outlets in Garden City and Logan Hyperdome that I have seen.
May help a little. They look like BUPA type and you can get quotes etc. from their web site. A lot of Aussies I have met use them for "better" care than Medicare can offer - esp. for overseas cover if you travel.
Andrew
#4
Lost in BE Cyberspace
Joined: Apr 2004
Posts: 10,375
Re: Private Health Insurance
Originally Posted by surfdude
Thanks for the response, much appreciated. Have tried the net for quotes, don't seem so straight forward. I was hoping someone might advise me on the basic cover, whether it was enough ect. Will keep trawling through the net.....
like all of them tho there are waiting periods, limits and gaps, could be here a year expalining that and only stopped for lunch but hope it helps.
#5
Forum Regular
Thread Starter
Joined: Dec 2003
Location: Bayside
Posts: 265
Re: Private Health Insurance
Originally Posted by jad n rich
Paying $185 month, there is a cheaper one about $150 month this if for family cover, and the fees quoted are after the gov 30% rebate. You can drop extras (choppers/eyeballs etc) and get it cheaper still however to date its that bit we claim most on.
like all of them tho there are waiting periods, limits and gaps, could be here a year expalining that and only stopped for lunch but hope it helps.
like all of them tho there are waiting periods, limits and gaps, could be here a year expalining that and only stopped for lunch but hope it helps.
Who is that with ? How many in family ? Don't want to interupt your lunch, so when you have more time ! Thanks.
#6
Lost in BE Cyberspace
Joined: Apr 2004
Posts: 10,375
Re: Private Health Insurance
Originally Posted by surfdude
Who is that with ? How many in family ? Don't want to interupt your lunch, so when you have more time ! Thanks.
#7
Re: Private Health Insurance
We joined MBF after looking around. They were at last clued up on the non-loading of LHC for those who start within a year and that went through OK.
They did also tell us that we could get the waiting period waived if we got certain statements from BUPA UK - apparently there's a reciprocal "transfer" arrangement which both subscribe to. This was a bonus - we hadn't heard of that!
We pay $108pm for a couple, no extras.
It's important to note that you don't get the cover here that you are used to in the UK - basically Medicare is used but the hospital cover does let you have a private room and to choose time/place for the op.
They did also tell us that we could get the waiting period waived if we got certain statements from BUPA UK - apparently there's a reciprocal "transfer" arrangement which both subscribe to. This was a bonus - we hadn't heard of that!
We pay $108pm for a couple, no extras.
It's important to note that you don't get the cover here that you are used to in the UK - basically Medicare is used but the hospital cover does let you have a private room and to choose time/place for the op.
#8
Re: Private Health Insurance
Originally Posted by surfdude
Thanks for the response, much appreciated. Have tried the net for quotes, don't seem so straight forward. I was hoping someone might advise me on the basic cover, whether it was enough ect. Will keep trawling through the net.....
Try iSelect to compare the different offerings available.
#9
Re: Private Health Insurance
Originally Posted by Trevglas
Try iSelect to compare the different offerings available.
#10
Guest
Posts: n/a
Re: Private Health Insurance
The service at Redlands Hospital must vary, the same as most hospitals world wide.
I was referred to the Redlands Hospital in October at 6pm, and got there by 6.15, straight in to the triage as soon as I arrived, then on to a bed and being looked at within 10 minutes.
When I compare to my last visit to a NHS hospital in the Uk, After being rushed by ambulance to a hospital in Kent, I had to wait for about 3-4 hours on a trolley in the corridor before being seen, and then being operated on the next day.
However, when my daughter was born in the UK, the service was great, including being rushed to a London hospital for operations when 2 days old.
Someone else locally went to Redland Hospital for a check and they were sent straight into triage and thru to a bed in about 5 mins.
They were seen to immediately.
But the following week it was quite busy and they were waiting approx 3 hours before being called through.
I think we will all find similar occurances in both counties and it really is down to pot-luck, as to how busy an individual hospital is at any one time.
I was referred to the Redlands Hospital in October at 6pm, and got there by 6.15, straight in to the triage as soon as I arrived, then on to a bed and being looked at within 10 minutes.
When I compare to my last visit to a NHS hospital in the Uk, After being rushed by ambulance to a hospital in Kent, I had to wait for about 3-4 hours on a trolley in the corridor before being seen, and then being operated on the next day.
However, when my daughter was born in the UK, the service was great, including being rushed to a London hospital for operations when 2 days old.
Someone else locally went to Redland Hospital for a check and they were sent straight into triage and thru to a bed in about 5 mins.
They were seen to immediately.
But the following week it was quite busy and they were waiting approx 3 hours before being called through.
I think we will all find similar occurances in both counties and it really is down to pot-luck, as to how busy an individual hospital is at any one time.
#11
Re: Private Health Insurance
Originally Posted by ABCDiamond
The service at Redlands Hospital must vary, the same as most hospitals world wide.
I was referred to the Redlands Hospital in October at 6pm, and got there by 6.15, straight in to the triage as soon as I arrived, then on to a bed and being looked at within 10 minutes.
When I compare to my last visit to a NHS hospital in the Uk, After being rushed by ambulance to a hospital in Kent, I had to wait for about 3-4 hours on a trolley in the corridor before being seen, and then being operated on the next day.
However, when my daughter was born in the UK, the service was great, including being rushed to a London hospital for operations when 2 days old.
Someone else locally went to Redland Hospital for a check and they were sent straight into triage and thru to a bed in about 5 mins.
They were seen to immediately.
But the following week it was quite busy and they were waiting approx 3 hours before being called through.
I think we will all find similar occurances in both counties and it really is down to pot-luck, as to how busy an individual hospital is at any one time.
I was referred to the Redlands Hospital in October at 6pm, and got there by 6.15, straight in to the triage as soon as I arrived, then on to a bed and being looked at within 10 minutes.
When I compare to my last visit to a NHS hospital in the Uk, After being rushed by ambulance to a hospital in Kent, I had to wait for about 3-4 hours on a trolley in the corridor before being seen, and then being operated on the next day.
However, when my daughter was born in the UK, the service was great, including being rushed to a London hospital for operations when 2 days old.
Someone else locally went to Redland Hospital for a check and they were sent straight into triage and thru to a bed in about 5 mins.
They were seen to immediately.
But the following week it was quite busy and they were waiting approx 3 hours before being called through.
I think we will all find similar occurances in both counties and it really is down to pot-luck, as to how busy an individual hospital is at any one time.