sarah & mark

Hi all,

I may have asked you this before.

My mum is migrating with us on a contriutory parent visa. We live in England at the moment. She is concerned about her UK state penssion (the one you get aged 65 +). She wants to know if she will get it in Australia. If so how is it paid 2 you in Australia & what was the procedure you went thru to get it?

I really need to find this out.

Any help appriciated. Thanx.

Sarah.

Grayling

She can get it paid into a UK bank account (I think) but it will be frozen at the rate it is at when she migrates.
It will not be index linked.
Look here:
http://www.completeframing.com.au/BPIA/

Not sure how you arrange for it to be paid.

G

JackTheLad

If its paid into a UK bank account, then she can withdraw it here using a Debit card from her UK bank either from cash machines, or EFTPOS (Electronic Financial Transaction Point Of Sale, i.e. use her card at supermarket tills, and get cash out at the same time).

You'll need to contact your UK bank to find out what charges they make for overseas transactions. Some are better than others, some don't charge for Visa Debit, some don't charge for EFTPOS, but all charge for cash machine withdrawals, as far as I'm aware.

Cheers,
JTL

sarah & mark

At the moment she gets it from the post office with one of them card thingis.

She is wanting to be able to do something along the lines of this in Australia, wether it is from an australian bank, post office ect.

There must be an option to be able to do this surley?????

Thank you,

Sarah.

sunshine23

Hi

My father lives in Australia andm he gets an English pension as well as an Australian one. It is paid directly into his bank account.

sarah & mark

Do you know the procedure of what he did to get it paid to him in Australia???

Thank you, Sarah.

JAJ

Not necessarily if the pension is being paid in the UK.

The easiest way is likely to be to have it paid into a UK bank account and then transferred to an Australian account. In order to keep charges down you may want to do the transfer only once every 3-4 months or so.

Jeremy

sarah & mark

So assuming that she gets it put in to an english bank account then transfers it to an Australian one would it then be frozen? The way I thought it worked was it was frozen if it was paid direct to her in Australia. So if it is still going into an english account then it wont be frozen?? Is this correct??

Thank you Sarah.

JAJ

As far as I'm aware it's frozen if she's resident in Australia. Irrespective of the method of payment. But do check this at source.


Jeremy

sarah & mark

Will do JAJ, & thank you all for the advice.

Cheers, Sarah.