Old bank account!
Sep 21st 2006, 3:24 pm
#1
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Old bank account!
Hi guys, wonder if any of you are in the know? I used to have an ANZ account in 1998 and i left at the start of 99. I havent used the account since. I would guess that it was closed or suspended after this amount of time. So my question is. If i went to ANZ to open an account and told them i used to have one. Would i get hit for bank charges? I wouldnt think so. But you just never know with banks. Any thoughts guys? 
Sep 21st 2006, 9:50 pm
#2
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Re: Old bank account!
Originally Posted by Jockstar
Would i get hit for bank charges?... But you just never know with banks.
All bank employees have "charges" ingrained into their mindset and are trained to impose them whenever possible and argue their validity afterwoods. Go to another bank and hope you are not on the CRA list.
Sep 21st 2006, 9:56 pm
#3
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Re: Old bank account!
Originally Posted by Jockstar
Hi guys, wonder if any of you are in the know? I used to have an ANZ account in 1998 and i left at the start of 99. I havent used the account since. I would guess that it was closed or suspended after this amount of time. So my question is. If i went to ANZ to open an account and told them i used to have one. Would i get hit for bank charges? I wouldnt think so. But you just never know with banks. Any thoughts guys?
Aye Pal. Just give them a bit of waffle and if they hit you about the charges, just tell em to stick their charges right up their erse!
Sep 21st 2006, 10:01 pm
#4
A rather curious boy
Joined: Aug 2006
Location: Melbourne
Posts: 5,917
Re: Old bank account!
Originally Posted by Jockstar
Hi guys, wonder if any of you are in the know? I used to have an ANZ account in 1998 and i left at the start of 99. I havent used the account since. I would guess that it was closed or suspended after this amount of time. So my question is. If i went to ANZ to open an account and told them i used to have one. Would i get hit for bank charges? I wouldnt think so. But you just never know with banks. Any thoughts guys?
Sep 21st 2006, 10:08 pm
#5
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Joined: Jun 2005
Location: Oz -> UK -> San Diego
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Re: Old bank account!
Originally Posted by Jockstar
Hi guys, wonder if any of you are in the know? I used to have an ANZ account in 1998 and i left at the start of 99. I havent used the account since. I would guess that it was closed or suspended after this amount of time. So my question is. If i went to ANZ to open an account and told them i used to have one. Would i get hit for bank charges? I wouldnt think so. But you just never know with banks. Any thoughts guys?
They "go dormant" after seven years. You are unlikely to be liable for any charges. I'd go to them asap and find out what has happened to the account. Did you leave any money in it?
Sep 21st 2006, 10:12 pm
#6
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Re: Old bank account!
Originally Posted by Ozzidoc
Did you leave any money in it?
Sep 21st 2006, 10:13 pm
#7
A rather curious boy
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Location: Melbourne
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Re: Old bank account!
Originally Posted by Stephen
Dont be ridiculous! He's a Scot, like me!!!
I'm Scottish too...I still remember the £10 I left in the Alliance and Leicester about 10 years ago...does this mean that they to have taken my money as their own???
pah
Sep 21st 2006, 10:37 pm
#8
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Re: Old bank account!
Originally Posted by busterboy
I'm Scottish too...I still remember the £10 I left in the Alliance and Leicester about 10 years ago...does this mean that they to have taken my money as their own???
pah
pah
Talking about b(w)anks, I recently wrote to teh Clydesdale Bank to close an old account with a £5 balance (I live in Ireland now), they replied that I must have another UK account to transfer the money to: I replied I live in Ireland, I dont have a UK bank account...they replied that they will only close account by bank draft in that case which costs £15!!!!!!!!!!!!!!!!!!
****** robbin b**********
Sep 22nd 2006, 5:12 am
#9
Lost in BE Cyberspace
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Location: Oz -> UK -> San Diego
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Re: Old bank account!
Originally Posted by busterboy
I'm Scottish too...I still remember the £10 I left in the Alliance and Leicester about 10 years ago...does this mean that they to have taken my money as their own???
pah
pah
Rules are different in the UK.
Sep 22nd 2006, 5:13 am
#10
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Re: Old bank account!
Originally Posted by Stephen
Talking about b(w)anks, I recently wrote to teh Clydesdale Bank to close an old account with a £5 balance (I live in Ireland now), they replied that I must have another UK account to transfer the money to: I replied I live in Ireland, I dont have a UK bank account...they replied that they will only close account by bank draft in that case which costs £15!!!!!!!!!!!!!!!!!!
****** robbin b**********
****** robbin b**********
U can transfer it to me
