Need some help
Oct 27th 2003, 8:05 pm
#1
Just Joined
Thread Starter
Joined: Oct 2003
Location: Kent, England
Posts: 3
Need some help
Hi everyone, I need a few questions answered, you have probably heard them all before, so sorry if I'm a bit boring!
1. Are there any electricians out there - can I bring my electrical products and just put an ozzy plug on them!!!???
2. Mortgages - how is the borrowing power worked out?
3. What areas in Brisbane - in between the city and beach are considered "nice" areas?
4. And finally, but most importantly, are cigarettes more expensive??!!!
Thanks, I am looking forward to your replies!
1. Are there any electricians out there - can I bring my electrical products and just put an ozzy plug on them!!!???
2. Mortgages - how is the borrowing power worked out?
3. What areas in Brisbane - in between the city and beach are considered "nice" areas?
4. And finally, but most importantly, are cigarettes more expensive??!!!
Thanks, I am looking forward to your replies!
Oct 27th 2003, 8:25 pm
#2
Forum Regular
Joined: Aug 2002
Location: Woodcroft, 25 kms south of Adelaide South Australia
Posts: 281
Re: Need some help
Originally posted by angier1
Hi everyone, I need a few questions answered, you have probably heard them all before, so sorry if I'm a bit boring!
1. Are there any electricians out there - can I bring my electrical products and just put an ozzy plug on them!!!???
2. Mortgages - how is the borrowing power worked out?
3. What areas in Brisbane - in between the city and beach are considered "nice" areas?
4. And finally, but most importantly, are cigarettes more expensive??!!!
Thanks, I am looking forward to your replies!
Hi everyone, I need a few questions answered, you have probably heard them all before, so sorry if I'm a bit boring!
1. Are there any electricians out there - can I bring my electrical products and just put an ozzy plug on them!!!???
2. Mortgages - how is the borrowing power worked out?
3. What areas in Brisbane - in between the city and beach are considered "nice" areas?
4. And finally, but most importantly, are cigarettes more expensive??!!!
Thanks, I am looking forward to your replies!
Yes bring your UK appliances and change the plugs.
Dunno about mortgages don't have one.
Never been to Brissie.
Cigs in South Australia - I paid $14.70 for a pack of 50 Holiday 8mg yesterday. Cheap but effective, and I just dropped ash all over my keyboard!
Oct 27th 2003, 8:27 pm
#3
Forum Regular
Joined: Aug 2002
Location: Woodcroft, 25 kms south of Adelaide South Australia
Posts: 281
Oh and an afterthought - in SA you cannot smoke in indoor shopping malls, or in any restaurant or cafe, or anywhere food is being served.
Oct 27th 2003, 9:00 pm
#4
A Male Member
Joined: Apr 2003
Location: Townsville
Posts: 2,106
Re: Need some help
Originally posted by angier1
1. Are there any electricians out there - can I bring my electrical products and just put an ozzy plug on them!!!???
1. Are there any electricians out there - can I bring my electrical products and just put an ozzy plug on them!!!???
Originally posted by angier1
2. Mortgages - how is the borrowing power worked out?
2. Mortgages - how is the borrowing power worked out?
Originally posted by angier1
3. What areas in Brisbane - in between the city and beach are considered "nice" areas?
3. What areas in Brisbane - in between the city and beach are considered "nice" areas?
Originally posted by angier1
4. And finally, but most importantly, are cigarettes more expensive??!!!
4. And finally, but most importantly, are cigarettes more expensive??!!!
Oct 27th 2003, 9:15 pm
#5
Rocket Scientist
Joined: Aug 2003
Location: Dreamland AKA Brisbane which is a different country to the UK
Posts: 6,911
Re: Need some help
Originally posted by angier1
Hi everyone, I need a few questions answered, you have probably heard them all before, so sorry if I'm a bit boring!
1. Are there any electricians out there - can I bring my electrical products and just put an ozzy plug on them!!!???
2. Mortgages - how is the borrowing power worked out?
3. What areas in Brisbane - in between the city and beach are considered "nice" areas?
4. And finally, but most importantly, are cigarettes more expensive??!!!
Thanks, I am looking forward to your replies!
Hi everyone, I need a few questions answered, you have probably heard them all before, so sorry if I'm a bit boring!
1. Are there any electricians out there - can I bring my electrical products and just put an ozzy plug on them!!!???
2. Mortgages - how is the borrowing power worked out?
3. What areas in Brisbane - in between the city and beach are considered "nice" areas?
4. And finally, but most importantly, are cigarettes more expensive??!!!
Thanks, I am looking forward to your replies!
Borrowing power is worked out on a complex (?) set of rules.
Take your monthly gross income & x12 = y
Take same gross (or maybe it was the nett?) monthly income & take off all fixed liabilities ie credit card (whether or not you owe anything on it!) personal loans, debts etc = x
If y = 28K - 55K then repayments cant be more than 30% of x, if y > 55K repayments cant be greater than 40%.
Then you go & work out how much you can borrow on todays interest rate. Easy ..... I think
.If in doubt use one of the calculators at Westpac or ANZ Bank
As for between the city & beach in Brisbane ..... which beach!!?!? We have beach in basically 3 directions, not including the manmade beach at Sothbank, so you might have to be more specific
.
