National Insurance while in oz - help needed
#1
Forum Regular
Thread Starter
Joined: Aug 2007
Posts: 182
National Insurance while in oz - help needed
We are going to Brisbane in November (if the visa ever comes:curse and I dont know what to do about NI in the uk. Do we still have to make contributions. Would hate to come back (not that we are planning to) and be told that we have to pay a shortfall. How doesit work. Any help appreciated as I dont understand AAAAAAAAAAARRRRRRGGGGGGGGGHHHHHHHHHH
#2
Re: National Insurance while in oz - help needed
We are going to Brisbane in November (if the visa ever comes:curse and I dont know what to do about NI in the uk. Do we still have to make contributions. Would hate to come back (not that we are planning to) and be told that we have to pay a shortfall. How doesit work. Any help appreciated as I dont understand AAAAAAAAAAARRRRRRGGGGGGGGGHHHHHHHHHH
#3
Re: National Insurance while in oz - help needed
Hi
You can still carry on paying your NI contributions whilst overseas, costs something like £7 a week, but check with the NI office as you may be able to pay less if you are self-employed.
K
You can still carry on paying your NI contributions whilst overseas, costs something like £7 a week, but check with the NI office as you may be able to pay less if you are self-employed.
K
#4
Re: National Insurance while in oz - help needed
as I understand it, you have 6 years in which to make the decision to make up any shortfall in contributions. (ie if you were away 5 years, you could just pay 5 years worth!).
Mr P and I pay voluntary conts which are about 2 quid a week- classed as self employed as we are both employees here in Oz. Yep sounds odd but that's what UK govt tell us.
There are some changes afoot which may mean to get full UK pension you only have to pay 33 years of conts rather than 44 to get full pension, but this is still to go before Parliament.
Mr P and I pay voluntary conts which are about 2 quid a week- classed as self employed as we are both employees here in Oz. Yep sounds odd but that's what UK govt tell us.
There are some changes afoot which may mean to get full UK pension you only have to pay 33 years of conts rather than 44 to get full pension, but this is still to go before Parliament.
#5
Re: National Insurance while in oz - help needed
I was told if you keep up the payments, you would be entitled to half the state pension.
I might be wrong here, but the OZZY pension is means tested! So you would get less ozzy pension depending on other sources of revenue.
Correct me if I'm wrong.
I might be wrong here, but the OZZY pension is means tested! So you would get less ozzy pension depending on other sources of revenue.
Correct me if I'm wrong.
#6
The Brains
Joined: Oct 2005
Location: Dubai / Hervey Bay
Posts: 886
Re: National Insurance while in oz - help needed
as I understand it, you have 6 years in which to make the decision to make up any shortfall in contributions. (ie if you were away 5 years, you could just pay 5 years worth!).
Mr P and I pay voluntary conts which are about 2 quid a week- classed as self employed as we are both employees here in Oz. Yep sounds odd but that's what UK govt tell us.
There are some changes afoot which may mean to get full UK pension you only have to pay 33 years of conts rather than 44 to get full pension, but this is still to go before Parliament.
Mr P and I pay voluntary conts which are about 2 quid a week- classed as self employed as we are both employees here in Oz. Yep sounds odd but that's what UK govt tell us.
There are some changes afoot which may mean to get full UK pension you only have to pay 33 years of conts rather than 44 to get full pension, but this is still to go before Parliament.
Provided you can prove you are in fulltime employment you can now get away with paying case 2 contributions which are much lower. We had been paying class 3 for years but the rules were changed and it was decided not to notify everyone who was paying class 3 that they could pay a lower rate but the ministry put a notice in the English papers - that meant that people overseas who are the majority paying class 3 wouldn't see or know about being able to pay less - they really are something else.:curse:
#7
The Brains
Joined: Oct 2005
Location: Dubai / Hervey Bay
Posts: 886
Re: National Insurance while in oz - help needed