morgages

Old Jan 6th 2006, 10:35 am
  #1  
washvac
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Smile morgages

can any one give me advice on getting an australian morgage.when i come around may i will have a small deposit.we are going into rental for around 6 months so our credit rating gets started in australia.we will then buy we both have jobs to come to houses we are looking at are around$350000 do you think we will be able to get a morgage for that and how much deposit will have to be paid
 
Old Jan 6th 2006, 10:37 am
  #2  
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Default Re: morgages

Hi,

The first thing you will need is one of these:-

T

Cheers.
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Old Jan 6th 2006, 10:47 am
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Default Re: morgages

Originally Posted by washvac
can any one give me advice on getting an australian morgage.when i come around may i will have a small deposit.we are going into rental for around 6 months so our credit rating gets started in australia.we will then buy we both have jobs to come to houses we are looking at are around$350000 do you think we will be able to get a morgage for that and how much deposit will have to be paid
What is "morgage"?
If it's about mortgage, as long as u have jobs will be k!
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Old Jan 6th 2006, 11:09 am
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Default Re: morgages

Originally Posted by washvac
can any one give me advice on getting an australian morgage.when i come around may i will have a small deposit.we are going into rental for around 6 months so our credit rating gets started in australia.we will then buy we both have jobs to come to houses we are looking at are around$350000 do you think we will be able to get a morgage for that and how much deposit will have to be paid
hi

mortgages here work on a basis of what you earn vs what you need to spend. They take into account number of children, car loans, etc. The best thing to do would be look at a mortage calculator and add in what you expect to earn, less your deposit, to see what they will lend you. Rams have a good calculator, (www.rams.com.au)

good luck

Mel
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Old Jan 6th 2006, 12:21 pm
  #5  
washvac
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Default Re: morgages

Originally Posted by skywalker
What is "morgage"?
If it's about mortgage, as long as u have jobs will be k!
sorry mate some of us can not spell as good as others
 
Old Jan 6th 2006, 12:26 pm
  #6  
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Default Re: morgages

Originally Posted by washvac
sorry mate some of us can not spell as good as others
thanks Mel for your advice and no comment on ttttttttttttttttttt
 

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