Morbid Question
Oct 25th 2009, 4:06 am
#1
BE Forum Addict
Thread Starter
Joined: Jun 2003
Location: Dawesville, WA
Posts: 1,192
Morbid Question
Hi Folks,
I am flying my elderly father and step mother over for a 3 month holiday. I will be getting travel insurance for them but yesterday I found out that although my father is able to travel (at the moment ) he is apparently quite frail. Just in case the worst should happen I want to take out some kind of life insurance for him but I am having trouble finding cover for over 80's and for pre-existing conditions.
Any thoughts or advice?
Thanks
ACE
I am flying my elderly father and step mother over for a 3 month holiday. I will be getting travel insurance for them but yesterday I found out that although my father is able to travel (at the moment ) he is apparently quite frail. Just in case the worst should happen I want to take out some kind of life insurance for him but I am having trouble finding cover for over 80's and for pre-existing conditions.
Any thoughts or advice?
Thanks
ACE
Oct 25th 2009, 4:14 am
#2
Forum Regular
Joined: Jun 2009
Location: Karratha WA and Northern Tasmania
Posts: 81
Re: Morbid Question
Hi Folks,
I am flying my elderly father and step mother over for a 3 month holiday. I will be getting travel insurance for them but yesterday I found out that although my father is able to travel (at the moment ) he is apparently quite frail. Just in case the worst should happen I want to take out some kind of life insurance for him but I am having trouble finding cover for over 80's and for pre-existing conditions.
Any thoughts or advice?
Thanks
ACE
I am flying my elderly father and step mother over for a 3 month holiday. I will be getting travel insurance for them but yesterday I found out that although my father is able to travel (at the moment ) he is apparently quite frail. Just in case the worst should happen I want to take out some kind of life insurance for him but I am having trouble finding cover for over 80's and for pre-existing conditions.
Any thoughts or advice?
Thanks
ACE
hope this helps ss x
Oct 25th 2009, 4:42 am
#3
BE Forum Addict
Thread Starter
Joined: Jun 2003
Location: Dawesville, WA
Posts: 1,192
Re: Morbid Question
Had a quick google for you and this link seems to have a fair few companies insuring the over 80's http://www.ssti.co.uk/travel-insurance-80.htm
hope this helps ss x
hope this helps ss x
Oct 25th 2009, 4:57 am
#4
Forum Regular
Joined: Jun 2009
Location: Karratha WA and Northern Tasmania
Posts: 81
Oct 25th 2009, 8:50 am
#5
BE Forum Addict
Joined: Apr 2005
Location: Western burbs, Melbourne
Posts: 2,260
Re: Morbid Question
My mother came over and paid a bit of a fortune for her insurance- about 5-600 quid. Insured via SAGA who specialise in the elderly.
Definitely worth it for peace of mind, as she too is quite frail.
Hope you have good time.
Definitely worth it for peace of mind, as she too is quite frail.
Hope you have good time.
Oct 25th 2009, 1:12 pm
#6
Forum Regular
Joined: Jun 2009
Location: Karratha WA and Northern Tasmania
Posts: 81
Re: Morbid Question
Oct 25th 2009, 10:58 pm
#7
BE Forum Addict
Joined: Sep 2007
Location: Helensvale - yipeeeeeeeee!!
Posts: 1,331
Re: Morbid Question
Don't forget that they would be covered for hospital etc under the reciprocal health agreement.
Oct 26th 2009, 12:50 am
#8
BE Forum Addict
Joined: Jan 2009
Location: Woodvale, WA
Posts: 1,674
Re: Morbid Question
Is it travel insurance you want or life insurance?
Oct 31st 2009, 3:33 am
#9
BE Forum Addict
Thread Starter
Joined: Jun 2003
Location: Dawesville, WA
Posts: 1,192
Re: Morbid Question
Thank you all so much for your replies.
I am looking at covering him for each leg of the journey and because he is staying for quite a long time I will take out a policy for the outbound journey and one for his return travel rather than one policy to cover him for the whole 3 month period. Most companies don't offer more than 45 days cover for his age and the 1 company that I found that would cover him for everything quoted just unde 2K. Although he will be covered for medical treatment while he is here I would like to take out a policy that will cover him for repatriation or burial should the very worst happen while he is here.
He is classed as a high risk because he suffers from angina, has had heart surgery, has diabetes, high blood pressure and suffered a stroke last year.
I'll let you know how I get on.
.I am looking at covering him for each leg of the journey and because he is staying for quite a long time I will take out a policy for the outbound journey and one for his return travel rather than one policy to cover him for the whole 3 month period. Most companies don't offer more than 45 days cover for his age and the 1 company that I found that would cover him for everything quoted just unde 2K. Although he will be covered for medical treatment while he is here I would like to take out a policy that will cover him for repatriation or burial should the very worst happen while he is here.
He is classed as a high risk because he suffers from angina, has had heart surgery, has diabetes, high blood pressure and suffered a stroke last year.
I'll let you know how I get on.
