Originally Posted by kar-kier (Post 7761377)

On the girl part or knowing better? :p

Originally Posted by perksy (Post 7761819)

Fantastic, been away for a week and on my return its another debt thread :lol:

Just for the record:

You can walk from a consumer debt, not a civil one.

Being in debt is not a crime

Not paying a consumer debt is not a crime unless dishonestly obtained

The debt stays on your UK credit history for 6 years (5 in Scotland)

UK and Australian credit histories are totally different entities and cannot be transferred even if your creditor is a multinational company. The UK Data Protection Act stops this

A UK consumer debt cannot be enforced in Australia even if you have 50 debt collectors knocking on your door in Oz.

Any written demands for UK consumer debt sent to your Australian address carry as much clout as last weeks shopping list. Its a DCA's scare tactics to try and make you pay up...you dont have to.

Same applies for telephone demands if you get called in Australia


Anything else?

Originally Posted by Devlin (Post 7761860)

Amazing how many of you think is this perfectly OK. If you just leave your debt behind in the UK without going through bankruptcy you are a THIEF, there is no other word for you.

I hope with the huge number of defaults happening now that debt collections can happen more easily across borders and all of you are made to pay every penny back.

Stealing is wrong and those of you who think otherwise are the scum of our society and should be locked up or deported.

Originally Posted by Devlin (Post 7761860)

Amazing how many of you think is this perfectly OK. If you just leave your debt behind in the UK without going through bankruptcy you are a THIEF, there is no other word for you.

I hope with the huge number of defaults happening now that debt collections can happen more easily across borders and all of you are made to pay every penny back.

Stealing is wrong and those of you who think otherwise are the scum of our society and should be locked up or deported.

Originally Posted by Devlin (Post 7761860)

Amazing how many of you think is this perfectly OK. If you just leave your debt behind in the UK without going through bankruptcy you are a THIEF, there is no other word for you.

I hope with the huge number of defaults happening now that debt collections can happen more easily across borders and all of you are made to pay every penny back.

Stealing is wrong and those of you who think otherwise are the scum of our society and should be locked up or deported.

Originally Posted by charlie rara (Post 7761927)

£10 a letter. £35 a time bank charges. thats theft

Originally Posted by Centurion (Post 7762112)

Actually if you read this thread the debate is about the practicalities and legalities of enforcement of debt. Nobody was claiming that its was OK or debating that point...until you weighed in with this moral high ground.

Originally Posted by perksy (Post 7761879)

Oh dear another do-gooder with no idea. Non payment of debt is not stealing. Dishonestly obtaining credit is fraud.

EDIT: What would you class a DCA trying a chase a statute barred debt?

Originally Posted by xzibit (Post 7760367)

Surely paying the debt off before you leave is worth it, rather than having to live in fear of being caught.

Although it sounds mean, I hope she has to pay it back.

Originally Posted by POW148 (Post 7762331)

It is not mean hoping that she has to pay it back. It is because of people like her that make us honest people pay extra when dealing with financial institutes. They factor all this "Bad Debt" and costs involved in recovering the debt into their own costs and of course, we as the end users, pay that bill.

Barney:thumbdown:

Originally Posted by Devlin (Post 7762225)

By saying that you can legally get away from your debt obligations, the inference is that it is OK...

Originally Posted by Centurion (Post 7762395)

The point of my post was to educate as to the legal position some may find themselves in.

I don't actually think its OK myself to abscond deliberately. That said its a matter of BE record that I have left a couple of small debts in the UK, mainly due to the complete stupidity of the companies involved and my unwillingness to spend any more time and money dealing with an Indian call/processing center to rectify their own inability to deal with matters. I tried, lord only knows, but there is only so much I am prepared to do for companies who lack the capability to close accounts despite promises that all was resolved.

It is not my moral responsibilty to make up for shabby customer service to paying customers especially when it costs me money to do. Of course that was completely different to the OP's friends situation.

Originally Posted by DrWho (Post 7762439)

I wonder what the situation is as far as Tax goes...? Anyone actually know the answer rather than just speculation...?