Insurance for visiting elderly relatives
Apr 13th 2011, 12:45 pm
#1
BE Forum Addict
Thread Starter
Joined: May 2007
Location: Back in Blighty
Posts: 1,942
Insurance for visiting elderly relatives
Can anyone tell me if it is possible to get one way insurance for their return leg?
Thinking about getting them one way insurance from the uk for their outward leg (as many of us did no doubt) to cover the journey and whilst here rely on medicare for all/any necessary treatment. Problem comes finding insurance for the journey back.
As eldest is 74 and has some minor pre-exisiting conditions the number of insurers willing to do a 2-3 mth return cover is limited and they want anything from 350 pounds up to over 1000 pounds. As most of the visit is covered by medicare it seems unneccesary.
Thinking about getting them one way insurance from the uk for their outward leg (as many of us did no doubt) to cover the journey and whilst here rely on medicare for all/any necessary treatment. Problem comes finding insurance for the journey back.
As eldest is 74 and has some minor pre-exisiting conditions the number of insurers willing to do a 2-3 mth return cover is limited and they want anything from 350 pounds up to over 1000 pounds. As most of the visit is covered by medicare it seems unneccesary.
Apr 14th 2011, 2:15 am
#2
Forum Regular
Joined: Jul 2008
Location: Central Coast, NSW
Posts: 36
Re: Insurance for visiting elderly relatives
I'm interested in your comment regarding visiting elderly parents being covered by Medicare whilst they're here. Do you know exactly what they're covered for and how this works in principle?
Apr 14th 2011, 2:19 am
#3
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Joined: May 2007
Location: Back in Blighty
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Re: Insurance for visiting elderly relatives
any uk resident is covered by reciprocal agreement which means they get any medically necessary treatment on producton of their passport. Nothing elective but why would you on holiday? Some people seem to think its emergancy stuff only but it is broader than that. we have had visitors use both gp's and A&E at no cost under this agreement.
Apr 14th 2011, 2:21 am
#4
Forum Regular
Joined: Jul 2008
Location: Central Coast, NSW
Posts: 36
Re: Insurance for visiting elderly relatives
any uk resident is covered by reciprocal agreement which means they get any medically necessary treatment on producton of their passport. Nothing elective but why would you on holiday? Some people seem to think its emergancy stuff only but it is broader than that. we have had visitors use both gp's and A&E at no cost under this agreement.
Apr 14th 2011, 4:24 am
#5
Bright in Orange
Joined: Nov 2004
Location: Orange, NSW
Posts: 515
Re: Insurance for visiting elderly relatives
Can anyone tell me if it is possible to get one way insurance for their return leg?
Thinking about getting them one way insurance from the uk for their outward leg (as many of us did no doubt) to cover the journey and whilst here rely on medicare for all/any necessary treatment. Problem comes finding insurance for the journey back.
As eldest is 74 and has some minor pre-exisiting conditions the number of insurers willing to do a 2-3 mth return cover is limited and they want anything from 350 pounds up to over 1000 pounds. As most of the visit is covered by medicare it seems unneccesary.
Thinking about getting them one way insurance from the uk for their outward leg (as many of us did no doubt) to cover the journey and whilst here rely on medicare for all/any necessary treatment. Problem comes finding insurance for the journey back.
As eldest is 74 and has some minor pre-exisiting conditions the number of insurers willing to do a 2-3 mth return cover is limited and they want anything from 350 pounds up to over 1000 pounds. As most of the visit is covered by medicare it seems unneccesary.
http://britishexpats.com/forum/showthread.php?t=659373
Think you will find the one way insurance out is not so easy as you may think as there will be an age limit. I was stuffed as my dad is over 80!
Afraid that I could not find anything that would deal with this situation. Please let me know if you can find anything as my folks would be very keen to use for next year on whenever they next come out.
Scotty
