insurance problem
Jun 12th 2007, 10:47 am
#1
BE Enthusiast
Thread Starter
Joined: Jul 2004
Posts: 461
insurance problem
Hi All,
Just wondered if someone could give me a bit of advice. We moved to the Gold Coast in January and then in early February my mother who is still in the UK was told she has a brain tumor. Luckily it is not canerous and the specialist wants to leave it for 6 months to see if it gets bigger or whether it would be better to leave it.
The problem is that my mum wants to visit us next year but has been told by a lot of insurance companies that they will not cover her for her trip to Australia, one company did quote her just over £2000.
Has anyone else had a situation like this and found an insurance company that is reasonable and will insure her for a reasonable amount.
Any advice appreciated.
Sunshine 23
Just wondered if someone could give me a bit of advice. We moved to the Gold Coast in January and then in early February my mother who is still in the UK was told she has a brain tumor. Luckily it is not canerous and the specialist wants to leave it for 6 months to see if it gets bigger or whether it would be better to leave it.
The problem is that my mum wants to visit us next year but has been told by a lot of insurance companies that they will not cover her for her trip to Australia, one company did quote her just over £2000.
Has anyone else had a situation like this and found an insurance company that is reasonable and will insure her for a reasonable amount.
Any advice appreciated.
Sunshine 23
Jun 12th 2007, 11:16 am
#2
Banned
Joined: Dec 2004
Location: Tapping (Perth)
Posts: 2,619
Re: insurance problem
I haven't had your situation, but wanted to make two suggestions (but you may have already tried these).
1. Try the Post Office insurance (they have a special policy for people over 75 years of age, hence may be more used to people with health conditions).
2. Talk again to the insurance companies you tried already and ask them if they can insure her if you exclude cover for any treatment necessary re the brain tumour and exclude any death cover.
Once she is in Australia she will be covered for emergency treatment under the UK-Australia reciprocal health care arrangement. Health insurance is therefore really in case she gets sick while on the plane and the plane lands somewhere en-route to off-load her to a local hospital.
Gina
1. Try the Post Office insurance (they have a special policy for people over 75 years of age, hence may be more used to people with health conditions).
2. Talk again to the insurance companies you tried already and ask them if they can insure her if you exclude cover for any treatment necessary re the brain tumour and exclude any death cover.
Once she is in Australia she will be covered for emergency treatment under the UK-Australia reciprocal health care arrangement. Health insurance is therefore really in case she gets sick while on the plane and the plane lands somewhere en-route to off-load her to a local hospital.
Gina
Jun 12th 2007, 11:25 am
#3
BE Enthusiast
Thread Starter
Joined: Jul 2004
Posts: 461
Re: insurance problem
I haven't had your situation, but wanted to make two suggestions (but you may have already tried these).
1. Try the Post Office insurance (they have a special policy for people over 75 years of age, hence may be more used to people with health conditions).
2. Talk again to the insurance companies you tried already and ask them if they can insure her if you exclude cover for any treatment necessary re the brain tumour and exclude any death cover.
Once she is in Australia she will be covered for emergency treatment under the UK-Australia reciprocal health care arrangement. Health insurance is therefore really in case she gets sick while on the plane and the plane lands somewhere en-route to off-load her to a local hospital.
Gina
1. Try the Post Office insurance (they have a special policy for people over 75 years of age, hence may be more used to people with health conditions).
2. Talk again to the insurance companies you tried already and ask them if they can insure her if you exclude cover for any treatment necessary re the brain tumour and exclude any death cover.
Once she is in Australia she will be covered for emergency treatment under the UK-Australia reciprocal health care arrangement. Health insurance is therefore really in case she gets sick while on the plane and the plane lands somewhere en-route to off-load her to a local hospital.
Gina
Sunshine23
Jun 12th 2007, 11:28 am
#4
Lost in BE Cyberspace
Joined: Nov 2005
Location: at the bottom of a wine glass
Posts: 28,176
Re: insurance problem
Also, would the doctor give her a letter? I know when my Mum had cancer the doctors gave her a letter saying she was fit to travel and she got insurance for a holiday in Greece. Might not work because it's a longer flight etc, but worth a try.
Jun 12th 2007, 11:32 am
#5
BE Enthusiast
Thread Starter
Joined: Jul 2004
Posts: 461
Re: insurance problem
The only thing she can do is wait the 6 months until they do more scans and see wht happens then. Fingers crossed.
Thanks for the advice Wendy, just thought that someone might know of a sympathetic insurance company.
sunshine23
Jun 12th 2007, 12:20 pm
#6
BE Forum Addict
Joined: Feb 2007
Posts: 1,905
Re: insurance problem
Have you tried any of these companies?
They are recommended for people with serious medical conditions. Medic cover were first choice by some patients I spoke with who have serious medical conditions. Im not sure the costs though.
Medic-cover.co.ukTravel Insurance for those who have suffered From illness or accident
https://www.medi-cover.co.uk/manualcode/frmHome.aspx
Tel: 0870 735 36000870 735 3600
AllClear TravelTravel Insurance for those with pre-existing medical conditions
http://www.allcleartravel.co.uk/
Tel: 0870 777 9339
Insure and go
Travel Insurance company that will cover existing medical conditions
http://www.insureandgo.com/
Tel: 0870 901 3674
Hope one of the above will help you out.
GEMS
They are recommended for people with serious medical conditions. Medic cover were first choice by some patients I spoke with who have serious medical conditions. Im not sure the costs though.
Medic-cover.co.ukTravel Insurance for those who have suffered From illness or accident
https://www.medi-cover.co.uk/manualcode/frmHome.aspx
Tel: 0870 735 36000870 735 3600
AllClear TravelTravel Insurance for those with pre-existing medical conditions
http://www.allcleartravel.co.uk/
Tel: 0870 777 9339
Insure and go
Travel Insurance company that will cover existing medical conditions
http://www.insureandgo.com/
Tel: 0870 901 3674
Hope one of the above will help you out.
GEMS
Last edited by Gems; Jun 12th 2007 at 12:23 pm. Reason: link did not work for medi cover
Jun 12th 2007, 12:27 pm
#7
BE Forum Addict
Joined: Feb 2007
Posts: 1,905
Re: insurance problem
PS, not a insurance salesperson!
I have child with rare condition and these have been recommended to me by patients who couldnt get other companies to insure.
GEMS
I have child with rare condition and these have been recommended to me by patients who couldnt get other companies to insure.
GEMS
Jun 13th 2007, 3:54 am
#8
BE Enthusiast
Thread Starter
Joined: Jul 2004
Posts: 461
Re: insurance problem
Thanks for that. I phoned my mum this morning with the telephone numbers and she is going to give them a ring.
Sunshine23
