Insurance claims
Aug 20th 2007, 12:08 am
#1
Forum Regular
Thread Starter
Joined: May 2006
Location: Thorneside, Brisbane
Posts: 88
Insurance claims
Hi all
Has anyone had to make an insurance claim? When we received our goods we found that a lot of our electrical goods ie dvd, video, kettle etc did not work properly. We believe this was due to the conditions in the container going from hot to cold air and we had an electrician to look at them and he said the same. We are now in the process of getting quotes for new equipment - has anyone found this a problem when claiming on insurance as they are in the UK?
Is it really worth all the hassle, are they quick to pay out or not?
Thanks
Gaz
Has anyone had to make an insurance claim? When we received our goods we found that a lot of our electrical goods ie dvd, video, kettle etc did not work properly. We believe this was due to the conditions in the container going from hot to cold air and we had an electrician to look at them and he said the same. We are now in the process of getting quotes for new equipment - has anyone found this a problem when claiming on insurance as they are in the UK?
Is it really worth all the hassle, are they quick to pay out or not?
Thanks
Gaz
Aug 20th 2007, 12:16 am
#2
DownUnder
Joined: May 2003
Location: Thorneside, Brissy
Posts: 1,709
Re: Insurance claims
It might depend on you having electical derangement as part of your policy which most don't.
They may only pay for obvious shipping damage. In effect, this means that if it's found to be damage due to being (obviously) dropped, bumped, shaken etc and an 'engineer'/ specialist will verify this then they will pay out
They may only pay for obvious shipping damage. In effect, this means that if it's found to be damage due to being (obviously) dropped, bumped, shaken etc and an 'engineer'/ specialist will verify this then they will pay out
